Galesburg Burlington Credit Union IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Galesburg Burlington Credit Union, where we prioritize your financial well-being and community connection. Established in 1937, our credit union has been a trusted partner for over 3,300 members right here in Galesburg, IL. Located at 476 E South St, we pride ourselves on offering personalized services that cater to the unique needs of our members. At Galesburg Burlington, we understand that each member's journey is different. That's why we provide a wide range of financial products, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our total assets stand at an impressive $50,311,345, backed by $4,469,507 in total deposits and a net worth of $15,178,739. This solid foundation allows us to support you with competitive loan options totaling 69,050 loans and leases. Under the leadership of our CEO, Brad Gummerson, and Board President Steven Specht, our dedicated team of six employees is committed to delivering exceptional service. We are not just a financial institution; we are part of the Galesburg community. Every day, we strive to make a positive impact through accessible banking solutions and community engagement. While members can visit us at our branch for all their banking needs during our convenient hours Monday through Friday from 8:00 AM to 4:30 PM and Saturday from 8:00 AM to noon official correspondence should be sent to the same address: 476 E South St, Galesburg, IL 61401. Ready to take the next step in your financial journey? Give us a call at (309) 342-1775 or explore more about our services on our website www.gbcu.net. Your future starts here at Galesburg Burlington Credit Union!

Branch History & Mission

The Galesburg Burlington Credit Union has proudly served the community of Galesburg, Illinois, since its opening in 1937. Over the decades, we have built a strong legacy of trust and dedication, growing from a small local institution into a vital financial partner for over 3,364 members. Our journey has been marked by unwavering commitment to our members and the communities we serve. Located at 476 E South St, Galesburg, IL 61401, our branch is conveniently situated near key landmarks that make it easily accessible to all. Whether you are stopping by for personal banking or business services, our welcoming staff is ready to assist you with whatever you need. While members can visit us at this location, official correspondence should be sent to our mailing address at the same physical address. At Galesburg Burlington Credit Union, our mission is clear: we aim to provide exceptional financial services while fostering community support and growth. We strive to empower our members by offering personalized banking solutions that cater to their unique needs. From checking and savings accounts to auto loans and mortgage financing, we are committed to helping our members achieve their financial goals. Over the years, we've embraced modern advancements in banking while maintaining our community-focused approach. Our online and mobile banking services make it easy for members to manage their finances anytime, anywhere. We are also proud to offer ADA-compliant facilities and drive-thru banking options for added convenience. Community involvement has always been at the heart of what we do. We regularly engage in outreach initiatives and partnerships that uplift those around us. By supporting local events and charities, we reinforce our commitment to making a positive impact in Galesburg and beyond. As we look ahead, we invite you to join our credit union family. Experience firsthand the benefits of being part of a member-driven organization that genuinely cares about your financial well-being. Visit us today or reach out via phone at 309-342-1775 to learn more about how Galesburg Burlington Credit Union can help you thrive!

Branch Location & Accessibility

Convenient Access

At Galesburg Burlington Credit Union, we prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant entrances and ramps. If you're driving, you'll find ample parking available right outside our doors. For those who prefer a quick stop, we also offer drive-thru banking services for your convenience perfect for deposits, withdrawals, and other simple transactions without having to leave your vehicle.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 8:00 AM to 4:30 PM, and on Saturdays from 8:00 AM until noon. Whether you need assistance with personal banking or have questions about loans and refinancing options, our friendly staff is here to help during these hours.

Services Offered

At Galesburg Burlington Credit Union, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options that fit every member's situation. While we currently do not have ATM availability at this location, our drive-thru service ensures you can still access essential banking functions quickly and efficiently. If you have any questions or would like more information about how we can assist you with your banking needs, don't hesitate to give us a call at 309-342-1775. We invite you to stop by our branch today and see how Galesburg Burlington Credit Union can support your financial journey!

Member Eligibility

At Galesburg Burlington, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Galesburg area, you're likely eligible to join our family. We strive to make banking personal and accessible, offering a range of benefits such as competitive loan rates and personalized services tailored to your needs. To learn more about specific eligibility criteria, feel free to check out this resource: . When you're ready to take the next step towards membership, opening an account is straightforward. Just visit us at 476 E South St Galesburg Il 61401, or give us a call at (309) 342-1775 for assistance. We're here to help you every step of the way, making sure your transition into our community feels smooth and inclusive. Join us today and experience the difference that being part of Galesburg Burlington can make! For more details on account opening, visit http://www.gbcu.net/visa_enrollment.asp.

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to our loan offerings, we provide essential merchant services that simplify transactions and enhance customer experiences. Imagine streamlining your payment processing so you can focus more on what you do best running your business. Our services ensure you can accept payments easily, helping you increase sales and improve cash flow. Visit us at 476 E South St Galesburg Il 61401 in Galesburg, IL or give us a call at (309) 342-1775 to discover how we can assist you with your business banking needs today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Banking Services

While we embrace technology, we also understand the importance of personal touch. Our branch offers basic drive-thru banking for quick deposits and withdrawals as well as simple transactions without the need for an appointment. Plus, with ATM and cash withdrawal services available, accessing your money has never been easier. With a commitment to exceptional service and community support since 1937, Galesburg Burlington is more than just a credit union; we're part of your journey toward financial success. For more information about our services or to speak with one of our team members, please call us at (309) 342-1775 or visit us at https://www.gbcu.net/. Let's work together towards achieving your financial goals!

Business Solutions That Work for You

For our business members, we offer comprehensive business banking services, including merchant services and business loans tailored to help your company grow. Whether you're starting out or looking to expand, we partner with you every step of the way.

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. That's why Galesburg Burlington Credit Union provides robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and even handle person-to-person payments all from the comfort of your home or on the go.

Personal Banking Made Easy

When it comes to personal banking, Galesburg Burlington offers a variety of options that simplify managing your money. From checking and savings accounts that help you save for those special moments, to auto loans and vehicle financing that make getting on the road easier than ever, we've got you covered. If you're looking to buy a home, our mortgage loans and refinancing options provide competitive rates and personalized service to ensure you find the best fit for your situation.

Supporting Your Financial Goals

We understand that life can be unpredictable, which is why our personal loans and debt consolidation services are designed to give you flexibility when you need it most. With our credit cards with rewards, every purchase can bring you closer to exciting benefits, turning everyday spending into opportunities.

Digital & Online Banking

Key Features

Our online banking includes convenient features such as E-Statements, which allow you to view your financial statements electronically. This not only helps reduce paper clutter but also gives you instant access to important information whenever you need it. Plus, with our Person-to-Person Transfers, sending money to friends or family is quick and simple no need for cash or checks. For those on the go, our Mobile Application makes banking even easier. You can manage your accounts right from your smartphone, ensuring you're always in control of your finances. Although we currently don't support Mobile Payments, the app allows for real-time account management that keeps you updated wherever life takes you.

Security and Accessibility

Your security is our top priority. While we don't offer electronic signature authorization at this time, we take every measure to protect your personal information online. With secure login protocols and regular updates, you can trust that your data is safe with us. At Galesburg Burlington, we aim to make banking as accessible and straightforward as possible. Whether you're at home or out and about, our digital banking options help ensure that managing your money fits smoothly into your day-to-day life. For more details on how to get started with online banking, visit us at https://www.gbcu.net/ today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 3,913, showcasing a strong and growing member base that trusts us with their finances. We continuously strive to improve your experience by listening to your needs and enhancing our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Galesburg Burlington is your trusted partner. Visit us at 476 E South St Galesburg Il 61401 or call (309) 342-1775 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $13,840,588 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further reflected in our lending capacity: with $43,437 in used auto loans and $27,983,739 in total loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $6,122,634 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $416,781 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $15,178,739, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,100,628 in used vehicle loans and $8,459,965 in new vehicle loans already helping members get on the road. We also provide refinancing options to help you lower your monthly payments and save on interest.

Credit Lines

In addition to our auto and credit card offerings, we provide access to credit lines totaling $4,460,000. This can be an excellent option for those looking to cover unexpected expenses or fund larger purchases without taking out a traditional loan. At Galesburg Burlington, we are committed to providing personalized services and support throughout your borrowing journey. For any questions regarding eligibility or refinancing options available for our products, feel free to reach out. For more details about our loan offerings or to discuss how we can assist you further, please call us at 309-342-1775 or visit us at 476 E South St, Galesburg IL 61401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, our offerings include Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easier for you to explore your options without feeling overwhelmed by choices.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $425,841 in loans helping members manage their finances effectively. These cards come with competitive rates and features designed to make everyday purchases easier while helping you build your credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for those who want to make informed choices without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users can trust that they are viewing fair offers from reliable lenders. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring clarity in what is available. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The goal is to provide users with unbiased results so they can choose the best option for their needs. Another important aspect is the real-time rate comparisons. LendMesh provides up-to-date loan rates from multiple institutions, which helps users make decisions based on current market conditions rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores how effective and user-friendly LendMesh is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.