Gateway Metro Credit Union Saint Louis MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gateway Metro, your trusted partner in financial wellness, located at 1001 Pine St, Saint Louis, MO 63101. Since our establishment in 1935, we have been dedicated to serving our community with integrity and a personal touch. With over 10,163 members and $170,921,339 in total assets, we pride ourselves on being a stable and reliable choice for your banking needs. At Gateway Metro, we understand the importance of community support. That's why we're committed to providing personalized services that help you achieve your financial goals. Whether you're looking for a new auto loan, mortgage refinancing, or simply a safe place to manage your savings, we offer a range of products tailored just for you. Our total loans amount to 5,086, while our deposits reach an impressive $9,894,592, reflecting our members' trust in us. Our experienced team is led by CEO Jerome Lewis and Board President David Schmid, who are passionate about ensuring every member feels valued and understood. With a dedicated staff of 58 employees, we strive to provide exceptional service every day of the week during our operating hours from 7 AM to 5 PM, Monday through Friday. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 1001 Pine St, Saint Louis, MO 63101. Explore our website at www.gogmfcu.org to learn more about our offerings or give us a call at 314-621-4575. We're here to help you navigate your financial journey with confidence and ease!

Branch History & Mission

Community Commitment

We pride ourselves on being more than just a financial institution; we are your neighbors and friends. Our branch actively participates in local events and partnerships that uplift our community. Whether it's sponsoring local sports teams or providing financial literacy workshops, we strive to make a positive impact. Our operating hours are convenient for your busy lifestyle open Monday through Friday from 7 AM to 5 PM. Although we do not offer drive-thru service at this location, we ensure that all members have access to an ATM for their cash withdrawal needs.

Join Us!

As we continue our journey at Gateway Metro, we invite you to be part of this legacy. Experience the benefits of membership and discover how we can support your financial aspirations while making a difference in Saint Louis. Visit us today or check out our website at Gateway Metro for more information on how to join and take advantage of all that we offer. Let's build a brighter future together!

Mission Statement

At Gateway Metro, our mission is straightforward yet profound: to empower our members through exceptional financial services while nurturing community connections. We believe that banking should be more than just transactions; it should be about building relationships that foster growth and stability. We are dedicated not only to helping you achieve your financial goals but also to giving back to the community through various outreach initiatives. While members can visit us at 1001 Pine St for personal banking needs such as checking and savings accounts, auto loans, mortgages, and credit cards we also encourage official correspondence to be sent to the same address.

Our Journey

From humble beginnings nearly nine decades ago, Gateway Metro has blossomed into a trusted financial institution with over 10,000 members. We have always been focused on providing accessible financial services tailored to the needs of our diverse membership. As we grew, so did our commitment to enhancing lives through sound financial guidance and support. Today, we proudly manage total assets exceeding $170 million, a testament to the trust and loyalty of our members.

Branch Location & Accessibility

Convenient Access and Features

At Gateway Metro, we strive to make your visit as smooth as possible. We offer ample parking for our members and ensure that our facilities are ADA compliant, providing ramps and other accessibility features for those who need them. While you're here, take advantage of our ATM services available on-site for quick cash withdrawals or balance checks.

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 7 AM to 5 PM, allowing you to fit your banking around your daily routine. If you have questions or need assistance, feel free to give us a call at 314-621-4575 we're always happy to help!

Shared Services

Gateway Metro also participates in shared service centers, enabling members of partner credit unions to conduct basic transactions like deposits and withdrawals here. This added convenience helps us serve you better, whether you're an existing member or just passing through. While members can visit us at 1001 Pine St, official correspondence should be sent to the same address for clarity. We invite you to come by and experience the welcoming atmosphere of Gateway Metro! Whether you're looking to open a new account or explore loan options, our team is ready to assist you with a smile. Don't hesitate stop by today!

Member Eligibility

Becoming a member of Gateway Metro is like joining a family where everyone looks out for one another. If you're interested in being part of our supportive community, we welcome you with open arms! Generally, anyone who lives, works, worships, or goes to school in the Saint Louis area can become a member. This means that if you're part of our local community, you're already eligible to enjoy the benefits we offer. By joining Gateway Metro, you'll gain access to personal banking services, low-interest loans, and friendly support tailored just for you. To learn more about the specific eligibility details, feel free to check out this resource: . Opening an account with us is simple and straightforward! Just visit our website at https://gogmfcu.org/apply-for-a-loan/ , and you'll find all the information you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (314) 621-4575. We're here to help you every step of the way as you embark on this exciting journey with Gateway Metro at our location on 1001 Pine St Saint Louis Mo 63101.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you purchase new equipment, increase inventory, or even hire additional staff. With these loans, you're not just getting money; you're investing in your vision and future.

Merchant Services

In addition to loans, we offer merchant services that simplify how you handle payments. Picture this: Your customers can pay easily with credit or debit cards while you enjoy quick access to those funds. This convenience enhances customer satisfaction and keeps your cash flow steady. With our services at 1001 Pine St Saint Louis Mo 63101 in Saint Louis, MO, we are here to empower your business every step of the way. Contact us today at (314) 621-4575 to learn more about how we can assist you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With our ATM services available at various locations, accessing cash has never been easier. You can make withdrawals and check balances effortlessly whenever needed.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help make your dream vehicle a reality. With competitive rates and flexible terms, we aim to provide financing that meets your needs without breaking the bank.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans. We understand the challenges of running a business, and we're here to help you succeed by offering tailored financial solutions that fit your unique requirements.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn while you spend. Enjoy benefits like cash back or travel rewards, making every purchase more rewarding.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is ready to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. Whether you're paying bills or transferring funds, it's all just a few clicks away on our secure platform.

Personal Banking

For those looking to manage their money effectively, our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or just want a reliable account for daily transactions, we have solutions that work for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. We offer loans designed to help you manage debt and cover unforeseen costs, making it easier for you to regain control over your finances.

Shared Branch Transactions

If you're a member of another credit union that partners with us, enjoy the ease of basic shared branch transactions like deposits and withdrawals without any hassle. At Gateway Metro, we strive to be more than just a financial institution; we want to be your trusted partner on your journey towards financial wellness. If you're interested in learning more about any of these services or if you'd like assistance with your financial goals, please don't hesitate to reach out! Contact us at (314) 621-4575 or visit us at Operations Center/back Office today!

Digital & Online Banking

Access Your Accounts Anytime

With our 24/7 online banking services available at https://gogmfcu.org/ , you can check balances, transfer funds, and pay bills whenever it suits you. No need to rush to the bank during business hours; take care of your banking needs right from your computer or smartphone.

Go Mobile

Our mobile application makes banking even more accessible. You can download it today and enjoy features like mobile payments, which allow you to make purchases quickly and securely. Plus, with person-to-person transfers, sending money to friends or family is just a few taps away.

Sign Documents Securely

Need to sign important documents? Our electronic signature authorization feature ensures that you can do so safely without needing to visit the branch. It's just one more way we prioritize your time and security. At Gateway Metro, we're committed to offering user-friendly services that help you manage your finances effortlessly. Explore all these digital options today and experience banking made easy!

Stay Organized with E-Statements

Keeping track of your finances is simple with e-statements available through our online banking platform. You'll receive your statements electronically, making it easy to monitor your spending while reducing paper clutter.

Financial Strength

Commitment to Member Growth

With $14,509,918 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity with $1,747 in used auto loans and $101,778,648 in total loans and leases supporting your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 23,515, showcasing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $597,136, we remain dedicated to providing the best possible service for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gateway Metro is your trusted partner. Visit us at 1001 Pine St Saint Louis Mo 63101 or call (314) 621-4575 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to adapt and thrive is evident through our $0, reflecting our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 57 full-time employees and 1 part-time employees ready to assist you with their knowledge and commitment.

Secure Savings Opportunities

Members' savings are secured through $23,112,344 in share certificates and $32,357,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,730,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $861 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Gateway Metro, we understand that life is full of opportunities and sometimes you need a little help to seize them. Whether you're looking to purchase a vehicle, buy your first home, or manage your finances better, our diverse loan products are designed to meet your needs. With over 5086 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. If you're in the market for a new car, consider our competitive rates. We currently have $20,400,878 in used vehicle loans and $4,331,235 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $19,764,676, making buying or refinancing simple. For those looking to manage their finances more effectively, we offer flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans issued, we provide options that can fit various financial situations. If you're interested in expanding your business, our commercial loan offerings can also support your growth needs. Although we currently do not have any outstanding commercial loans, our commitment to serving local businesses remains strong. Additionally, if you're considering refinancing or checking eligibility for any of these loan products, our friendly team is ready to assist you. You can reach us at 314-621-4575 for personalized guidance. We invite you to visit us at 1001 Pine St, Saint Louis MO 63101 or explore more about our services online at Gateway Metro. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Gateway Metro, we're dedicated to supporting you on your financial journey with straightforward loan options tailored just for you.

Loan Aggregator

Benefits of Using LendMesh

LendMesh prides itself on several key features that build trust and reliability: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: Unlike many platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users.

GATEWAY METRO FEDERAL CREDIT UNION