Galaxy Credit Union Franklin PA | Best Auto Loans & Business Banking

Introduction

Welcome to Galaxy Credit Union, your trusted financial partner since 1940. Located at 1313 Liberty St, Franklin, PA 16323, we take pride in serving our community with dedication and integrity. With a robust membership base of over 4,600 members, we are committed to providing you with personalized banking solutions tailored to your unique needs. At Galaxy, we understand that managing your finances can be overwhelming. That's why we offer a range of services designed to simplify your banking experience. From checking and savings accounts to auto loans and mortgages, our goal is to support you on your financial journey. Our total assets stand strong at an impressive $63,723,577, ensuring that we have the resources to help you achieve your goals. Our leadership team, led by CEO Donald Pfohl and Board President Dennis Hoover, works tirelessly to foster a welcoming environment for all members. We aim not just to provide services but also to build lasting relationships within our community. Whether you're looking for a new car loan or assistance with debt consolidation, our friendly staff is here to guide you every step of the way. For your convenience, while members can visit us at our branch location, official correspondence should be sent to the same address: 1313 Liberty St, Franklin, PA 16323. Feel free to reach out to us at 814-432-1207 for any inquiries or assistance. Join us today and experience the difference that a member-focused credit union can make in your life. Visit our website at Galaxy Credit Union or stop by our branch during business hours Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 6 PM. We're here for you!

Branch History & Mission

Welcome to Galaxy, a credit union that has been a cornerstone of the Franklin community since 1940. With over 80 years of dedicated service, our branch has grown alongside its members, evolving into a trusted financial partner for individuals and families in Franklin, PA. Located at 1313 Liberty St, our doors are always open to welcome you with friendly smiles and expert guidance. From our humble beginnings, Galaxy has witnessed remarkable growth. Today, we proudly serve a total membership of 4,616 members, providing them with access to a range of services designed to meet their financial needs. Our commitment is reflected in our impressive total assets of $63,723,577, showcasing the trust our members place in us. At Galaxy, our mission is simple yet profound: to empower our members by offering exceptional financial services while actively supporting the community we cherish. We believe in building strong relationships based on integrity and respect. Our focus extends beyond traditional banking; we strive to uplift lives through community outreach and partnerships that make a difference. While members can visit us at our Franklin location for all their banking needs, including personal accounts, auto loans, mortgage options, and more, official correspondence should be sent to the same address: 1313 Liberty St, Franklin, PA 16323. Our branch operates Monday through Thursday from 9 AM to 4 PM and on Fridays from 9 AM to 6 PM. For your convenience, our drive-thru service opens half an hour earlier each day. Additionally, we are proud to offer ATM availability so you can access your funds whenever needed. As we look ahead to the future, we remain committed to embracing technology that enhances your banking experience. Our online and mobile banking options provide you with the tools needed for managing your finances on-the-go. Your satisfaction is our priority. Join us at Galaxy and become part of a community that values connection and support. Experience firsthand how we can help you achieve your financial goals while contributing positively to the Franklin area. We invite you to reach out at 814-432-1207 or visit us online at galaxyfcu.com for more information on becoming a member today!

Branch Location & Accessibility

Accessibility and Convenience

At Galaxy, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can navigate comfortably. Plus, ample parking is available right outside, making it easy for you to visit us. We're pleased to offer both ATM services and a convenient drive-thru banking option. This means you can take care of your banking tasks quickly without having to leave your vehicle. Whether you need to make a deposit, withdraw cash, or handle simple transactions, we have you covered.

Connect With Us

Ready to experience personalized banking? Stop by Galaxy Credit Union today or give us a call at 814-432-1207. We look forward to serving you!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9 AM to 4 PM and Fridays from 9 AM to 6 PM. If you're using our drive-thru service, it opens half an hour later each day for your convenience.

Services Offered

At Galaxy Credit Union, we provide a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing options, we aim to support every member's financial journey. You can also take advantage of our online and mobile banking features for easy account access anytime. While members can visit us at 1313 Liberty St, official correspondence should be sent to the same address since it serves as our mailing address as well.

Member Eligibility

At Galaxy, we believe that joining our community should feel like stepping into a warm and welcoming family. Becoming a member is easy! If you live, work, worship, or attend school in the Franklin area, you're likely eligible to join us. We are proud to serve our local community and provide tailored financial services that truly meet your needs. Not only will you gain access to a variety of banking products, but you'll also benefit from personalized support and competitive rates that help you achieve your financial goals. To find out more about the specific eligibility criteria and how you can become part of our credit union family, we encourage you to visit our website at http://www.galaxyfcu.com/member-services/become-a-member/. Once you're ready to open an account, the process is simple just head over to http://gfcu.memberautocenter.com/ or give us a call at (814) 432-1207 for any questions. We're here to help you every step of the way as you embark on this exciting journey with us at Galaxy, located at 1313 Liberty St Franklin Pa 16323.

Business Banking & Commercial Services

Real-World Solutions

But it's not just about loans; our merchant services offer practical benefits that streamline your operations. Imagine effortlessly processing payments while enjoying lower transaction fees allowing you to focus more on what matters: growing your business. Visit us at 1313 Liberty St Franklin Pa 16323 in Franklin, PA, or call us at (814) 432-1207 to learn how we can help your business thrive. Together, let's unlock the potential of your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those who need them most.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Galaxy, we offer competitive auto loans and vehicle financing options that can help turn your dream into reality. With flexible terms and friendly service, we're here to assist you every step of the way. Plus, our quick approval process means you can get behind the wheel sooner than you think.

Business Banking Services

For entrepreneurs and business owners, we offer specialized business banking solutions including merchant services and business loans. We understand how important it is for businesses to have access to reliable financial support, and we're here to help you thrive.

Convenient Banking Features

At Galaxy, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks at any time. Additionally, our drive-thru banking makes it simple to handle deposits and withdrawals without leaving your vehicle. In today's fast-paced world, having access to reliable banking services at your fingertips makes all the difference. That's why we've invested in digital features that prioritize accessibility while ensuring security. We invite you to visit us at 1313 Liberty St Franklin Pa 16323 or give us a call at (814) 432-1207 for more information about how we can assist you with your financial goals. Join us today as a member of Main Office where you're not just another account; you're part of our family!

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards come with rewards tailored to enhance your everyday spending. Enjoy benefits like cashback on purchases while managing your finances effectively.

Home Financing Options

For those considering home ownership or refinancing their existing mortgage, our mortgage loans are designed for various budgets and needs. We understand that buying a home is a significant milestone, which is why our dedicated team will guide you through each stage of the process, ensuring that all your questions are answered.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. You can easily manage your finances through our user-friendly online and mobile banking platforms, making transactions and monitoring your accounts straightforward, even on the go. Imagine being able to check your balance or transfer funds right from your phone, whenever you need it!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances through debt consolidation, our personal loans can provide the relief you need. We work with you to find a solution that fits your financial situation without adding unnecessary stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You'll love how easy it is to stay on top of your finances without needing to visit a branch. Plus, for those who prefer paperless options, we offer e-statements, so you can receive your account statements electronically saving trees and making it easy to keep track of your financial history. For added ease, our mobile application puts all these features right in the palm of your hand. Whether you're commuting or relaxing at home, you can manage your accounts on the go. While our current offerings don't include mobile payments just yet, you can still enjoy person-to-person transfers with ease. This feature lets you send money to friends or family quickly ideal for splitting bills or sharing expenses.

Security You Can Trust

We take the security of your information seriously. Our online banking platform is designed with robust security measures to ensure that your personal and financial data remains safe. Although electronic signature authorization is not currently available, rest assured that we are committed to protecting your privacy with every transaction. In summary, Galaxy offers a user-friendly digital banking experience that prioritizes convenience and security. We invite you to explore our services further at https://www.galaxyfcu.com/ and discover how easy it is to take control of your finances!

Financial Strength

At Galaxy, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is strong and reliable brings peace of mind. That's why we are proud to share our robust financial standing, which reflects our commitment to serving you. With a net worth of $11,783,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.47% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,678,041 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, with $11,704,468 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $750 in used auto loans and $30,900,586 in total loans and leases. This means we are here to help you whether you're looking for an auto loan or other financing needs. Additionally, our operational efficiency is evident in our $139,757, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees ready to serve you with a knowledgeable and committed team. Our commitment to personal service is reflected in the total number of share accounts 7,688 showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Galaxy is your trusted partner. Visit us at 1313 Liberty St Franklin Pa 16323 or call (814) 432-1207 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,519,989 in used vehicle loans and $7,344,179 in new vehicle loans already helping members get on the road. We make it easy for you to drive off with the vehicle you need, whether it's brand new or gently used.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,063,584, make buying or refinancing simple. We provide personalized guidance throughout the process to help ensure that you find the right solution for your situation.

Personal and Credit Line Loans

For those who need more flexibility, we offer personal loans and credit lines totaling $2,500,000. These options can help you manage unexpected expenses or consolidate existing debt effectively.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way to access funds without tying up collateral. If you're considering refinancing any of these options or want to learn more about eligibility requirements, feel free to reach out. We're here to answer your questions and help you find the best loan solution tailored just for you. Located at 1313 Liberty St Franklin Pa 16323, in beautiful Franklin, PA, our team is ready to assist you. For more information or to discuss your options, call us at (814) 432-1207. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

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GALAXY FEDERAL CREDIT UNION - Franklin, PA

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