G. C. A. Credit Union Lake Charles LA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to G. C. A., your trusted credit union located at 625B Petro Point Dr, Lake Charles, LA 70607. Established in 1971, we take pride in serving our community with dedication and integrity. With a total membership of 865 and assets amounting to an impressive $4,534,994, we strive to provide personalized financial solutions tailored to your needs. At G. C. A., we understand the importance of community support and are committed to helping our members thrive financially. Our dedicated team, led by CEO Lori Campbell and Board President Derrick Primeaux, works tirelessly to ensure that you receive the highest level of service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, we're here to help. For your convenience, while you can visit us at our branch location, official correspondence should be sent to P O Box 7278, Lake Charles, LA 70606 if different from our branch address. With a robust net worth of $1,171,071 and total deposits reaching $919,685, we have the financial stability to support your aspirations. We offer a range of services including loans (with a total of 99 loans currently active) and competitive rates on credit cards with rewards that can enhance your purchasing power. Our commitment goes beyond numbers; it's about building lasting relationships within our community. We invite you to connect with us! Give us a call at 337-474-1006 during our operating hours from Monday to Friday, 8:15 AM - 4:15 PM, and discover how G. C. A. can help you achieve your financial goals today!

Branch History & Mission

Looking Ahead

As we move forward, G. C. A. remains committed to embracing innovation while ensuring ADA compliance and enhancing customer experiences through various initiatives. While we currently do not offer drive-thru banking or ATM services on-site, we are constantly exploring ways to improve accessibility for all our members. Join us as we continue this journey of growth and community involvement! If you're looking for a place where you can feel valued and supported in your financial endeavors, G. C. A. invites you to become part of our family today! Call us at (337) 474-1006 or visit us during business hours we can't wait to welcome you!

Our Journey

From our humble beginnings at 625B Petro Point Dr, Lake Charles, LA 70607, G. C. A. has witnessed remarkable growth. Today, we serve a vibrant membership of 865 individuals who rely on us for their banking needs. Over the years, we've expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our total assets have reached an impressive ${total_assets}, which reflects our dedication to prudent financial management and our commitment to serving you better. We believe that a credit union is more than just a place to keep your money; it's a community partner that helps you achieve your financial dreams.

Our Mission

At G. C. A., our mission is simple yet profound: to empower our members through quality financial services while fostering a spirit of community engagement and support. We strive to provide accessible banking solutions that cater to every need whether it's financing a new vehicle or planning for future investments. We understand that financial literacy is key to success, which is why we actively engage in community outreach programs aimed at educating members about smart money management practices. While you can visit us at our branch address for personalized service during our operating hours from Monday to Friday, 8:15 AM to 4:15 PM, we also prioritize making official correspondence easy with the mailing address P O Box 7278, Lake Charles, LA 70606 if needed.

Branch Location & Accessibility

Accessibility Features

At G. C. A., we understand the importance of accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us without hassle.

Operating Hours

We're here for you Monday through Friday from 8:15 AM to 4:15 PM, ready to assist you with a variety of services tailored just for you. Whether you're looking to open a checking account, explore auto loans, or inquire about credit cards with rewards, our friendly staff is eager to help.

Services Offered

Our range of services includes personal banking options like checking and savings accounts, as well as auto loans and mortgage refinancing. We also offer business banking solutions, including merchant services and business loans. While we don't have ATMs or drive-thru service at this location, our team is dedicated to providing you with the best support during your visit. Feel free to reach out to us at 337-474-1006 if you have any questions or need assistance before your visit. We can't wait to welcome you into our branch!

Member Eligibility

At G. C. A., we believe that everyone deserves to be part of a caring community where financial wellness is a priority. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Lake Charles area or have family members who are already members, you're likely eligible to join us. We strive to make banking accessible and beneficial for all our members, offering you personalized support and tailored financial solutions. To learn more about the specific eligibility criteria, feel free to check out the details at . Once you find that you qualify, opening your account is straightforward! Just give us a call at (337) 474-1006, and we'll guide you through the process step by step. We can't wait to welcome you into our G. C. A. family at 625B Petro Point Dr Lake Charles La 70607!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine being able to accept payments easily and securely, enhancing customer satisfaction while streamlining your operations. Our merchant services offer just that, allowing you to focus on what you do best running your business! Whether you're a local shop or a service provider, our solutions can help you manage transactions smoothly. Visit us at 625B Petro Point Dr Lake Charles La 70607 in Lake Charles, LA, or call us at (337) 474-1006 to discover how we can assist your business today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While we currently do not have ATMs or drive-thru services available at this location, our team is always ready to assist you by phone at (337) 474-1006 during lobby hours from Monday to Friday, 8:15 AM - 4:15 PM. Your satisfaction is important to us, and we're here to ensure that all your banking needs are met efficiently. We invite you to visit us at 625B Petro Point Dr Lake Charles La 70607 or call us at (337) 474-1006. Let G. C. A. be your trusted partner in achieving all your financial goals!

Business Banking Services

If you're a small business owner, we've got your back too! Our business banking services include merchant services and business loans tailored to help grow your venture. You can focus on what matters most running your business while we take care of the financial side.

Credit Cards with Rewards

Want to earn rewards while you spend? Our credit cards come with benefits designed just for you. Whether it's cashback or travel rewards, using your card for everyday purchases can turn into exciting perks down the line.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options, allowing you to manage your accounts anytime, anywhere. No need to visit the branch; check balances, pay bills, or transfer funds from the comfort of your home or on the go.

Home Financing

Looking to purchase a home or refinance your existing mortgage? Our mortgage loans are crafted to suit various budgets and preferences. We understand that buying a home is one of life's biggest decisions, and we're here to guide you every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having a dedicated space for managing your money while earning interest on your savings. That's what our accounts offer flexibility and security for your everyday needs. If you're planning to buy a car, our auto loans and vehicle financing solutions can help make that dream a reality. Picture yourself driving away in a new vehicle, knowing you secured an affordable loan with competitive rates through G. C. A..

Personal Loans & Debt Management

Life can throw unexpected expenses your way. That's why we offer personal loans for debt consolidation and other financial needs. Imagine reducing multiple payments into one manageable loan, making it easier for you to regain control over your finances.

Digital & Online Banking

At G. C. A., we understand that convenience and security are essential in today's busy world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our platform, you can take control of your banking anytime, anywhere. One of the standout features is our 24/7 Online Banking Services. Even if it's late at night or early in the morning, you can check your account balances, transfer funds, and monitor your transactions with just a few clicks. We believe that banking should fit into your life, not the other way around. Although we currently do not support features like E-Statements, Mobile Payments, or a dedicated Mobile Application, we are committed to providing a secure environment for all your online transactions. Our members can also enjoy easy access to their accounts without the need for Electronic Signature Authorization or Person-to-Person Transfers keeping things straightforward and hassle-free. While we don't have advanced mobile options at this time, you can always stay updated by visiting us at . There you'll find additional resources and information about our services. At G. C. A., we prioritize user-friendly experiences that allow you to manage your money effectively. Whether you're checking balances or planning your next big purchase, we're here to support you every step of the way!

Financial Strength

At G. C. A., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation that supports your financial well-being. With a net worth of $1,171,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,582 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $185,442 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,171,071 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $27 in used auto loans and $1,085,901 in total loans and leases, supporting members' financial goals across various sectors. While our current net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G. C. A. is your trusted partner. Visit us at 625B Petro Point Dr Lake Charles La 70607 or call (337) 474-1006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $514,761 in used vehicle loans and $233,439 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team can guide you through the process.

Personal Loans and Credit Lines

For those unexpected expenses or consolidating debt, our personal loans are a great solution. We also provide credit lines with a total available amount of $225,000, giving you the flexibility to cover costs as they arise. Managing finances becomes easier when you have access to funds when you need them most.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is designed for those who want the convenience of credit without tying it to collateral. If you're interested in refinancing any of our products or checking your eligibility for our various loan offerings, feel free to reach out! You can contact us at (337) 474-1006, or visit us at 625B Petro Point Dr Lake Charles La 70607 in Lake Charles, LA during our operating hours from Monday to Friday, 8:15 AM to 4:15 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey!

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees transparency and helps users feel confident in their choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is made purely on the merits of the loans themselves. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature is crucial for those who want to secure the best rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of using LendMesh as a resource for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

G C A