Gas And Electric Credit Union Moline IL | Affordable Vehicle Loans & Business Banking

Introduction

At Gas And Electric, we believe that strong financial foundations are built on trust, community, and commitment. Located conveniently at 4502 27th St, Moline, IL 61265, our Moline Branch has been serving members since 1935. Over the years, we have grown to support a vibrant community of 5,631 members, helping them achieve their financial goals while building lasting relationships. As a member-focused credit union with total assets of $119,932,727, we prioritize your needs above all else. Our dedication is reflected in our robust portfolio that includes over 24,632 loans and leases and total deposits amounting to $2,895,697. We also maintain a solid net worth of $12,285,851, ensuring that your savings are secure with us. While you can visit us at our Moline location for all your banking needs, official correspondence can be sent to the same address. We encourage you to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Under the leadership of CEO Daryl Emppen and Board President Corbyn Beck, our team of 17 employees is committed to providing exceptional service. Whether you're visiting us during lobby hours from Wednesday to Friday or utilizing our online banking services anytime, we're here to support you every step of the way. Ready to take the next step towards achieving your financial dreams? Call us today at (309) 797-1414 or visit our website at Gas And Electric Credit Union to learn more about becoming a member or opening an account. Your journey towards financial success starts here!

Branch History & Mission

At Gas And Electric, our journey began in 1935, marking the establishment of a community-centered financial institution dedicated to serving the residents of Moline, IL. Since our inception, we have grown alongside our members, evolving to meet their changing needs while staying true to our core mission: empowering individuals and families through accessible financial services and robust community support. Located at 4502 27Th St, Moline, IL 61265, our branch is situated in a vibrant area that is easily accessible for all. As we celebrate our rich history, we take pride in serving over 5,631 members who trust us with their financial goals. With total assets exceeding $119,932,727, we have established a solid foundation that allows us to offer a range of services tailored to meet the diverse needs of our community. Our mission is simple yet profound: we strive to provide exceptional financial services while actively supporting local initiatives and organizations that enhance the quality of life in Moline. We believe in not just being a bank but also being a partner in the community's growth and well-being. Whether it's through personal banking options like checking and savings accounts or auto loans and mortgages, we are here to help you achieve your dreams. While members can visit us at 4502 27Th St, official correspondence should be sent to 4502 27th St, Moline, IL 61265-6311 if there are any mailing needs. Our operating hours are Wednesday through Friday from 9 AM to 4 PM, allowing ample time for you to connect with us and explore how we can assist you on your financial journey. We understand the importance of convenience in today's world; that's why we offer ATM availability and drive-thru banking services. Additionally, our shared service center ensures that members can access essential banking services even when they are away from home. As technology continues to advance, so do we. Our commitment to providing digital solutions such as online banking and mobile payments makes managing your finances easier than ever. We prioritize accessibility for all members and ensure that our facilities comply with ADA standards. Community outreach is at the heart of what we do. We partner with local organizations and engage in various initiatives aimed at making Moline a better place for everyone. Our passion for helping others drives us forward each day. Join us at Gas And Electric! Experience firsthand the benefits of membership where your financial well-being is our top priority. Together, let's build a brighter future for our community one member at a time. For more information or assistance, feel free to call us at (309) 797-1414 or visit our website at gaselectriccu.com.

Branch Location & Accessibility

Accessibility and Features

At Gas And Electric, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure everyone can easily visit us. Parking is available right outside the entrance, so you won't have to worry about finding a spot when you're in a hurry. For those who prefer the convenience of banking on the go, we also offer an ATM on-site for quick cash withdrawals and balance checks. Plus, with our drive-thru service, you can handle simple transactions like deposits and withdrawals without leaving your vehicle.

Get in Touch

Have questions or ready to start your journey with us? Don't hesitate to reach out! Give us a call at 309-797-1414 or drop by during our operating hours. We look forward to welcoming you at the Gas And Electric Moline Branch!

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. We're open Wednesday through Friday from 9 AM to 4 PM, providing ample time for you to come in during the week. Whether you're looking to open a new account or discuss loan options, our dedicated staff is here to assist you.

Services Offered

At Gas And Electric, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide online and mobile banking services for easy account management anytime, anywhere. While members can visit us at 4502 27th St for all their banking needs, please remember that official correspondence should be sent to the same address: 4502 27th St, Moline, IL 61265-6311.

Member Eligibility

At Gas And Electric, we believe that becoming a member is more than just opening an account; it's about joining a community that supports your financial goals. If you live, work, or worship in the Moline area or have family members who are already part of our credit union, you're likely eligible to join us. We welcome individuals from all walks of life and strive to create a friendly environment where everyone can thrive financially. To find out more about the specific eligibility requirements, you can check out our detailed guidelines at http://www.gaselectriccu.com/connect/become-a-member. Joining is easy! Simply visit us at 4502 27Th St Moline Il 61265, give us a call at (309) 797-1414, or explore our online account opening process by visiting http://www.gaselectriccu.com/apply/open-an-account. We're here to help you take the first step toward better banking and greater financial freedom with personalized services designed just for you. Don't hesitate to reach out if you have any questions; we can't wait to welcome you into the Gas And Electric family!

Business Banking & Commercial Services

Merchant Services that Work for You

Imagine seamlessly accepting payments from your customers without the hassle. Our merchant services make it easy for you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we've got you covered. Located at 4502 27Th St Moline Il 61265 in Moline, IL, our team is ready to help you explore how we can assist in achieving your business goals. Reach out to us at (309) 797-1414 or visit us online at https://www.gaselectriccu.com for more information!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We know accessibility matters. At Gas And Electric, enjoy the convenience of our ATM and cash withdrawal services, as well as basic drive-thru banking for quick transactions like deposits and withdrawals. Need assistance while on the road? Our shared branch transactions allow members from partner credit unions to perform basic deposits and withdrawals at our location.

Business Banking Offerings

For business owners, we understand how crucial it is to have the right financial tools. Our business banking services include merchant services and business loans that cater to your unique needs. Whether you're starting out or expanding an established company, we are committed to supporting your success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From making deposits and withdrawals to checking balances on-the-go, our digital solutions provide ease of access when you need it most. You can even use mobile payments for quick transactions right from your smartphone.

Join Us Today!

Our commitment extends beyond just offering services; it's about building lasting relationships with our members in Moline and beyond. If you're ready to take the next step in achieving your financial dreams or if you have questions about any of our offerings, please reach out! Call us at 309-797-1414 or visit us online at gaselectriccu.com for more information on how we can assist you today!

Personal Banking Solutions

Navigating personal finances can be challenging, but with our comprehensive personal banking services, you're never alone. We offer checking and savings accounts that fit any lifestyle, making it easy to manage your everyday expenses or save for future goals. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to make car buying simple and affordable. When it comes to homeownership, our mortgage loans and refinancing services can help you secure the best terms available. Whether you're buying your first home or looking to refinance an existing loan for better rates, we're here to guide you through the process. If you find yourself facing unexpected expenses or need extra cash for projects, our personal loans and debt consolidation services provide flexible solutions to get you back on track. Plus, don't forget about our credit cards that come with rewards perfect for earning while you spend.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. With features like mobile payments, you can make purchases directly from your smartphone without needing cash or cards. Need to send money to a friend? Our person-to-person transfer service allows you to send money instantly with just a few taps on your screen. To help you stay organized and eco-friendly, we offer e-statements that allow you to view and download your account statements electronically. You can also take advantage of electronic signature authorization for quicker processing of documents no need for printing and mailing anymore! All these features are designed with you in mind making it simple to manage your money while keeping everything safe and secure. So why wait? Experience the convenience of digital banking with Gas And Electric today!

Financial Strength

Dedicated Team Ready to Assist You

We also take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our members is reflected in our total share accounts of 13,076, showcasing a strong and growing member base that believes in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gas And Electric is your trusted partner. Visit us at 4502 27Th St Moline Il 61265 or call (309) 797-1414 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $30,827,938 in share certificates and $16,158,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

With $11,229,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us adapt to your needs while ensuring that your funds are safe and sound.

Strong Financial Health

With a net worth of $12,285,851, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $12,894 in used auto loans and $81,374,857 in total loans and leases. Furthermore, our $222,434 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,756,825 in used vehicle loans and $8,177,260 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to suit your budget.

Credit Lines and Personal Loans

If you're looking for additional flexibility, our total credit lines available amount to $13,404,492. These lines of credit can be invaluable for managing unexpected expenses or funding personal projects. At Gas And Electric, we believe in empowering our members through education and support. If you're considering refinancing existing debt or exploring eligibility options for any of our loan products, our team is ready to assist you every step of the way. For more information about our loan offerings or to schedule an appointment, feel free to reach us at (309) 797-1414. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,529,680, make buying or refinancing simple. We aim to support your dreams of owning a home while offering competitive rates and terms that can accommodate your individual needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,259,964 in loans helping members manage their finances effectively. These credit cards come without collateral requirements, making them an accessible option for those looking to build or rebuild their credit history.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GAS AND ELECTRIC CREDIT UNION - Moline, IL

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