Gain Credit Union San Fernando CA | Best Auto Loans & Business Banking

Introduction

Welcome to Gain, your trusted credit union located at 1201 Truman St, San Fernando, CA 91340. Since our establishment in 1940, we have been dedicated to serving our community with integrity and commitment. With over 20,573 members and a robust portfolio of financial services, we pride ourselves on being a reliable partner in your financial journey. At Gain, we understand that every member has unique needs. That's why we offer a variety of products including personal banking options, auto loans, mortgage financing, and business banking services. Our total assets stand strong at $437,580,913, ensuring that we have the resources to support you effectively. In addition to this, our total deposits amount to $46,047,916, reflecting the trust our members place in us. Our leadership team is committed to providing exceptional service. Under the guidance of CEO Darin Guggenheimer and Board President Joseph Terisgni, we strive for excellence in all that we do. With a dedicated staff of 66 employees, we are here to answer your questions and assist you with your financial goals. While members can visit us at our San Fernando branch for all their banking needs, official correspondence should be directed to our mailing address at 1800 W Magnolia Blvd, Burbank, CA 91506-1726. We invite you to reach out at (818) 846-1710 or explore more about what we offer by visiting our website at gainfcu.com. Join us today and experience firsthand how Gain is more than just a credit union; it's a community committed to helping you thrive financially!

Branch History & Mission

Gain Credit Union, located in the heart of San Fernando, California, has a rich history that dates back to its establishment in 1940. Since opening its doors at 1201 Truman St, San Fernando, CA 91340, Gain has been committed to providing exceptional financial services tailored to meet the needs of our diverse community. Over the decades, we have grown alongside our members, fostering strong relationships and adapting to the ever-changing financial landscape. As we celebrate our journey, we proudly serve over 20,573 members and manage total assets of approximately $437,580,913. This growth reflects our dedication to offering valuable resources such as personal banking, auto loans, mortgage financing, and credit card services with rewards. Our mission is simple yet profound: to empower our members by providing accessible financial solutions while actively supporting the community we love. At Gain Credit Union, we are driven by our core values of integrity and service. We understand that each member's financial journey is unique; hence, we strive to create a welcoming environment where everyone feels valued. Whether you visit us during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM or connect with us online via gainfcu.com, our team is here to assist you. Our branch is equipped with modern conveniences like ATM availability for easy cash access. Although we do not have a drive-thru service or shared service center at this location, our focus remains on delivering personalized assistance that meets your needs. For any official correspondence not handled at our physical address, please send it to 1800 W Magnolia Blvd, Burbank, CA 91506-1726. We believe in giving back to the community through partnerships and outreach efforts that make a real difference. Our involvement in local initiatives helps strengthen connections and uplift those around us. Join us at Gain Credit Union today and experience how we can support your financial aspirations. Together, let's build a brighter future for you and your family! If you have any questions or need assistance, feel free to reach out at 818-846-1710. We look forward to serving you!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 818-846-1710. Our team is here to help! We invite you to visit us at Gain your trusted partner in financial well-being. Your journey towards better banking starts here!

Operating Hours

At Gain, we want to accommodate your busy schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. This gives you plenty of time during the week to stop by when it suits you best.

Parking and Accessibility

We understand how important it is for everyone to have access to banking services. Our branch offers ample parking right outside, making it easy for you to pop in for your banking needs. We are committed to inclusivity, with ADA-compliant features such as ramps and accessible entrances to ensure that all members of our community can visit us without hassle.

Services Offered

While you're here, take advantage of our wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Plus, with ATM availability right on-site, accessing cash is quick and easy. Although we don't offer drive-thru banking at this location, our dedicated team is ready to assist you inside with any questions or services you may need. If you're looking for shared services, please note that we do not provide those options at this branch.

Member Eligibility

At Gain, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you're living or working in the San Fernando area, specifically around our branch at 1201 Truman St, San Fernando, CA 91340, you're likely eligible to join us. We welcome individuals from various backgrounds, including employees of select organizations and their families. Joining means gaining access to a range of financial services designed to meet your needs while enjoying the benefits of being part of a member-focused institution. To take the first step towards membership, simply visit our eligibility page at https://www.gainfcu.com/join/field-of-membership.html for more details. Once you're ready to open an account, you can find everything you need at https://www.gainfcu.com/apply.html. If you have any questions along the way or just want to chat about your options, feel free to give us a call at 818-846-1710. We can't wait to welcome you into the Gain family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our loan options, we offer merchant services tailored to fit your needs. Imagine being able to accept payments seamlessly from your customers, whether they are using credit cards or mobile payments. This not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Located at 1201 Truman St San Fernando Ca 91340 in San Fernando, CA, we're here to partner with you every step of the way. Let's work together to grow your business! For more information, call us at (818) 846-1710 or visit our website at https://www.gainfcu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,165,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We take pride in offering basic ATM access for withdrawals and balance checks so that you're never far from your funds. With convenient hours (Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM), visiting us is easy! At Gain, we believe everyone deserves access to quality financial services without the hassle. If you're interested in becoming a member or want more information about our offerings, please reach out at 818-846-1710, or visit us online at Gain FCU. We're excited to support you on your financial journey!

Business Banking

For our entrepreneurial members, Gain offers robust Business Banking solutions. From Merchant Services that simplify transactions to Business Loans designed to help you grow, we understand what it takes to run a successful business. We're here to support local businesses by providing tailored financial products that meet their specific needs.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your finances whenever you need it. That's why we provide comprehensive Online & Mobile Banking options. You can check balances, transfer funds, and even apply for loans right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services make accessing your money quick and easy no matter where life takes you.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking services that include checking and savings accounts. These accounts are designed to help you manage your day-to-day expenses while also saving for future goals. Need some extra cash for that new car? Our Auto Loans & Vehicle Financing options make it easy for you to drive away in the vehicle you want. We also provide Mortgage Loans & Refinancing services, helping you secure a home or lower your existing mortgage payments. If life throws unexpected expenses your way, don't worry! Our Personal Loans & Debt Consolidation services can assist you in overcoming financial hurdles. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards.

Digital & Online Banking

Key Features

Our mobile application is another fantastic tool for our members. With it, you can make mobile payments effortlessly, send money through person-to-person transfers, and manage your accounts right from your smartphone. Plus, if you prefer going paperless, we offer e-statements that allow you to view your account details securely without the clutter of physical documents. For those who are always on the move, our electronic signature authorization feature makes it easy to sign important documents digitally no need to print or scan anything! This way, you can handle your banking tasks quickly and efficiently.

Security and User-Friendliness

We prioritize security in every aspect of our digital services. Your information is protected with advanced security measures, ensuring peace of mind while you manage your finances online. Our user-friendly interface makes navigation simple for everyone, so whether you're tech-savvy or just getting started with online banking, you'll find it easy to use. In short, Gain is committed to providing accessible, easy-to-use digital banking options that put you in charge of your financial journey. Explore all our services today and see how we can help simplify your banking experience!

Financial Strength

At Gain, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to sound financial management ensures that you can trust us with your hard-earned savings and financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $37,632,098, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $859 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $92,699,468 in share certificates and $45,702,070 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is further reflected in our $36,995,598 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,680 in used auto loans and $250,776,496 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 66 full-time employees who are dedicated to serving you with a knowledgeable team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 46,846, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gain is your trusted partner. Visit us at 1201 Truman St San Fernando Ca 91340 or call (818) 846-1710 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

We also provide refinancing options to ensure that our members can secure better rates as their financial situations change. If you're interested in learning more about eligibility or how to apply for any of these loans, feel free to reach out at (818) 846-1710 or visit us at 1201 Truman St San Fernando Ca 91340 in San Fernando, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gain, we're committed to helping you navigate your financial future with confidence and ease.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,040,256 in used vehicle loans and $22,902,685 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $2,165,313 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing business, we have options that can help facilitate your growth.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,490,459, make buying or refinancing simple. We provide personalized service and guidance throughout the process, ensuring you find the right mortgage solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $11,798,925 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in building your credit while enjoying rewards tailored for our members.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their needs. Each loan listing undergoes rigorous verification, ensuring that you are comparing legitimate options.

Benefits of Using LendMesh

LendMesh offers several key benefits to its users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means you get unbiased results without influence from marketing dollars. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the platform is in meeting user needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gain