Galaxy Credit Union Franklin PA | Convenient ATM Services Only

Introduction

Welcome to Galaxy Credit Union, where we believe in building a brighter financial future for our members and community. Established in 1940, we've been proudly serving the residents of Franklin, PA for over eight decades. Our branch is located at 1283 Liberty St, Franklin, PA 16323, a place where friendly faces and personalized service await you. At Galaxy, we're more than just a financial institution; we're a trusted partner dedicated to supporting our 4,616 members with services that meet their unique needs. With total assets amounting to an impressive $63,723,577 and total deposits of $4,486,695, we are committed to ensuring your savings are secure while helping you achieve your financial goals. Our leadership team is here to guide you every step of the way. Under the direction of CEO Donald Pfohl and Board President Dennis Hoover, we strive for excellence in every service we provide. Whether you're looking for loans over 1,715 approved or simply want to open a new account with us, our experienced team is ready to assist you. We also take pride in being actively involved in our community. Our focus on fostering relationships means that when you support us, you're also contributing to local initiatives that make Franklin a better place to live. While members can visit us at our branch location, official correspondence should be sent to the same address: 1283 Liberty St, Franklin, PA 16323. If you have any questions or need assistance, don't hesitate to call us at 814-437-4895 during our operating hours from 8 AM to 5 PM, Monday through Friday. Explore more about what Galaxy Credit Union can offer by visiting our website at Galaxy FCU. We invite you to become part of our family and experience the difference firsthand!

Branch History & Mission

Community Commitment

Galaxy is deeply embedded in the Franklin community. We understand that banking goes beyond transactions; it's about building relationships and supporting local initiatives. We partner with various organizations to contribute positively to our surroundings, whether through sponsorships, events, or volunteering efforts. Our commitment extends to making financial literacy accessible for all, ensuring that every member has the knowledge they need to make informed decisions. In addition to traditional banking services, we are proud to offer features like online banking and e-statements for added convenience. Although we currently do not have ATM or drive-thru services available at this location, we continue to invest in digital advancements that enhance your banking experience. As you consider joining Galaxy, know that you're not just becoming part of a credit union but joining a family dedicated to your financial well-being. Explore how you can benefit from being a member by visiting our website at Galaxy FCU or learn more about eligibility here. We invite you to discover the difference with Galaxy where your future is bright!

Our Mission

Our mission is simple yet powerful: to provide accessible financial solutions while fostering community support and involvement. At Galaxy, we believe in empowering individuals and families through responsible lending practices and excellent member service. We strive to create a welcoming environment where everyone feels valued and understood. While members can visit us at 1283 Liberty St, official correspondence should be sent to the same address as our mailing address is the same. Our operating hours are from 8 AM to 5 PM, Monday through Friday, ensuring that you can reach us when you need assistance.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We ensure that everyone can comfortably access our services with features such as ADA compliance and ramps for easy entry.

Get in Touch

Ready to experience friendly service and helpful advice? Visit us today at Galaxy Credit Union on Liberty St, or give us a call at 814-437-4895. We look forward to helping you achieve your financial goals!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 8 AM to 5 PM. Whether you're stopping by to deposit a check or inquire about loan options, we're ready to assist you.

Services Offered

While we currently do not offer ATM services or drive-thru banking, our dedicated team is always available inside the branch to provide personalized assistance with your banking needs. If you're looking for financial advice or need help with account management, don't hesitate to reach out!

Member Eligibility

At Galaxy, we believe that everyone deserves a chance to be part of a welcoming community where financial growth and support go hand in hand. Becoming a member is easy and open to anyone who lives, works, or worships in our local area. We also welcome family members of current members, so you can share the benefits with those you care about most. By joining us at our branch located at 1283 Liberty St Franklin Pa 16323, you'll gain access to a range of services designed to help you thrive financially, from low-interest loans to personalized financial advice. If you're ready to take the next step, just reach out to us at (814) 437-4895 for more information on how to become a member. For detailed eligibility criteria, feel free to check out our website at http://www.galaxyfcu.com/member-services/become-a-member/. Once you're set, opening an account is just as straightforward find all the details you need at http://gfcu.memberautocenter.com/. We can't wait to welcome you into the Galaxy family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify everyday transactions. Imagine being able to accept payments easily, manage payroll efficiently, and streamline your accounting all under one roof. We equip you with tools that not only save time but also enhance customer satisfaction. Ready to take your business to the next level? Visit us at 1283 Liberty St Franklin Pa 16323, Franklin, PA or call us at (814) 437-4895 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Our members appreciate the convenience we offer through our digital banking features. With online banking, you can easily check your balances, transfer funds, and pay bills from the comfort of your home or on the go. For those who prefer mobile access, our mobile application allows you to manage your finances right from your smartphone.

Join Our Community

Becoming a member of Galaxy means gaining access to not just basic services but also a community that cares about your financial well-being. From savings accounts designed to help you grow your money to loans that make big purchases possible, we're here every step of the way. In conclusion, whether you're withdrawing cash from an ATM or managing your accounts online, Galaxy is focused on making banking simple and accessible. We invite you to explore our services and see how we can assist you on your financial journey. Visit us today or give us a call at (814) 437-4895 we're excited to serve you!

Personalized Support

Have questions or need assistance? Our friendly staff is always ready to help! You can reach us at (814) 437-4895 during our operating hours from 8 AM to 5 PM, Monday through Friday. We believe in building relationships with our members and are committed to providing personalized support tailored to your unique financial situation.

Reliable ATM Services

While we currently provide ATM services only, these machines are strategically placed for easy access whenever you need cash. You can rely on us for safe and secure transactions, ensuring that you have what you need when you're out and about.

Digital & Online Banking

Key Features

Imagine being able to check your balance, transfer funds, and pay bills from the comfort of your home or on the go. Our 24/7 online banking services allow you to do just that. No more waiting in long lines or juggling your schedule around branch hours; everything you need is right at your fingertips. If you prefer mobile banking, you'll be glad to know that our mobile application is available for easy access on your smartphone. With this app, you can manage your accounts with a few taps whether you're out shopping or relaxing at home.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization, we ensure that all transactions are safeguarded with robust security measures. Plus, if you choose e-statements, you'll enjoy a paperless option that's not only eco-friendly but also helps keep your financial information organized and accessible. Need to send money to a friend? Our person-to-person transfer feature makes it simple to share funds quickly and securely without needing cash or checks. Whether you're looking to manage daily expenses or keep track of savings goals, our digital banking tools provide real-time updates so you can stay informed about your financial health. With the convenience of online banking at Galaxy, staying on top of your finances has never been easier! Visit us today at https://www.galaxyfcu.com/ to explore all the ways we can help simplify your banking experience.

Financial Strength

A Growing Community

Total Share Accounts stand at 7,688, showcasing a strong and growing member base that trusts us with their finances. This trust is what drives us to improve continually and provide the best service possible. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Galaxy is your trusted partner. Visit us at 1283 Liberty St Franklin Pa 16323 or call (814) 437-4895 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $13,678,041 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. By not holding non-member deposits currently at $0, we ensure that our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $139,757 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees ready to serve you with knowledge and commitment.

Reinvestment for Growth

With $11,704,468 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $750 in used auto loans and $30,900,586 in total loans and leases.

Solid Foundation

With a net worth of $11,783,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,519,989 in used vehicle loans and $7,344,179 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have competitive options that can ease your journey toward ownership.

Credit Lines

Need extra flexibility? Our total credit lines amount to $2,500,000, providing you with additional financial resources whenever you need them. This can be particularly useful for unexpected expenses or larger purchases that require more than just a single loan. Whether you're considering refinancing an existing loan or exploring eligibility options, our team at Galaxy is here to assist you every step of the way. We invite you to reach out for more information or visit us at our branch located at 1283 Liberty St Franklin Pa 16323 in Franklin, PA. Feel free to call us at (814) 437-4895 during our operating hours from 8 AM - 5 PM, Monday through Friday. For further insights into our performance and financial data, all statistics are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to meet your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,063,584, make buying or refinancing simple. We aim to guide you through the process and help you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $0 in loans helping members manage their finances effectively, our credit card options are designed for convenience and ease.

Loan Aggregator

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GALAXY FEDERAL CREDIT UNION - Franklin, PA

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