Gale Credit Union Peoria IL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Gale, your trusted partner in financial wellness, located at 2318 W Willow Knolls Dr, Peoria, IL 61614. Since opening our doors in 1947, we've proudly served a vibrant community of over 5,000 members. With total assets exceeding $58 million and robust member support reflected in our total deposits of $669,131, we are dedicated to helping you achieve your financial goals. At Gale, we believe that banking should be personal. Whether you're looking for a straightforward checking account, an auto loan, or business financing options, our knowledgeable team is here to guide you every step of the way. Our commitment to community and member service has helped us build a strong foundation of trust and reliability. While members can visit us at our Peoria branch for all their banking needs, official correspondence should be sent to 631 N Henderson St, Galesburg, IL 61401. Under the leadership of our CEO, Randy McElwee, and Board President, James McNabb, we continually strive to enhance the services we provide. With a total loan portfolio of 3,801 loans, we work hard to ensure that you have access to the funds you need when you need them. Our net worth stands at an impressive $6,826,642, showcasing our financial stability and commitment to serving our members effectively. We invite you to explore what Gale has to offer. Feel free to call us at (309) 693-6000 during our convenient hours from 8:30 AM to 5:00 PM on weekdays. Visit our website at galecu.net for more information or stop by today! Your journey towards financial empowerment starts here with Gale.

Branch History & Mission

A Journey Through Time

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while uplifting the community around us. Over the decades, we have expanded our offerings and adapted to the changing needs of our members. With total assets currently standing at an impressive $58,163,187, we are proud to manage funds that help dreams become reality whether that's purchasing a first home or financing a new vehicle. Our headquarters in Galesburg, IL serves as the backbone of our operations, ensuring that every member receives personalized attention and support. We pride ourselves on being more than just a financial institution; we are a community partner committed to making positive impacts through various outreach initiatives.

Community Commitment

We recognize that strong communities build strong families. That's why Gale actively engages in local partnerships and supports various programs aimed at enhancing quality of life in Peoria and beyond. Whether it's sponsoring local events or offering workshops on financial literacy, we strive to be a force for good in our neighborhood. As we look ahead, Gale remains committed to embracing technology while ensuring accessibility for everyone. We offer online banking services alongside traditional methods because we want you to have choices that fit your lifestyle.

Join Us Today!

If you're looking for more than just banking if you're seeking a place where your financial well-being matters come join us at Gale. Experience the difference of being part of a credit union that genuinely cares about its members and their communities. Visit us today or check out our website at galecu.net for more information on how you can become a member and start enjoying all the benefits we have to offer!

Our Mission Statement

At Gale, our mission is simple: to empower our members with access to affordable financial services while fostering a supportive environment that nurtures growth and prosperity. We believe in putting people before profits, focusing on providing not only competitive rates but also educational resources that help individuals make informed decisions about their finances. While members can visit us at 2318 W Willow Knolls Dr, official correspondence should be sent to 631 N Henderson St, Galesburg, IL 61401. Our team is available from 8:30 AM to 5:00 PM Monday through Friday, ready to assist you with anything from checking accounts to loans tailored for your unique needs.

Branch Location & Accessibility

Get in Touch

We invite you to stop by or give us a call at 309-693-6000. Our team at Gale looks forward to helping you navigate your financial journey! Visit us today and discover how we can support your goals in a friendly and welcoming environment.

Operating Hours

Our friendly team is here to help from 8:30 AM to 5:00 PM, Monday through Friday. We understand that life can get busy, so we aim to provide flexible hours that work around your schedule.

Parking and Accessibility

At Gale, we prioritize convenience and accessibility. There's ample parking available right outside our doors, ensuring you won't have any trouble finding a spot. We are also compliant with ADA standards, featuring ramps and other accessibility options to assist all members in comfortably accessing our services.

Services Offered

Gale offers a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our team is ready to assist with credit cards that offer rewards, business banking solutions, and online banking features designed for today's fast-paced world. While we currently do not have ATM or drive-thru services available, our dedicated staff is always on hand to provide personalized assistance during lobby hours.

Member Eligibility

At Gale, we believe that becoming a member is like joining a caring family where your financial well-being is our priority. If you're wondering about eligibility, it's quite simple! We welcome individuals who live, work, or worship in our community. This means that whether you're a local resident or part of our vibrant local businesses, there's a place for you here. Additionally, your family members are also eligible to join, making it easy to share the benefits of membership with loved ones. Ready to take the next step? Opening an account at Gale is straightforward and hassle-free. You can find all the details on how to start your membership journey at this link. If you have any questions, feel free to reach out to us at (309) 693-6000. We're excited to help you become part of our community at Gale, located at 2318 W Willow Knolls Dr Peoria Il 61614!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify daily transactions. Imagine processing payments quickly and easily while managing your finances all in one place. Our tools help you accept various payment types, ensuring that you can serve your customers effectively without hassle. Located at 2318 W Willow Knolls Dr Peoria Il 61614 in Peoria, IL, our team is ready to assist you from 8:30 AM to 5:00 PM, Monday through Friday. For more information, give us a call at (309) 693-6000 or visit our website at https://www.galecu.net/. Let's work together to fuel your business success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $205,619, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we proudly offer comprehensive Online & Mobile Banking solutions. Access your accounts anytime and anywhere with ease through our secure platforms. You can manage transactions, pay bills, and even transfer funds between accounts quickly making banking as easy as a few taps on your phone.

Personal Banking Made Easy

Whether you're just starting out or planning for the future, our Personal Banking options are designed to meet your everyday needs. From Checking & Savings Accounts that help you manage your day-to-day finances, to Auto Loans & Vehicle Financing that make it easier to get behind the wheel of your dream car, we've got you covered. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms to fit your lifestyle.

Quick Cash Access

While we don't have ATMs at our branch location, we're committed to providing other convenient cash withdrawal services whenever needed. If you're ever in need of quick cash access, our team will guide you through available options. We invite you to experience the friendly service and extensive offerings at Gale. For more information about how we can assist you in achieving your financial goals or if you have questions about any of our services, don't hesitate to reach out! Call us at (309) 693-6000, visit us during lobby hours from 8:30 AM to 5:00 PM Monday through Friday, or explore our website at Branch - Kemba Peoria Credit Union. Let's work together towards a brighter financial future!

Simplifying Borrowing

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. Whether you need funds for a special occasion or want to simplify your monthly payments by consolidating debt, we offer straightforward solutions with clear terms. Additionally, our Credit Cards with Rewards give you the flexibility to earn while you spend, making each purchase work for you.

Supporting Local Businesses

For local entrepreneurs and business owners, we offer robust Business Banking services including Merchant Services & Business Loans. We understand that running a business comes with its challenges, and we're here to support you every step of the way. Our team is ready to partner with you to find financing solutions tailored specifically for your business needs.

Digital & Online Banking

E-Statements and Mobile Convenience

Say goodbye to paper clutter! We provide e-statements for all members, making it easy for you to keep track of your transactions digitally. You can access your statements securely from anywhere, giving you peace of mind about the safety of your personal information. If you're on the go, our mobile application lets you manage your accounts right from your smartphone. Enjoy the convenience of mobile payments as well paying friends or merchants is just a tap away! Whether you're splitting a dinner bill or purchasing that perfect gift, our person-to-person transfer feature makes it effortless.

Security You Can Trust

Security is our top priority. At Gale, we use the latest technology to protect your personal information and ensure safe transactions. Our user-friendly interface means that even those who aren't tech-savvy will find it easy to navigate through our digital services. In today's fast-paced world, having access to reliable banking solutions is essential. With everything from mobile banking to e-statements available at your fingertips, managing your finances has never been easier. Join us today at Gale and experience the future of banking where convenience meets security!

Financial Strength

Growing Together

Total Share Accounts: 8,636, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $343,952. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gale is your trusted partner. Visit us at 2318 W Willow Knolls Dr Peoria Il 61614 or call (309) 693-6000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $14,400,255 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,822,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $396,545 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Our Commitment

With $4,554,260 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $1,398 in used auto loans and $34,946,125 in total loans and leases supports your financial goals across various sectors.

Solid Financial Health

With a net worth of $6,826,642, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,174 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,325,570 in used vehicle loans and $4,065,823 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle simple and affordable.

Commercial Loans

For business owners, our outstanding commercial loans totaling $205,619 provide the capital needed to grow and expand your business. We recognize the challenges entrepreneurs face and strive to support local businesses with tailored financial solutions. At Gale Credit Union located at 2318 W Willow Knolls Dr Peoria IL 61614, we prioritize our members' financial well-being. You can reach us at 309-693-6000 during our operating hours from 8:30 AM to 5:00 PM Monday through Friday for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan products can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,518,645, make buying or refinancing straightforward. We aim to simplify the process so you can focus on what truly matters creating a home for you and your family.

Personal Lending Solutions

In addition to auto and mortgage loans, we also offer unsecured credit card loans with a total of $1,196,639 available to help our members manage their finances effectively. These flexible terms allow for easy management of everyday expenses while providing the peace of mind that comes with having access to funds when you need them.

Loan Aggregator

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Gale