G E A Employees Credit Union Pearisburg VA | Best Auto Loans & Business Banking

Introduction

Welcome to G E A Employees, your trusted partner in financial well-being since 1966. Located conveniently at 100 Deerfield Acres St, Pearisburg, VA 24134, we have proudly served our community for over five decades, building strong relationships with our 327 members and counting. With a commitment to providing personalized service and a variety of financial products, we are here to help you achieve your financial goals. At G E A Employees, we understand that every member has unique needs. That's why we offer a range of services from checking and savings accounts to auto loans, mortgages, and even credit cards with rewards. Our total assets have grown to an impressive $2,011,356, allowing us to offer competitive rates and innovative solutions tailored just for you. While our physical branch is the heart of our operations, we also ensure that communication is seamless. If you need to send us official correspondence, please use our mailing address: PO Box 386, Pearisburg, VA 24134. Under the leadership of our dedicated CEO, Babette Martin, and Board President, Robert Lilly JR, we strive to create an environment where members feel valued and supported. With a net worth of $484,805 and total deposits reaching $590,477, we maintain a solid financial foundation that speaks volumes about our reliability. Our team is here for you from Monday through Friday from 9 AM to 5 PM. Whether you're looking for guidance on loans or simply want to discuss your banking needs, don't hesitate to reach out. Call us at 540-921-2404 today! We look forward to helping you navigate your financial journey with confidence.

Branch History & Mission

Community Engagement

Our outreach efforts extend beyond financial services; we believe in giving back to the community that supports us. Through various partnerships and local initiatives, we aim to uplift those around us and foster an environment where everyone can thrive. As part of our journey forward, we invite you to join G E A Employees. Experience firsthand the benefits of being a member of a credit union that genuinely cares about your financial future. Together, let's build a stronger community where dreams are attainable and support is always available. For more information or assistance, feel free to reach out at 540-921-2404. We look forward to welcoming you!

Our Journey

From humble beginnings, G E A Employees has evolved significantly. Located at 100 Deerfield Acres St, Pearisburg, VA 24134, our branch is easily accessible and serves as a hub for financial support in the area. Today, we proudly serve over 327 members and manage total assets of approximately $2,011,356. This growth reflects not just our success but also the trust placed in us by our members. While our branch address is where you can find us during business hours Monday through Friday from 9 AM to 5 PM we encourage official correspondence to be sent to PO Box 386, Pearisburg, VA 24134. Our evolution has been marked by key milestones such as expanding our range of services to include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions.

Our Mission

At the core of G E A Employees lies our mission: to provide personalized financial solutions while actively contributing to the community's well-being. We strive to empower individuals through education and access to essential financial tools. Our focus is not only on facilitating transactions but also on building lasting relationships with each member. We take pride in being ADA compliant and have embraced customer-centric initiatives that prioritize your needs. While we currently do not offer ATM or drive-thru services at this location, we remain committed to ensuring easy access to all our offerings.

Branch Location & Accessibility

Accessibility Features

At G E A Employees, we prioritize accessibility. Our branch is ADA compliant and features ramps for easy entry. Parking is available right outside our door, ensuring that you can get in and out without hassle.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM. These hours are designed to fit your busy schedule, whether you're dropping by on your lunch break or after work. Feel free to call us at 540-921-2404 if you have any questions or need assistance before your visit!

Services Offered

While visiting our branch, take advantage of a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and more. Although we do not have an ATM or drive-thru service currently available, our team is ready to provide you with all the support you need inside the branch. We invite you to stop by G E A Employees at 100 Deerfield Acres St today! Join our community of satisfied members who trust us with their financial needs. We look forward to welcoming you soon!

Member Eligibility

At G E A Employees, we believe that everyone deserves a financial partner that truly cares about their journey. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join our community. Our membership is designed to be inclusive, allowing individuals who share our values of cooperation and mutual support to benefit from our services. We pride ourselves on being accessible to all members of our community, so if you're curious about your eligibility, we encourage you to check out the details at . Once you find out that you qualify, opening an account with us is a breeze. You can enjoy a variety of services including personal banking, auto loans, and much more tailored just for you. To start your membership journey or if you have any questions, feel free to give us a call at (540) 921-2404. We're here for you from Monday to Friday between 9 AM and 5 PM. Join us at our branch located at 100 Deerfield Acres St Pearisburg Va 24134, and let's build a brighter financial future together!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Imagine being a small business owner looking to expand. You might need a new location, additional staff, or upgraded equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Whether it's handling credit card payments or streamlining your cash flow, our services are designed with your everyday operations in mind. This means less hassle and more time for you to focus on what matters most growing your business. Let us partner with you on your journey to success. Visit us at G E A Employees today!

Comprehensive List Of Services

Additional Services

While our main focus is on personal and business banking solutions, we also provide essential ATM and cash withdrawal services for easy access to your funds when you need them. At G E A Employees, we're proud to serve our community in Pearisburg with a full suite of financial products designed with you in mind. If you're ready to take the next step in managing your finances or have any questions about our offerings, don't hesitate to reach out! Call us at (540) 921-2404, or visit us during our operating hours from Monday through Friday, 9 AM - 5 PM. Join us today at Gea Employees Fcu, where member satisfaction is not just a promise; it's our priority!

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand that managing a business comes with its own challenges, so we're here to support your growth with tailored solutions that work for you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your finances anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, our digital tools make it easier than ever to stay on top of your finances.

Home Financing Options

Thinking about buying a home? Explore our mortgage loans and refinancing options that can make homeownership more attainable. We understand that every member's situation is unique, which is why we work closely with you to find the best solution that fits your needs.

Loans for Every Need

Life can throw unexpected expenses your way, but you don't have to face them alone. Our personal loans and debt consolidation services can help relieve financial pressure by combining multiple debts into one manageable payment. Plus, if you're looking for flexible spending power, our credit cards with rewards let you earn points or cash back on everyday purchases.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for the future, we have the personal banking options to help. Our checking and savings accounts provide easy access to your funds while offering competitive interest rates to help your savings grow. For those who need a little extra help with financing, our auto loans and vehicle financing are here to get you on the road with favorable terms and rates tailored just for you.

Digital & Online Banking

Sub-section Name: Key Features

While we currently don't provide certain features like electronic signature authorization, e-statements, or mobile payments, we're committed to keeping things simple and secure for our members. You can still enjoy traditional banking methods that prioritize trust and personal service. Although person-to-person transfers and a mobile application aren't available yet either, we encourage you to stay connected with us for updates on these features as we work to improve our offerings.

Sub-section Name: Security and Accessibility

Your security is our top priority. We take every measure to protect your information while ensuring that managing your finances remains straightforward. With 24/7 online banking services not currently in place, our dedicated team is always here during business hours Monday through Friday from 9 AM to 5 PM to assist you directly. At G E A Employees, we believe in making banking accessible for everyone. Our friendly staff is ready to help guide you through any inquiries you may have about your accounts or our services. We appreciate your membership and look forward to serving you both today and in the future!

Financial Strength

Commitment to Growth

With $399,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19 in used auto loans and $987,848 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $17,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $484,805, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,410 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

Total Share and Deposit Accounts stand at 327, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G E A Employees is your trusted partner. Visit us at 100 Deerfield Acres St Pearisburg Va 24134 or call (540) 921-2404 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $289,399 in used vehicle loans and $544,679 in new vehicle loans already helping members get on the road. Whether it's for a reliable used car or the latest model, our financing options are tailored to meet your needs.

Credit Lines

If you need flexibility in managing your finances, consider our credit lines. With $165,000 available, they provide a safety net for unexpected expenses or planned purchases without the hassle of applying for a new loan each time. Our team is here to discuss refinancing options if you're interested in lowering your current loan payments or adjusting terms to better suit your budget. We believe that everyone deserves access to financial products that empower them. For more information on any of our loan products, feel free to reach out at (540) 921-2404. We're located at 100 Deerfield Acres St Pearisburg Va 24134 in Pearisburg, VA, and our lobby hours are Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right financing solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we're here to guide you through alternative paths toward homeownership and can help with understanding eligibility for future offerings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with no collateral requirement, making them an accessible option for those looking to build or improve their credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user has access to the same information without hidden influences. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and find the most favorable terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to discover competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each listing reflects current market conditions and lender criteria, helping users make informed decisions.

G E A EMPLOYEES FEDERAL CREDIT UNION - Pearisburg, VA