Gateway Metro Credit Union Florissant MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gateway Metro, your trusted financial partner located at 2129 Charbonier Rd, Florissant, MO 63031. Established in 1935, we have proudly served our community for over eight decades, growing alongside our members and adapting to their needs. With a strong commitment to customer service and community support, we currently serve over 10,163 members and manage total assets of $170,921,339. At Gateway Metro, we believe in empowering our members with the right financial tools. Whether you're looking for personal banking services such as checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total deposits stand at an impressive $9,894,592, showcasing the trust our members place in us. Under the leadership of CEO Jerome Lewis and Board President David Schmid, our dedicated team of 58 employees is always ready to assist you. We understand that every member's journey is unique, which is why we offer tailored solutions to fit your lifestyle. From basic ATM access to online and mobile banking options, we're here to make banking easier for you. While members can visit us at our branch for personalized service, remember that official correspondence should be directed to our branch address. If you have any questions or would like more information about our services, feel free to call us at 314-621-4575. Join us today and experience the Gateway Metro difference where your financial well-being is our top priority! Visit us online at gogmfcu.org or stop by our branch to learn more about how we can help you achieve your financial goals.

Branch History & Mission

Accessibility and Innovation

Understanding the importance of convenience in today's world, we offer digital banking solutions that allow you to manage your finances anytime, anywhere. Whether it's through online banking or mobile payments, we ensure that accessing your account is simple and secure. Additionally, while you can visit us at 2129 Charbonier Rd, any official correspondence should be sent directly to this address as there is no separate mailing address.

Join Us!

We invite you to become part of the Gateway Metro family! Experience firsthand how our member-centric approach can benefit you financially while making a positive impact in our community. For more information or to open an account today, please call us at 314-621-4575 or visit our website. Together, let's build a brighter future for ourselves and our community!

Our Journey

Gateway Metro began its journey with a mission to provide accessible financial services to those in need. Over the years, we have adapted to meet the changing needs of our community while maintaining our commitment to exceptional service. From humble beginnings, we have expanded our offerings to include a wide range of products such as checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. As we've grown, so has our dedication to community involvement. We actively engage with local organizations and participate in outreach initiatives that support education, housing stability, and economic development. Our shared service center ensures that members can access basic transactions even when they are away from home.

Our Mission

At Gateway Metro, our mission is clear: we strive to empower our members through comprehensive financial services while fostering community growth and well-being. We believe that everyone deserves access to quality financial tools and guidance that can help them achieve their goals. Our team is committed not just to providing banking services but also to creating lasting relationships with our members. We aim to be more than just a credit union; we want to be a partner in your financial journey.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 314-621-4575. Our friendly team is eager to help you navigate your financial journey. So whether you're already a member or thinking about joining us, we invite you to stop by Gateway Metro today!

Operating Hours

At Gateway Metro, we want to be there for you when you need us most. Our lobby hours are tailored for your convenience: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12 PM. Whether you're stopping by before work or on the weekend, we're here to help!

Parking and Accessibility

We prioritize your comfort and ease of access when visiting us. Our branch offers ample parking space, ensuring that you can get in and out without any hassle. Plus, our facility is designed to be ADA compliant, featuring ramps and accessible entrances for those who need them.

Services Offered

We provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? No problem! Our ATM is available on-site for quick withdrawals and balance checks. Additionally, we offer shared services for partner credit union members for basic transactions. While members can visit us at 2129 Charbonier Rd, please note that if you need to send any official correspondence, it should be directed to our mailing address though it's the same as our branch address for now.

Member Eligibility

At Gateway Metro, we believe that becoming a member means joining a community where you are valued and supported. If you're looking to become part of our family, you'll be pleased to know that eligibility is quite accessible. Generally, anyone who lives, works, worships, or attends school in the area around 2129 Charbonier Rd Florissant Mo 63031 can apply for membership. This means that if you're in the Florissant area, you're already on your way to enjoying the benefits we offer! We focus on providing our members with exceptional financial services tailored just for them. Opening an account with us is easy and straightforward. You can start the process by visiting our website at https://gogmfcu.org/apply-for-a-loan/ , where you'll find all the information you need to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (314) 621-4575. For more detailed information about membership eligibility, feel free to check out our guidelines at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine being able to fund that new project or invest in equipment that can elevate your operations. With our tailored business loans, you can access the resources needed to make those dreams a reality.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions and enhance customer experiences. Picture this: accepting payments seamlessly, whether it's through card swipes or mobile payments. This not only boosts your sales but also builds customer loyalty as they enjoy the convenience of easy payment options. At Gateway Metro, located at 2129 Charbonier Rd Florissant Mo 63031 in Florissant, MO, we're here to help you navigate the financial landscape and drive your business forward. For inquiries, give us a call at (314) 621-4575. Let's work together to grow your business!

Comprehensive List Of Services

ATM Services and Shared Branch Transactions

We understand that accessing cash quickly is essential. That's why we provide comprehensive ATM services, allowing you to make withdrawals and balance checks without hassle. For members of partner credit unions, basic shared branch transactions such as deposits and withdrawals are also available at our location. At Gateway Metro in Florissant, MO, we strive to create a welcoming environment where all your banking needs are met efficiently. With our friendly staff ready to assist you at every step of the way, we invite you to experience the difference of community-focused banking. If you have any questions about our services or want to get started today, feel free to give us a call at 314-621-4575. We look forward to serving you!

Business Banking Options

For our small business owners, we offer tailored solutions through our business banking services. This includes merchant services that help streamline payment processing and business loans designed to help you grow your enterprise.

Credit Cards and Rewards

Want to earn rewards while you spend? Our credit cards with rewards program allows you to earn points for every purchase, which can be redeemed for various benefits, making everyday expenses even more rewarding.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms make it easy for you to manage your finances anytime, anywhere. You can pay bills, transfer money, or check balances from the comfort of your home or on the go. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking Solutions

Managing your finances should be straightforward. At Gateway Metro, we offer various personal banking services designed to fit your lifestyle. Our checking and savings accounts allow you to save while enjoying easy access to your funds. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options come with competitive rates and flexible terms. Homeownership is also within reach thanks to our mortgage loans and refinancing services. We work with you to find the best mortgage solution that suits your needs. Additionally, if you're facing financial challenges, our personal loans and debt consolidation options can help simplify your payments and improve your overall financial health.

Digital & Online Banking

Convenient Mobile Features

For those who prefer banking on their phones, our mobile application brings all these features to your fingertips. You can enjoy mobile payments, making transactions quick and hassle-free. Want to split a bill? Our person-to-person transfers make it easy to send money to friends and family instantly.

Easy Access to Your Accounts

Our 24/7 online banking services allow you to check your balance, transfer funds, and pay bills at any time. Whether you're at home or on the go, you can stay connected to your money effortlessly. Plus, with the availability of e-statements, you can keep track of your transactions without the clutter of paper statements. Just sign in, and everything is right there for you!

Security You Can Trust

Your security is our top priority. We use advanced encryption technologies to ensure that your information stays safe while you bank online. Although we currently do not offer electronic signature authorization, we have other robust security measures in place that protect your account. At Gateway Metro, we strive to provide accessible and efficient services that cater to your needs. Explore all our digital offerings today at https://gogmfcu.org/ and experience a new level of banking convenience!

Financial Strength

Commitment to Growth

With $14,509,918 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well with $1,747 in used auto loans and $101,778,648 in total loans and leases supporting your financial goals across various sectors.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in reinvesting our earnings back into the community for your benefit.

Member Trust

We are proud of our growing member base with a total of 23,515 share accounts. This reflects the trust that our community has placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gateway Metro is your trusted partner. Visit us at 2129 Charbonier Rd Florissant Mo 63031 or call (314) 621-4575 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 57 full-time employees and 1 part-time employees ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $23,112,344 in share certificates and $32,357,206 in money market shares, offering stable and rewarding financial growth opportunities. This means that your deposits are not only safe but also working hard to help you grow your wealth.

Strong Financial Health

With a net worth of $14,730,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $861 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners interested in expanding their operations or managing cash flow effectively, our commercial loan services can also be beneficial. Although there are no outstanding commercial loans currently offered at our branch, we encourage you to explore what we can do for you in the future. If you're considering refinancing your current loans or want to learn about eligibility options for any of our products, don't hesitate to reach out. We're committed to providing personalized service and guidance throughout your borrowing experience. For more information about our loan offerings or to start your application today, visit us at 2129 Charbonier Rd Florissant Mo 63031, call us at 314-621-4575, or check out our website at gogmfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,400,878 in used vehicle loans and $4,331,235 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we're here to provide financing options that suit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding amounts for unsecured credit card loans at this time, our credit solutions help members manage their finances effectively when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,764,676, make buying or refinancing simple. We aim to make your home financing journey as smooth as possible with competitive rates and flexible terms.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that you receive fair and transparent offers. Each lender is vetted, so you can trust that the information provided is accurate and up-to-date.

GATEWAY METRO FEDERAL CREDIT UNION - Florissant, MO