Frontwave Credit Union Camp Pendleton CA | Best Auto Loans & Business Banking

Introduction

Welcome to Frontwave, your trusted partner in financial well-being right here at our Camp Pendleton branch located at 520409 Basilone Road, Camp Pendleton, CA 92055. Established in 1952, we have proudly served our community for over 70 years, growing to a vibrant membership of 128,122 individuals who rely on us for their banking needs. Our dedicated team of 253 employees works tirelessly to ensure that each member feels valued and supported. At Frontwave, we understand the importance of accessible financial services. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. With total assets exceeding $1.49 billion and total deposits amounting to $77,578,750, you can trust that your money is safe with us. Our net worth stands strong at $139,666,457, reflecting our commitment to stability and growth for our members. While members can visit us at our Camp Pendleton location, official correspondence should be sent to 1278 Rocky Point Dr, Oceanside, CA 92056. We encourage you to reach out anytime at 800-736-4500 or explore our website at frontwavecu.com for more information about our services. As we continue to serve our community, under the leadership of CEO William Birnie and Board President Brian Sutton, we remain committed to enhancing your financial journey. Whether you're looking for a loan or need assistance with online banking services, we're here to help. Stop by during our lobby hours from Tuesday to Friday between 10 AM and 6 PM or Saturday from 9 AM to 5 PM. Join us as we build a brighter financial future together!

Branch History & Mission

Community Focus

Community outreach is a core part of who we are at Frontwave. We foster partnerships with local organizations to drive positive change in Camp Pendleton and surrounding areas. Whether it's through educational programs or support for local events, we believe in giving back and building a brighter future together.

Join Us Today!

As we look toward the future, we invite you to become part of the Frontwave family. Experience the personalized service that comes from being a member of a credit union that truly cares about its people. Visit us during our operating hours Tuesday through Friday from 10 AM to 6 PM, Saturday from 9 AM to 5 PM, and Sunday from 10 AM to 5 PM and discover how Frontwave can help you achieve your financial dreams. For any inquiries or assistance, feel free to call us at 800-736-4500. Together, let's pave the way for a secure financial future!

Our Mission

At Frontwave, our mission is clear: to empower our members to achieve their financial goals while actively contributing to the well-being of our community. We offer a range of services designed for every phase of life from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our commitment goes beyond just financial services; we are deeply invested in supporting local initiatives that uplift and enrich our neighborhoods. We pride ourselves on being more than just a bank; we are a partner in your financial journey. With modern digital advancements such as online banking and mobile payments, we ensure that managing your finances is simple and convenient. Additionally, we comply with ADA standards to make sure all members can access our services comfortably.

Branch Location & Accessibility

Call to Action

We invite you to come see us at Frontwave! Our friendly team is ready to assist you with all your banking needs. If you have any questions or want more information about our services, feel free to give us a call at 800-736-4500. We look forward to serving you soon!

Nearby Landmarks and Accessibility

Situated near key landmarks, including the vibrant community around Camp Pendleton, our location is designed with convenience in mind. We have ample parking available, making it easy for you to stop by and take care of your banking needs without any hassle. Our branch is ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services comfortably.

Operating Hours and Services

We are open from Tuesday to Friday from 10 AM to 6 PM and Saturday from 9 AM to 5 PM, giving you plenty of time throughout the week to visit us. Unfortunately, we do not have drive-thru banking; however, we offer a full range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those who prefer digital options, we provide online and mobile banking services that allow you to manage your finances on the go. Need cash? Don't worry our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Frontwave, we believe that everyone deserves a chance to be part of a supportive community. Joining us is easy and welcoming! You can become a member if you live, work, worship, or attend school in certain areas around Camp Pendleton or are affiliated with one of our partner organizations. This means that whether you're a military member, a veteran, or simply someone in the local community, you have the opportunity to enjoy all the benefits we offer. By becoming a member at Frontwave, you're not just gaining access to great financial services; you're also joining a family that prioritizes your needs and supports your goals. Opening an account with us is straightforward and can be done right here at our branch located at 520409 Basilone Road, Camp Pendleton, CA 92055. If you have any questions about eligibility or the account opening process, feel free to give us a call at 800-736-4500. For more detailed information on who can join and the wonderful advantages of being part of Frontwave, check out our eligibility criteria at this link. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that make transactions easy and efficient. Picture this: your customers can pay seamlessly using their preferred methods credit cards, mobile payments, or even contactless options ensuring a smooth checkout experience. This not only enhances customer satisfaction but also boosts your sales potential. Located at 520409 Basilone Road, Camp Pendleton, CA 92055, we're here to partner with you on your journey to success. For more information or to discuss how we can assist your business, give us a call at 800-736-4500. Let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Frontwave provides comprehensive business banking services. From merchant services that simplify transactions to business loans that help you grow, we understand the unique challenges small businesses face. Our team is ready to assist you in finding the right solutions tailored for your business needs.

Convenient Access Anytime

We know that life can be busy, which is why we prioritize convenience in all our services. With access to ATMs and cash withdrawal services, you can manage your money whenever necessary. Our shared branch transactions allow members from partner credit unions to perform basic deposits and withdrawals seamlessly.

Financing Your Dreams

If you're considering purchasing a vehicle or refinancing your home, our auto loans and mortgage options are designed to help you achieve your goals. With competitive rates and personalized service, we'll guide you through the process, making it as straightforward as possible. Whether you're consolidating debt or taking out a personal loan, we're here to support you every step of the way.

Personal Banking Made Easy

For those seeking personal banking solutions, we offer checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your funds with our user-friendly online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your smartphone. Plus, our credit cards come with rewards that allow you to earn while you spend.

Ready to Get Started?

Whether you're opening a new account or exploring loan options, we're here to help! Reach out to us at (800) 736-4500 during our hours Tuesday through Friday from 10 AM to 6 PM and Saturday from 9 AM to 5 PM to speak with one of our friendly staff members. At Frontwave, we're committed to providing financial services that empower you. Visit us today and see how we can support your financial journey!

Digital & Online Banking

Convenient Online Services

With our online banking platform available at http://www.frontwavecu.com , you can check your balance, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure that you have access to your accounts whenever you need them. Plus, you can sign documents electronically thanks to our electronic signature authorization feature, making transactions faster and more efficient.

Manage Your Finances on the Go

Our mobile application further enhances your banking experience. It allows you to perform all the essential tasks directly from your smartphone. You can make person-to-person transfers with ease, send money to friends or family without the hassle of cash or checks. And if you prefer using mobile payments, our app supports that too! Just link your accounts and start paying securely with your mobile device.

Stay Informed and Secure

We also offer e-statements so you can keep track of your finances without the clutter of paper statements. This not only helps the environment but also gives you immediate access to your financial information. Security is our priority; rest assured that all transactions are protected with advanced encryption technology, keeping your personal information safe. At Frontwave, we aim to provide a user-friendly experience that simplifies managing your finances. Explore all these features and more by visiting us online today at http://www.frontwavecu.com !

Financial Strength

Commitment to Growth

With $138,693,399 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,806 in used auto loans and $954,118,054 in total loans and leases supporting our members' financial goals across various sectors.

Community Trust

Total Share Accounts: 193,394, showing a strong and growing member base that trusts us with their finances. This trust underpins everything we do at Frontwave, as we strive to build lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontwave is your trusted partner. Visit us at 520409 Basilone Road Camp Pendleton Ca 92055 or call (800) 736-4500 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $317,458,674 in share certificates and $125,408,388 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $139,666,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,707,955 in used vehicle loans and $104,000,818 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, refinancing options are available if you want to lower your monthly payments or adjust your loan terms.

Credit Lines and Personal Loans

If you're looking for added flexibility in managing your cash flow or funding personal projects, our credit lines total $557,355,036 and can give you quick access to funds when needed. Additionally, we provide personal loans that cater to various needs from debt consolidation to unexpected expenses helping you stay on track financially. Our dedicated team is here to assist you throughout the borrowing process. You can reach us at 800-736-4500 during our operating hours: Tuesday through Friday from 10 am to 6 pm and Saturday from 9 am to 5 pm. For performance insights and financial data regarding our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Frontwave is proud to serve our community with reliable lending options that empower you on your financial journey. Explore how we can help today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $70,723,340, making buying or refinancing simple. We offer various mortgage products to help you navigate the home-buying process with confidence. If you're interested in refinancing your current mortgage for better rates or terms, we can guide you through that as well.

Unsecured Credit Card Loans

Managing daily expenses can be easier with our unsecured credit card loans. With a total of $60,100,944 in unsecured credit card loans provided to our members, we offer flexible terms that help you manage finances effectively without the need for collateral.

Loan Aggregator

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FRONTWAVE CREDIT UNION