Ft Randall Credit Union Platte SD | Best Auto Loans & ATM Access

Introduction

Welcome to Ft Randall, your trusted financial partner in the heart of Platte, South Dakota. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and adapting to their evolving needs. Located at 100 W 7Th Street, our branch is more than just a place to bank; it's a hub where relationships are built and dreams are realized. With a strong foundation and commitment to excellence, Ft Randall boasts total assets of $41,568,249 and total deposits reaching $1,116,340. Our membership has grown to an impressive 3,344 individuals who trust us with their financial journeys. Under the leadership of our dedicated CEO, Julie Thomson, and Board President, Darrell Pepper, we strive to provide personalized services that cater to both individual and business needs. At Ft Randall, we understand the importance of having access to reliable financial resources. That's why we offer a range of services from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. With a total loan portfolio of 1,837 loans and leases, we're here to help you navigate life's financial milestones. While members can visit us at our branch location in Platte, official correspondence should be directed to our mailing address at PO Box 927, Platte, SD 57369. For any inquiries or assistance, don't hesitate to reach out at 605-337-9502. We invite you to explore how Ft Randall can support your financial goals. Whether you're looking for straightforward banking solutions or personalized advice tailored just for you, our friendly team is here to help. Visit us today or check out our website at www.ftrandallfcu.com for more information!

Branch History & Mission

Community Commitment

We actively engage in partnerships with local organizations and schools to enhance community welfare. Whether it's sponsoring youth sports teams or participating in local charity events, we strive to give back and strengthen the bonds within our community. Additionally, we are proud to offer ADA-compliant facilities that ensure everyone can access our services comfortably. Our drive-thru banking offers convenience for those on the go while our ATM availability ensures you can access your funds anytime. Join us at Ft Randall Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Visit us during our operating hours from 8:30 AM to 5:00 PM CST or give us a call at (605) 337-9502 for any inquiries. Together, let's build a brighter future!

Mission Statement

Our mission at Ft Randall is simple yet profound: to empower our members by providing exceptional financial services while fostering community development and support. We believe that when individuals thrive financially, the entire community benefits. This principle guides everything we do from offering competitive loan rates to supporting local events and initiatives. While members can visit us at 100 W 7Th Street Platte Sd 57369, official correspondence should be sent to PO Box 927, Platte, SD 57369. We want every interaction with us whether in person or online to reflect our dedication to service.

Branch Location & Accessibility

Accessibility Features

At Ft Randall, we understand the importance of accessibility. Our facilities are designed to be welcoming and accommodating for everyone. From ADA-compliant ramps to spacious interiors, we ensure that every member of our community feels comfortable while visiting us.

Convenient Location

Nestled conveniently near local landmarks, our branch is easy to find and reach. With ample parking available, you won't have to worry about finding a spot when you visit us. For those who prefer a more streamlined experience, we also offer drive-thru banking options, allowing you to handle your transactions without even leaving your car!

Get in Touch!

Have questions? Feel free to give us a call at (605) 337-9502. We invite you to stop by and experience the welcoming atmosphere at Ft Randall. Whether you're an existing member or considering joining our credit union family, we're here to help with all your financial needs!

Operating Hours

We're here for you during the week! Our lobby hours run from 8:30 AM to 5:00 PM CST, Monday through Friday, so you can plan your visit at a time that works best for you. Whether you're looking to open an account, apply for a loan, or just ask a question, our friendly staff is ready to assist you.

Services Available

At Ft Randall, we offer a variety of services tailored to meet your needs. From personal banking accounts and auto loans to mortgage options and online banking services, we strive to provide comprehensive solutions that help you achieve your financial goals. If you're in need of cash quickly, don't forget about our ATM availability it's right on-site for your convenience! While members can visit us at 100 W 7Th Street Platte Sd 57369, official correspondence should be sent to our mailing address at PO Box 927, Platte, SD 57369.

Member Eligibility

At Ft Randall, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to become part of our family, you'll find the process is welcoming and straightforward. Membership is open to anyone who lives, works, or worships in the Platte area and surrounding communities. We're here to serve you with personalized financial solutions, whether you're saving for a home, buying a car, or just managing everyday expenses. You can learn more about our eligibility requirements by visiting http://www.ftrandallfcu.com/membership/. Getting started is easy! Simply reach out to us at (605) 337-9502 or visit us at our branch located at 100 W 7Th Street Platte Sd 57369. If you're ready to open an account online, check out the details on how to do that here: https://www.securecuonline.com/fortrandallfcu/enrollonlinebanking.aspx. We can't wait to welcome you into the Ft Randall family!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $25 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,244,414, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services make it easy for you to accept payments from customers, whether they are paying in person or online. This means more convenience for your customers and quicker transactions for you, allowing you to focus on what matters most growing your business. Located at 100 W 7Th Street Platte Sd 57369 in Platte, SD, we are dedicated to providing personalized service that meets the demands of today's business environment. For more information or to discuss how we can assist your business further, call us at (605) 337-9502.

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs and businesses, we offer specialized services such as Merchant Services & Business Loans. We know how important it is for businesses to have reliable financial resources, and our team is here to support your growth every step of the way.

Call-to-Action

Explore all that Ft Randall has to offer by visiting us at Platte or calling us today! Let us help you take control of your finances in a friendly and supportive environment.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. With options like ATM & Cash Withdrawal Services, you can access your funds whenever needed. Our basic drive-thru banking offers an easy way to handle deposits and withdrawals without leaving your car.

Easy Access and Support

Your time is valuable, and we aim to respect that with our streamlined services. Whether you're stopping by during our lobby hours from 8:30 AM to 5:00 PM CST or using one of our ATMs for quick transactions, we're here to make banking easier for you. If you have any questions or need assistance with any of these services, feel free to reach out at (605) 337-9502. We're always ready to help!

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique goals. That's why we offer Checking & Savings Accounts designed to help you manage your money effectively. Need a car? Our Auto Loans & Vehicle Financing options can get you on the road with competitive rates and flexible terms. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services make the process simple and straightforward. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation solutions provide the financial support you need without unnecessary stress. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for everyday purchases.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which brings banking right to your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. You can also take advantage of mobile payments for convenient transactions on the go. For those who prefer paperless options, we offer e-statements that provide an easy way to keep track of your account activity without the clutter. With electronic signature authorization available, signing documents is not only secure but also hassle-free.

Security and Accessibility

Your security is paramount at Ft Randall. We utilize advanced security measures to protect your information while ensuring that you have easy access to all your accounts. Our digital services are designed with you in mind making them not only accessible but also straightforward to use. Managing your finances should be effortless, and with our innovative digital banking solutions, it truly is! Visit us today at https://ftrandallfcu.com/ to explore all the ways we can help you take control of your financial future.

Financial Strength

Growing Member Base

The trust placed in us by our growing member base is evident with a total of 6,587 share accounts. This strong membership indicates that more people are choosing Ft Randall as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ft Randall is your trusted partner. Visit us at 100 W 7Th Street Platte Sd 57369 or call (605) 337-9502 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $8,974,410 in share certificates and $7,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $399,523 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $3,716,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in the $690 in used auto loans and $23,251,099 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $4,340,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,847,184 in used vehicle loans and $2,265,460 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the best deal possible. Plus, if you're considering refinancing an existing auto loan, we can assist with that too!

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $1,244,414, providing the capital needed to expand operations or invest in new projects. At Ft Randall, we're committed to providing tailored financial solutions that fit your lifestyle. If you're unsure about eligibility or want more information on our refinancing options, please don't hesitate to reach out! For more details or assistance with any of our loan products, feel free to contact us at 605-337-9502 or visit us at 100 W 7Th Street Platte SD 57369. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

We also cater to those who need extra flexibility with our total credit lines reaching $1,230,000. Whether it's for emergencies or planned expenses, our credit lines are designed to give you peace of mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $393,732, making buying or refinancing simple. We offer personalized guidance throughout the process to help you navigate your options effectively.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, we frequently evaluate our offerings to ensure they meet member needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh is designed to help users navigate the loan landscape with confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all loan offers are fair and transparent, allowing users to trust the information they receive. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring users get reliable options tailored to their needs. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions. This means that every user receives unbiased results, allowing them to make informed decisions without worrying about hidden agendas. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature empowers users to compare various options quickly and efficiently, making it easier to find a loan that fits their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in delivering real value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ft Randall