Gas And Electric Credit Union Rock Island IL | Best Auto Loans & ATM Services

Introduction

Welcome to Gas And Electric, your trusted financial partner located at 2300 4th Ave, Rock Island, IL 61201. Established in 1935, we have proudly served our community for decades, helping over 5,600 members achieve their financial goals. Our commitment to providing exceptional service is evident in our total assets of $119,932,727 and a solid net worth of $12,285,851. At Gas And Electric, we understand that banking is not just about numbers; it's about people. With a dedicated team of 17 employees, led by our CEO Daryl Emden and Board President Corbyn Beck, we strive to create a welcoming environment where every member feels valued. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we offer a comprehensive range of services tailored to meet your needs. While members can visit us at our branch for personalized assistance, official correspondence should be directed to the same address: 2300 4TH AVE, ROCK ISLAND, IL 61201. We invite you to explore our offerings on our website at www.gaselectriccu.com and discover how we can assist you in achieving your financial dreams. Experience the difference with Gas And Electric where community matters. Call us at (309) 793-3610 or stop by during our lobby hours to learn more about how we can support you today!

Branch History & Mission

Community Commitment

Gas And Electric is deeply committed to the Rock Island community. Through various partnerships and outreach initiatives, we strive to give back and make a positive impact. Our aim is not only to support our members financially but also to enhance the quality of life in our area by participating in local events and programs. As we look toward the future, we continue embracing technological advancements that simplify banking for our members. From online banking and mobile payments to e-statements and person-to-person transactions, we are dedicated to making your financial management as easy as possible. Join us at Gas And Electric! Experience the difference of being part of a credit union that genuinely cares about your financial well-being and community prosperity. Visit our website at www.gaselectriccu.com or call us at 309-793-3610 today!

Our Mission

Our mission at Gas And Electric is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We understand that every member has unique needs. That's why we offer personalized solutions designed to help you achieve your financial goals. Whether you're looking for a new car loan or planning for retirement, we're here to guide you every step of the way. While members can visit us at 2300 4th Ave for all their banking needs, official correspondence should be sent to the same address. We believe in creating accessible banking experiences; that's why we offer ATM access and drive-thru banking for added convenience. Our operating hours are designed with you in mind: Monday through Friday from 8:00 AM to 5:00 PM (with Wednesday opening at 9:00 AM) and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Accessibility Features

Our branch is fully ADA-compliant, ensuring that all members can access our services without any barriers. We have ramps for wheelchair users and clear signage throughout the facility to guide you.

Additional Services

For those on the go, we also offer drive-thru banking services for quick deposits and withdrawals. Plus, our ATM is available around the clock for cash withdrawals and balance inquiries. We invite you to come visit us at Gas And Electric! Your financial well-being is important to us, so let's work together towards achieving your goals.

Nearby Landmarks

Located just a stone's throw from the bustling downtown area, our branch is close to local shops and eateries. This makes it easy to combine your banking errands with other activities in the community.

Operating Hours

We want to make banking as accessible as possible. Our lobby hours are designed with your schedule in mind: Monday through Tuesday and Thursday through Friday from 8:00 AM to 5:00 PM, Wednesday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM until noon. Feel free to drop by during these hours or give us a call at 309-793-3610 if you have any questions!

Member Eligibility

At Gas And Electric, we believe that becoming a member is like joining a warm and welcoming family where your financial well-being is our top priority. If you're looking to join us, the eligibility criteria are straightforward and designed to include as many people as possible. Generally, anyone who lives, works, worships, or attends school in the local area can become a member. This means that whether you're just starting out or have been managing your finances for years, there's a place for you here at Gas And Electric. To make the membership process even easier, simply visit us at our branch located at 2300 4Th Ave Rock Island Il 61201 or give us a call at (309) 793-3610 for more information. You can also check out the detailed eligibility requirements on our website at http://www.gaselectriccu.com/connect/become-a-member. Once you're ready to open an account, you can find all the necessary steps outlined at http://www.gaselectriccu.com/apply/open-an-account. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced environment, efficient payment solutions can set your business apart. Our merchant services offer simple and effective ways for you to accept payments, making transactions easier for both you and your customers. With the right tools at your fingertips, you can focus on what matters most: running your business. If you're ready to take the next step towards financial empowerment for your business, visit us at 2300 4Th Ave Rock Island Il 61201 in Rock Island, IL or give us a call at (309) 793-3610. Let's work together to create a brighter future for your enterprise!

Tailored Loan Options

Imagine being able to expand your operations, purchase new equipment, or manage cash flow more effectively. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we look forward to helping local businesses thrive in the future.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you have access to funds whenever you need them. If you prefer face-to-face interaction for basic transactions like deposits or withdrawals, our Basic Drive-Thru Banking service is available for your convenience.

Business Banking Made Easy

For entrepreneurs and business owners, we offer a variety of services under our Business Banking umbrella. From Merchant Services that streamline transactions to Business Loans that support growth initiatives, we're here to help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options, allowing you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, accessing your money has never been easier.

Join Us Today!

At Gas And Electric, we believe in building lasting relationships with our members through personalized service and comprehensive financial solutions. Whether you're visiting us at 2300 4Th Ave Rock Island Il 61201 in Rock Island, calling us at (309) 793-3610, or using our digital platforms, we're here to assist you every step of the way. Ready to take the next step? Visit us online at https://www.gaselectriccu.com or stop by today! We can't wait to help you achieve your financial dreams!

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. We offer Checking & Savings Accounts tailored to fit various lifestyles and goals. If you're considering buying a new car, our Auto Loans & Vehicle Financing options make the process straightforward and hassle-free. For those looking to buy a home, explore our Mortgage Loans & Refinancing services that can simplify the path to homeownership.

Support for Your Financial Goals

Life can be unpredictable, but with our Personal Loans & Debt Consolidation, you can take control of your finances. These loans are designed to help you manage expenses effectively, giving you peace of mind when life throws curveballs. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for those who love to shop or travel.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! Enjoy the convenience of e-statements, which are readily accessible whenever you need them. Plus, with our mobile application available at Yes, you can manage your accounts right from your smartphone.

Online Banking Services

Access your accounts 24/7 with our online banking platform at https://www.gaselectriccu.com. Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Our user-friendly interface ensures that you can navigate through your finances effortlessly.

Quick Payments and Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast to send or receive payments directly from your account, all while using mobile payments for added flexibility. At Gas And Electric, we strive to make banking not only accessible but also enjoyable. With real-time account management tools and comprehensive online banking services, you have everything you need right at your fingertips. Join us today and experience the ease of modern banking!

Security First

Your security is our priority. With features like electronic signature authorization available at Yes, you can feel confident that your transactions are safe. We use advanced technology to protect your information, so you can focus on what matters most your financial goals.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 13,076, showing a strong and growing member base that trusts us with their finances. Our focus remains on you the member ensuring that every decision made is for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gas And Electric is your trusted partner. Visit us at 2300 4Th Ave Rock Island Il 61201 or call (309) 793-3610 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $30,827,938 in share certificates and $16,158,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $222,434 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $11,229,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth enables us to adapt to your needs while maintaining our high standards of service.

Strong Financial Health

With a net worth of $12,285,851, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $12,894 in used auto loans and $81,374,857 in total loans and leases. Whether you're looking to purchase a vehicle or need funds for personal projects, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,756,825 in used vehicle loans and $8,177,260 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes so you can enjoy your new ride without unnecessary delays.

Credit Lines

If you're looking for flexibility in your finances, our total credit lines available amount to $13,404,492. These lines can help cover unexpected expenses or give you the freedom to make necessary purchases without straining your budget. At Gas And Electric, we are committed to providing personalized service and competitive rates. If you're considering refinancing options or want to learn more about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at (309) 793-3610 or visit us at 2300 4Th Ave Rock Island Il 61201 in Rock Island, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,529,680, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,259,964 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to meet your lifestyle needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent. Each lender listed has been thoroughly vetted, ensuring that you receive only verified data without any misleading information.

Take Action Today

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GAS AND ELECTRIC CREDIT UNION - Rock Island, IL

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