Frontwave Credit Union Barstow CA | Best Auto Loans & ATM Access

Introduction

Welcome to Frontwave, your trusted community partner located at 995 Armory Rd, Barstow, CA 92311. Since our establishment in 1952, we have been dedicated to serving our members with integrity and care. With a strong membership of over 128,000, we take pride in being part of the Barstow community and helping you achieve your financial goals. At Frontwave, we understand that your financial well-being is important. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your unique needs. Our total assets exceed $1.48 billion, demonstrating our solid foundation and commitment to providing reliable financial services. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 1278 Rocky Point Dr, Oceanside, CA 92056. Feel free to reach out to us at 800-736-4500 or visit our website at frontwavecu.com for more information. Our leadership team is dedicated to ensuring a positive experience for all our members. Under the guidance of CEO William Birnie and Board President Brian Sutton, we strive to foster a welcoming environment where everyone feels valued. With total loans amounting to 54,460 and deposits reaching $77,578,750, Frontwave stands as a pillar of support in the community. Whether you're looking for a new home or need assistance managing your finances, we're here for you every step of the way. Join us today and discover how Frontwave can help you thrive financially! We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM. Your journey towards financial success starts here!

Branch History & Mission

Community Engagement

Our branch isn't just about numbers; it's about people. We are deeply committed to fostering relationships within Barstow. Through partnerships with local organizations and participation in community events, we work tirelessly to give back and support those around us. With operating hours from Monday to Thursday 9:00 am - 5:00 pm, Friday 9:00 am - 6:00 pm, and Saturday 9:00 am - 4:00 pm, we are here when you need us most. Plus, our ATM availability ensures you have access to your funds anytime. As we look toward the future, we invite you to join us at Frontwave. Experience the benefits of being part of a credit union that truly cares about your financial well-being and the community as a whole. For more information or assistance, feel free to call us at 800-736-4500 or visit our website at frontwavecu.com. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Frontwave has grown significantly over the years. We now boast total assets of approximately $1.49 billion, a testament to the trust placed in us by our members. Our evolution is marked by key milestones that reflect our adaptability and focus on member satisfaction. Today, we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand the importance of accessibility and convenience in today's world. That's why we provide various digital services like online banking, mobile payments, and electronic signatures to ensure that our members can manage their finances easily from anywhere. Additionally, our commitment to ADA compliance means that all members can navigate our services without barriers.

Our Mission

At the core of Frontwave's mission is the belief that everyone deserves access to quality financial services. We strive to empower our members by offering personalized solutions tailored to their unique needs while actively supporting local initiatives and community programs. Whether through educational workshops or community outreach events, we aim to uplift Barstow and its residents. While you can visit us at 995 Armory Rd, official correspondence should be sent to our mailing address at 1278 Rocky Point Dr, Oceanside, CA 92056. We're also proud to offer shared service center availability for additional convenience.

Branch Location & Accessibility

Welcome to Frontwave, your friendly neighborhood credit union located at 995 Armory Rd, Barstow, CA 92311. Our branch is conveniently situated near popular local spots, making it easy for you to stop by while running errands or enjoying a day out in Barstow. Whether you're visiting the nearby Barstow Outlet Stores or heading to the historic Route 66 Museum, we are just a short drive away. At Frontwave, we prioritize accessibility for all our members. Our branch is designed to be welcoming and ADA-compliant, featuring ramps and accessible parking options to ensure everyone can enjoy our services with ease. Although we don't have a drive-thru service, our friendly staff is always ready to assist you inside the branch. We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Whether you're looking to open a new account, apply for an auto loan, or get assistance with online banking, we're here for you during these convenient hours. In addition to traditional banking services like checking and savings accounts, we also provide ATM access for quick cash withdrawals and balance checks. Plus, if you're a member of another participating credit union, feel free to take advantage of our shared service center offerings. While members can visit us at 995 Armory Rd for all their banking needs, official correspondence should be sent to our mailing address at 1278 Rocky Point Dr, Oceanside, CA 92056. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 800-736-4500. We look forward to serving you soon!

Member Eligibility

Becoming a member of Frontwave is like joining a caring community that's dedicated to your financial well-being. At our branch located at 995 Armory Rd Barstow Ca 92311, we welcome individuals who live, work, or worship in our service area. This means if you're part of our local community, you're likely eligible to join us! We believe in making banking accessible for everyone, so whether you're looking for a checking account, an auto loan, or personal finance advice, we have something special for you. To see the full details about eligibility and what it takes to become a member, feel free to visit our website at . If you have any questions or need assistance, don't hesitate to reach out to us at (800) 736-4500. Joining Frontwave opens up a world of opportunities tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $52 in non-member commercial loans, providing flexible financing solutions. Imagine a local coffee shop that dreams of expanding its menu and adding seating for more customers. With our tailored loan options, they can secure the funds needed to make that dream a reality.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify payment processing. Picture this: a busy restaurant bustling with diners. With our merchant services, they can accept payments quickly and securely, ensuring smooth transactions while keeping their focus on providing excellent customer service. At Frontwave, we are dedicated to helping your business thrive. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out at (800) 736-4500!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services ensure that withdrawals and balance checks are quick and hassle-free. Plus, as part of the shared service network, members of partner credit unions can conduct basic transactions like deposits and withdrawals at our location. At Frontwave, we aim to make banking straightforward and enjoyable for everyone in Barstow and beyond. If you're ready to take advantage of these fantastic services or have any questions, don't hesitate to reach out at (800) 736-4500 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 4:00 PM. Join us today at Barstow 009 where your financial journey begins!

Business Banking Solutions

For local entrepreneurs, Business Banking is crucial. Our services include merchant solutions that simplify payment processing and business loans designed to fuel growth. We're committed to supporting small businesses in our community.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! They not only give you purchasing power but also reward you for every dollar spent. It's like getting paid to shop!

Financing Your Dreams

When it comes to Auto Loans & Vehicle Financing, we make purchasing your next vehicle simple and straightforward. Whether it's a new car or a reliable used one, our competitive rates can help you hit the road without breaking the bank. And if home ownership is on your mind, explore our Mortgage Loans & Refinancing options. We're here to guide you through the process, ensuring that you find the right fit for your budget. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide the support you need. We offer flexible repayment terms that allow you to regain control over your finances without added stress.

Modern Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. With features such as mobile payments and person-to-person transfers, banking has never been easier or more accessible.

Personal Banking Made Easy

Our Personal Banking options include checking and savings accounts tailored for every lifestyle. If you're looking for a straightforward way to manage your finances, our checking accounts provide easy access to your funds while offering features like no monthly fees when certain criteria are met. For those saving for something special, our savings accounts can help you reach your goals faster.

Digital & Online Banking

Key Features

Our mobile application makes banking even more accessible. It allows you to handle transactions right from your smartphone, whether you're at home or out running errands. Plus, if you love the ease of mobile payments, you're in luck! Our platform supports mobile payment features that make buying easy and secure. For those who enjoy going paperless, we offer e-statements that provide a clear view of your financial activity while being environmentally friendly. You can also sign documents digitally with our electronic signature authorization feature no more printing or mailing required! Need to send money to friends or family? Our person-to-person transfer service is quick and simple, letting you send cash with just a few taps on your device.

Security & Accessibility

At Frontwave, we prioritize your security. All transactions are protected with advanced security measures so you can bank with peace of mind. We've designed our services to be intuitive, ensuring that even those new to digital banking will find it easy to navigate. In summary, whether you're checking your balance or transferring money, our digital and online banking services are built for ease-of-use and real-time management. Experience the future of banking today at Frontwave!

Financial Strength

Dedicated Team for You

We take pride in having 241 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 193,394, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontwave is your trusted partner. Visit us at 995 Armory Rd Barstow Ca 92311 or call (800) 736-4500 to learn more about how we can help you achieve your financial goals.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $138,693,399 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Secure Savings Options

Members' savings are secured through $317,458,674 in share certificates and $125,408,388 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your money sets us apart from traditional banks.

Strong Financial Health

With a net worth of $139,666,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $939 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $8,806 in used auto loans and $954,118,054 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financing Solutions

For those looking for further options, our total credit lines amount to $557,355,036, giving you access to funds when you need them most. While we currently do not have outstanding commercial loans available for businesses at this time, we encourage entrepreneurs to stay tuned for future offerings that may support business growth. If you're unsure about eligibility or want more information on refinancing options available through Frontwave, feel free to reach out! Our knowledgeable staff is here to assist you every step of the way. For more details on any of these loan products or to discuss your specific needs with one of our representatives, please call us at 800-736-4500 or visit us at 995 Armory Rd Barstow Ca 92311. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,707,955 in used vehicle loans and $104,000,818 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our competitive rates and flexible terms make it easier for you to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $70,723,340, make buying or refinancing simple. We offer tailored solutions that fit various budgets and needs. If you're considering refinancing your current mortgage, our team can guide you through the process to find the best rates available.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $60,100,944 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that your spending is backed by a reliable credit option.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers.

FRONTWAVE CREDIT UNION - Barstow, CA