Frontwave Credit Union Camp Pendleton CA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Frontwave, your trusted partner for financial services right here in Camp Pendleton, California! Located at 20845 Vandegrift Blvd, our branch has been proudly serving the community since 1952. With a strong commitment to our members, we have grown to support over 128,122 individuals with a total asset base of over $1.48 billion. At Frontwave, we believe in building lasting relationships within our community. Our dedicated team of 253 employees, led by CEO William Birnie and Board President Brian Sutton, is here to ensure that you receive personalized service tailored to your unique financial needs. Whether you're looking for auto loans, mortgages, or business banking solutions, we are ready to assist you every step of the way. While members can visit us at our Camp Pendleton location, official correspondence should be sent to our mailing address at 1278 Rocky Point Dr., Oceanside, CA 92056. With total deposits reaching $77.58 million and cash reserves of $19.85 million, you can trust that your finances are in safe hands. Our focus on member satisfaction drives us to offer competitive rates and a variety of products designed just for you. From personal checking and savings accounts to credit cards with rewards, we strive to meet all your banking needs under one roof. Ready to experience the Frontwave difference? Give us a call at 800-736-4500 or visit us online at frontwavecu.com. We look forward to welcoming you into our growing family!

Branch History & Mission

Commitment to Service

Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 4 PM. With an ATM available on-site and shared service centers nearby, accessing your funds is easier than ever. Although we do not currently offer drive-thru banking services, our team is always ready to assist you within our welcoming branch environment. As part of our commitment to innovation, we provide various digital banking options including online banking and mobile payments. You can manage your finances anytime and anywhere because your time matters. In closing, we invite you to join the Frontwave family. Experience the benefits of being part of a community-focused credit union dedicated to serving your financial needs. Together, let's make waves toward a brighter financial future! For more information or assistance, please call us at 800-736-4500 or visit our website at www.frontwavecu.com.

Our Mission

At Frontwave, our mission is clear: we strive to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have tailored products designed with your needs in mind. We also recognize the importance of giving back. Our partnerships and outreach efforts aim to foster community development and support those in need. By investing in local initiatives and providing resources for financial education, we work tirelessly to uplift our members and neighbors alike.

Branch Location & Accessibility

Banking Hours that Fit Your Schedule

We understand that life can be busy. That's why our lobby hours are designed to accommodate your schedule! Visit us Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 4 PM. We're here to help you make the most of your time while taking care of your financial needs.

Convenient Access and Features

At Frontwave, we prioritize accessibility for all our members. Our branch is designed to be welcoming, featuring ADA-compliant entrances and ramps for those who need them. Parking is readily available, ensuring a hassle-free visit. While you can come to us directly at our Camp Pendleton location, if you need to send official correspondence, please address it to our mailing address at 1278 Rocky Point Dr., Oceanside, CA 92056.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 800-736-4500 for any inquiries or simply drop by during our operating hours. We look forward to welcoming you at Frontwave where your financial journey matters!

Services Tailored for You

Frontwave offers a variety of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered! Plus, enjoy the convenience of ATM access for quick cash withdrawals and balance checks. Although we don't have drive-thru banking at this location, our shared service center allows basic transactions for members of partner credit unions.

Member Eligibility

Becoming a member of Frontwave is like stepping into a friendly community where you can truly thrive. To join us at our Camp Pendleton branch, located at 20845 Vandegrift Blvd Camp Pendleton Ca 92055, you just need to meet a few simple criteria. If you live, work, worship, or attend school in the areas we serve, you're already on your way! We're dedicated to making banking accessible and supportive for everyone in our community. Plus, as a member, you'll enjoy benefits such as competitive rates on loans and savings, personalized service, and access to a range of financial products tailored to your needs. The membership process is straightforward just give us a call at (800) 736-4500 for assistance or check out our eligibility details online at . We're here to guide you every step of the way and ensure that joining Frontwave feels welcoming and inclusive. Your journey toward financial empowerment starts here!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. These loans can help you purchase new equipment, hire staff, or invest in marketing whatever it takes to elevate your business.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your retail store and seamlessly accepting credit card payments while keeping track of sales data effortlessly. Our services make this possible, allowing you to focus on what you do best serving your customers. With a team dedicated to understanding your business needs, Frontwave is here to partner with you every step of the way. Visit us at 20845 Vandegrift Blvd Camp Pendleton Ca 92055 in Camp Pendleton, CA or call us at (800) 736-4500 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For small businesses and entrepreneurs, Frontwave provides robust business banking solutions including merchant services and business loans. We understand that running a business requires support from a financial partner who cares about your success.

Convenient Access Anytime

Accessing your funds has never been easier. With our ATM and cash withdrawal services available at multiple locations, plus basic shared branch transactions for partner credit union members, getting your money when you need it is hassle-free. You can also enjoy the benefits of online and mobile banking perfect for busy schedules.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options can help you make that dream a reality. We understand that navigating the housing market can be challenging, which is why our knowledgeable staff is here to guide you through each step of the process.

Join Us Today!

At Frontwave, we are committed to making banking accessible and convenient for everyone in Camp Pendleton. We invite you to stop by our branch or give us a call at 800-736-4500 during our operating hours from Monday to Friday 9 AM - 5 PM and Saturday 9 AM - 4 PM. Discover how we can assist you in achieving your financial dreams today! For more information about all our services, visit us at frontwavecu.com.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of checking and savings accounts designed for different lifestyles. Our members enjoy the flexibility of managing their accounts online or via our mobile app, making it easy to check balances or transfer funds on the go. If you're in the market for a new car, our auto loans and vehicle financing options are competitive and straightforward, ensuring you can drive away with peace of mind.

Support for Your Financial Goals

In addition to traditional banking services, we offer personal loans and debt consolidation solutions to help you achieve your financial goals. Our credit cards come with rewards that give back to you every time you use them, adding extra value to your everyday purchases.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. The convenience of e-statements means you can go paperless while keeping track of your financial activities easily. Plus, with electronic signature authorization available, signing documents has never been easier no need to visit a branch! If you're always on the move, our mobile application keeps everything right at your fingertips. You can make mobile payments effortlessly, ensuring that you're never without cash when you need it most. Want to send money to friends or family? Our person-to-person transfer feature makes this quick and hassle-free.

Security and Accessibility

We prioritize your security with robust measures in place to protect your personal information. Our digital banking platform is designed to keep your transactions safe while providing a straightforward experience. Whether you're checking your balance or making a payment, you can feel confident knowing that your data is secure. At Frontwave, we aim for accessibility and ease-of-use so that managing your finances fits seamlessly into your day-to-day life. Embrace the future of banking with us and discover how easy it is to stay on top of your financial goals!

Financial Strength

Commitment to Growth

With $138,693,399 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our ability to support your financial goals is evident with $8,806 in used auto loans and $954,118,054 in total loans and leases.

Member Trust

Total Share Accounts: 193,394, showing a strong and growing member base that trusts us with their finances. This trust is reflected in the net shares available for lending and investments: $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontwave is your trusted partner. Visit us at 20845 Vandegrift Blvd Camp Pendleton Ca 92055 or call (800) 736-4500 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $317,458,674 in share certificates and $125,408,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $139,666,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,707,955 in used vehicle loans and $104,000,818 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward application processes designed to make financing your next vehicle as easy as possible.

Credit Lines

For those who need a bit more flexibility in their borrowing options, our credit lines are an excellent choice. With a total available of $557,355,036, these lines allow you to access funds when needed without taking out a traditional loan. At Frontwave Credit Union, we are committed to serving our community with reliable loan products that empower individuals and families alike. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just want more information about our offerings, feel free to visit us or give us a call. We're here to help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,723,340, make buying or refinancing simple. We help guide you through the process and explore refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $60,100,944 in loans helping members manage their finances effectively. This allows you the freedom to make purchases while keeping control of your budget.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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FRONTWAVE CREDIT UNION