Ft Randall Credit Union Wagner SD | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Ft Randall, your trusted financial partner located at 231 Lake St Nw, Wagner, SD 57380. Since our establishment in 1951, we have been dedicated to serving our community and providing tailored financial solutions that meet the needs of our 3,344 members. With total assets of $41,568,249 and deposits reaching $1,116,340, we are proud to be a stable resource for your banking needs. At Ft Randall, we understand the importance of building lasting relationships with our members. Under the leadership of our CEO, Julie Thomson, and Board President, Darrell Pepper, we strive to create a welcoming environment where you can feel confident in your financial decisions. Our team of 11 employees is here to assist you with various services including personal banking accounts, auto loans, mortgages, and business loans. While members can visit us at our branch address for everyday banking needs, official correspondence should be sent to our mailing address: PO Box 297, Wagner, SD 57380. We also offer convenient services such as online and mobile banking to help you manage your finances on the go. Our commitment to the community goes beyond just numbers. With a net worth of $4,340,908 and cash in hand amounting to $684,781, we're not just about growing assets; we're about enriching lives. Whether it's through helping families finance their first homes or supporting local businesses with loans totaling 1,837, Ft Randall is here for you every step of the way. We invite you to explore what we can do for you! For more information or to start your journey with us today, call us at 605-384-5332 or visit our website at ftrandallfcu.com. Your financial success starts here!

Branch History & Mission

Commitment to Service

While you can visit us at our physical location, official correspondence should be directed to PO Box 297, Wagner, SD 57380 if needed. We are committed to ensuring your experience with us is convenient and accessible. Our operating hours are from 8:30 AM to 5:00 PM Monday through Friday, featuring both drive-thru banking and ATM availability for those who prefer digital transactions. In addition to traditional banking services, we have embraced technology with online banking options that include mobile payments and e-statements. This commitment ensures that whether you're at home or on the go, managing your finances is simple and straightforward.

Community Focus

At Ft Randall, we understand that partnerships strengthen communities. That's why we collaborate with local organizations and participate in initiatives aimed at making Wagner an even better place to live. From sponsoring local events to providing educational workshops on financial literacy, we're dedicated to giving back. As we look forward to the future, we invite you to join our family. Experience firsthand how Ft Randall can help you achieve your financial goals while becoming part of a community-focused organization committed to your success. Contact us today at 605-384-5332 or visit our website here for more information on membership and services available. Together, let's build a brighter tomorrow!

Our Evolution

Since opening our doors, Ft Randall has continuously evolved to meet the changing needs of our community. As we grew, so did our commitment to providing not just financial services but also support and resources that empower our members to thrive. With total assets now exceeding $41,568,249, we have built a solid foundation that enables us to offer a range of services from checking and savings accounts to auto loans and mortgages. Our mission is clear: to enhance the lives of our members by providing personalized banking solutions while fostering a sense of community. At Ft Randall, we believe that financial success goes hand in hand with community well-being. This philosophy drives us to actively participate in local events and support various outreach programs aimed at uplifting those around us.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just off the main road, our branch is close to familiar spots like the Wagner Community School and the beautiful Lake Francis Case. Our facility is designed with accessibility in mind, ensuring that everyone can comfortably access our services. We have ample parking available right outside, including spaces for those who may need extra assistance.

Operating Hours and Services

Our lobby hours are designed to fit your schedule. We're open from 8:30 AM to 5:00 PM, Monday through Friday, so you can stop by when it's most convenient for you. At Ft Randall, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick transactions without leaving your vehicle perfect for busy days! If you need cash or want to check your balance, our ATM is also readily available. Feel free to give us a call at 605-384-5332 if you have any questions or need assistance before visiting. We're excited to welcome you into our branch and help you achieve your financial goals!

Member Eligibility

Joining the community at Ft Randall is a simple and welcoming process, making you part of a supportive family that truly cares about its members. To become a member, you just need to meet a few friendly eligibility requirements. If you live, work, or worship in the area or have family members who are already part of our credit union, you're likely eligible! We believe in making banking accessible for everyone, so we encourage you to check out the detailed eligibility criteria at http://www.ftrandallfcu.com/membership/. Once you know you're eligible, opening an account with us is straightforward and convenient. You can start your membership journey online by visiting https://www.securecuonline.com/fortrandallfcu/enrollonlinebanking.aspx, or feel free to give us a call at (605) 384-5332 if you have any questions. We're excited to help you take this important step towards better financial services right here at Ft Randall, located at 231 Lake St Nw Wagner Sd 57380. Welcome aboard!

Business Banking & Commercial Services

Financing Solutions Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,244,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly whether in-store or online ensuring you never miss a sale. Our services allow you to focus on what you do best: running your business. Located at 231 Lake St Nw Wagner Sd 57380 in Wagner, SD, we invite you to explore how our tailored solutions can help you thrive. Reach out at (605) 384-5332 today, and let's discuss the future of your business!

Comprehensive List Of Services

Business Banking

For small business owners in our community, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans tailored specifically for the unique challenges businesses face today. Whether you're starting out or looking to expand, we're committed to supporting your growth.

Digital Solutions

In this fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills all from the comfort of your home or while on the go. Need cash? Our ATM & Cash Withdrawal Services provide access to your money whenever you need it, along with basic drive-thru banking for quick deposits and withdrawals. At Ft Randall, we're dedicated to ensuring that banking is not just a necessity but also a convenient part of your daily life. Our friendly staff is always available to answer questions and help find solutions that fit your lifestyle. For more information about our services or to discuss how we can assist you further, feel free to reach out at (605) 384-5332. We invite you to explore all that we have to offer by visiting us online at Wagner. Join us today and experience personalized service that puts you first!

Loans and Financing

If you're thinking about purchasing a new car or refinancing your home, our Auto Loans & Vehicle Financing services make it simple and straightforward. With competitive rates, you can drive off in your dream car without breaking the bank. For those considering a new home or wanting to refinance an existing mortgage, our Mortgage Loans & Refinancing options will guide you through the process seamlessly. When unexpected expenses arise, having access to funds is crucial. Our Personal Loans & Debt Consolidation services allow you to consolidate debt or tackle those surprise bills effectively. Plus, if you're looking for rewards on everyday purchases, check out our Credit Cards with Rewards that give back every time you swipe.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Personal Banking options such as Checking and Savings Accounts designed for easy access and flexibility. Imagine having a dedicated account where you can effortlessly manage your everyday expenses while earning interest on your savings. Our checking accounts come with no hidden fees, so you can focus more on what matters most to you.

Digital & Online Banking

Convenience at Your Fingertips

With e-statements available, you can go green and reduce clutter while keeping track of your finances effortlessly. Prefer to send money to friends or family? Our person-to-person transfer feature lets you do just that in seconds! If you love the convenience of mobile payments, rest assured that we have you covered there too. At Ft Randall, our goal is to provide accessible banking solutions that fit into your busy lifestyle. Experience real-time account management and take charge of your financial journey today!

Explore Our Services

Visit us at https://ftrandallfcu.com/ to unlock a world of online banking features tailored just for you. Whether you're checking your balance, transferring money, or paying bills, our user-friendly platform allows you to do it all with just a few clicks. Plus, with 24/7 online banking services available, you can manage your finances when it suits you best.

Security You Can Trust

We prioritize your security with robust measures that protect your personal information. Our electronic signature authorization process makes signing documents simple and secure, ensuring peace of mind as you navigate through transactions. Additionally, our mobile application enhances your banking experience by providing secure access right from your smartphone.

Financial Strength

At Ft Randall, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reflecting our commitment to providing reliable services that meet your needs. With a net worth of $4,340,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,974,410 in share certificates and $7,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition, with $3,716,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $690 in used auto loans and $23,251,099 in total loans and leases. Our operational efficiency is evident in our $399,523, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 6,587, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ft Randall is your trusted partner. Visit us at 231 Lake St Nw Wagner Sd 57380 or call (605) 384-5332 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,847,184 in used vehicle loans and $2,265,460 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you're interested in a brand-new model or a reliable used vehicle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $1,244,414 provide the capital needed to grow and expand your business. Whether you're starting out or looking to invest in new opportunities, we have options designed specifically for you. If you're considering refinancing any existing loans or exploring eligibility options for our products, feel free to contact us at 605-384-5332. Our dedicated team is ready to assist you in navigating through these choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at our branch located at 231 Lake St Nw Wagner SD 57380 or explore more about what we offer by visiting our website here. At Ft Randall, we're committed to supporting you on your financial journey every step of the way!

Credit Lines

For those needing extra flexibility with their finances, our total credit lines loans amounting to $1,230,000 give members access to funds when they need them most. It's an easy way to manage unexpected expenses or larger purchases without the stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $393,732, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the perfect home for you and your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently totaling $0, we prioritize helping our members manage their finances effectively through straightforward credit solutions tailored to individual needs.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer displayed is not only legitimate but also adheres to strict regulatory guidelines. By using verified data, LendMesh ensures that users receive fair and transparent offers without any hidden agendas.

Ft Randall