Welcome to the Garland County Educators Federal Credit Union, a trusted financial institution established in 1968 and headquartered in Hot Springs, AR. Our mission is rooted in serving our community and empowering individuals through accessible financial solutions. Under the leadership of CEO Johnny Anderson and Board President Steven Campbell, we strive to provide exceptional service to our members, fostering a sense of belonging and support for all who walk through our doors.

As a member-focused credit union, we are proud to offer NCUA insurance since January 4, 1971, ensuring your deposits are secure. We embrace modern banking tools designed for your convenience, including online banking for easy account management, person-to-person transfers for seamless transactions, e-statements for paperless record-keeping, and more. While mobile payments and an app are not currently available, our commitment to accessibility and trust remains unwavering. For more information about our services or to connect with us directly, please visit our official website at https://www.gcefcuhotsprings.org/ or reach us via fax at 5013182317. Join us today and experience the difference of a credit union dedicated to your financial well-being.

At Garland County Educators Federal Credit Union, we pride ourselves on offering a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage refinancing, and business banking services, we are committed to empowering our members to achieve their financial goals. Our credit cards come with rewards that can help you save while you spend, making everyday purchases more rewarding. Whether you're planning for life milestones or seeking financing options for your small business, our dedicated team is here to assist you every step of the way.

Emphasizing convenience and accessibility, we provide robust online banking services that allow members to manage their finances anytime, anywhere. Although we currently do not offer a mobile application or mobile payment options, our online platform supports essential features such as person-to-person transfers and e-statements, ensuring you have all the tools needed for efficient money management at your fingertips. For those interested in membership eligibility or looking to explore various loan options, additional information can be found at . If you're curious about comparing loan rates or finding the best deals available in the market, check out https://www.lendmesh.com/loans/personal_loans for valuable insights. Should you need any assistance or have questions regarding our offerings, please don't hesitate to reach out via fax at (501) 318-2317; we're here to support you on your financial journey.

Garland County Educators Federal Credit Union stands as a pillar of financial stability and community trust in Hot Springs, Arkansas. With a total membership of 750, this credit union exemplifies a commitment to serving its members with integrity and transparency. The institution boasts total assets amounting to 5,233,407, reflecting robust financial health that positions it as a reliable partner for personal and business banking needs.

In addition to its impressive asset base, the credit union has achieved a net worth of 868,871, which not only underlines its financial strength but also ensures security for its members' deposits. This is further emphasized by the total deposits reaching 1,207,533, showcasing the trust placed in the credit union by its community.

Garland County Educators Federal Credit Union is dedicated to providing accessible lending options, with a diverse portfolio that includes 432 loans and leases. This variety allows members to find suitable financing solutions tailored to their individual circumstances. The credit union's focus on member service is evident in its team of just 2 employees who are committed to delivering personalized support and fostering lasting relationships.

The credit union's financial strategy is underscored by a strong net worth ratio of 1,660, which indicates resilience and prudent management practices. Furthermore, with a credit card loan volume of 184 and an auto loan volume of 220, Garland County Educators demonstrates its versatility in meeting the diverse financial needs of its members.

In an era where financial institutions are often scrutinized, Garland County Educators Federal Credit Union remains steadfast in its mission to provide exceptional service while upholding the highest standards of accountability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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