Frontier Credit Union Idaho Falls ID | Best Auto Loans & Personal Banking

Introduction

Welcome to Frontier, your trusted financial partner located at 865 S Woodruff Ave, Idaho Falls, ID 83401. Since our establishment in 1935, we have been dedicated to serving our community with a commitment to excellence and member satisfaction. With a proud membership base of over 49,717 individuals, we strive to empower our members through exceptional banking services tailored to their unique needs. At Frontier, we understand the importance of stability and trust in your financial journey. That's why our total assets have grown to an impressive $675,674,911, ensuring that we are well-equipped to support you with a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our total deposits currently stand at $23,440,854, reflecting the confidence our members place in us. Under the leadership of CEO Daniel Thurman and Board President Nathan Downey, our team of 182 dedicated employees works diligently to provide you with personalized solutions that enhance your financial well-being. We also take pride in our solid net worth of $62,651,962 and maintain a healthy cash reserve of $4,052,350 to ensure robust service delivery. While members can visit us at our main branch address for all their banking needs, any official correspondence should be directed to our mailing address: PO Box 1865, Idaho Falls, ID 83403. If you have questions or need assistance, don't hesitate to reach out at (208) 523-9068 during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. Join us today at Frontier Credit Union and experience the difference of a community-focused credit union that puts your needs first! Visit us online at frontiercreditunion.com for more information on how we can help you achieve your financial goals.

Branch History & Mission

Our Mission

Our mission is straightforward: to provide exceptional financial services while fostering a sense of community. We believe that when we support each other, we all thrive. With total assets exceeding $675 million, Frontier Credit Union is dedicated to offering competitive rates on checking accounts, savings options, mortgages, and loans all tailored to meet the unique needs of our members. But it's not just about numbers; it's about impact. Our commitment extends beyond transactions; we actively engage in community outreach initiatives that help strengthen local organizations and support those in need. Whether through partnerships or volunteer efforts, we strive to make a difference right here in Idaho Falls. As technology continues to advance, so do we. Our online and mobile banking options ensure that you can manage your finances anytime and anywhere making your life easier while adhering to ADA compliance standards for accessibility. While members can visit us at 865 S Woodruff Ave Idaho Falls Id 83401, official correspondence should be sent to PO Box 1865, Idaho Falls, ID 83403. We invite you to join us on this journey of growth and service. Experience the benefits of being part of Frontier Credit Union where your financial success is our top priority! Visit us today or call us at (208) 523-9068 to learn more about how we can help you achieve your financial goals.

Branch Location & Accessibility

Welcome to Frontier Credit Union, your friendly financial partner right here in Idaho Falls! Conveniently located at 865 S Woodruff Ave, our branch is easily accessible for all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us in a prime spot just a stone's throw away from popular local spots like the Idaho Falls Zoo and the bustling shopping areas along Woodruff Avenue. At Frontier, we strive to make your visit as smooth as possible. Our branch features ample parking, ensuring you won't have to hunt for a spot. We are also committed to accessibility, with ADA-compliant facilities including ramps for anyone who may need them. If you prefer to bank without stepping inside, take advantage of our drive-thru service where you can conduct basic transactions like deposits and withdrawals with ease. Our lobby hours are designed with your convenience in mind. We're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. So whether you need help managing your personal finances or looking to explore loan options, we're here when you need us! Additionally, we offer an ATM on-site for quick cash withdrawals and balance checks anytime during our operating hours. For any official correspondence, please note that our mailing address is PO Box 1865, Idaho Falls, ID 83403. We invite you to stop by or give us a call at 208-523-9068 if you have any questions or want to learn more about our services. At Frontier Credit Union, we're excited to assist you on your financial journey!

Member Eligibility

Becoming a member of Frontier is like stepping into a welcoming community where everyone supports each other. If you're interested in joining us, it's easy! At Frontier, we open our doors to individuals who live, work, worship, or attend school in the areas we serve. This means that if you have a connection to our local community, you're likely eligible for membership. Not only will you gain access to a range of financial services tailored just for you, but you'll also be part of a member-focused organization that prioritizes your needs and goals. For more details on eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is straightforward and can be done online or in person at our branch located at 865 S Woodruff Ave Idaho Falls Id 83401. If you have any questions or need assistance, don't hesitate to call us at (208) 523-9068. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $462 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,659,266, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having the tools you need to manage payments efficiently, allowing you to focus on what matters most growing your business. Our merchant services offer practical solutions that simplify transactions, making it easier for your customers to pay. Whether you're running a café or a retail store, we provide the support you need to enhance customer satisfaction and streamline operations. Visit us at 865 S Woodruff Ave Idaho Falls Id 83401 or call us at (208) 523-9068 to learn how our business banking and commercial services can help you reach your goals.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM network offers easy access for withdrawals and balance checks. Additionally, our basic drive-thru banking allows you to handle simple transactions like deposits and withdrawals without leaving your car perfect for busy days! At Frontier, we strive to create an atmosphere where our members feel valued and supported in their financial journeys. Our friendly staff is always available to assist you with any questions or concerns. If you're ready to take the next step toward achieving your financial dreams or simply want more information about our offerings, give us a call at (208) 523-9068 or visit us online at Idaho Falls Main. We're here to help you every step of the way!

Business Banking Services

For our business members, we offer robust business banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we can help you navigate the financial landscape with ease.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. We provide various checking and savings accounts that cater to different lifestyles and needs. Whether you're saving for a dream vacation or just need an account for day-to-day transactions, we have options that make managing your money easy. When it comes to financing, our auto loans and vehicle financing solutions are here to help you get behind the wheel of your next car. We understand that purchasing a vehicle is a significant investment, so our competitive rates can make this process smoother. If you're considering buying a home, our mortgage loans and refinancing options are tailored to fit your budget while providing the flexibility you need. If life throws unexpected expenses your way, our personal loans and debt consolidation services can provide quick access to funds, allowing you to handle those challenges without stress. Plus, don't forget about our credit cards with rewards they're perfect for earning points on everyday purchases while enjoying financial freedom.

Digital & Online Banking

Enhanced Payment Options

Need to send money to friends or family? Our person-to-person transfer feature makes it simple to send funds in real-time. And if you're out shopping, you can enjoy the ease of mobile payments just tap your phone at checkout and you're good to go! At Frontier, we prioritize security and accessibility in all our services. Whether you're checking your balance or making a payment, you can rest assured that your information is safe. Join us today and experience hassle-free banking that fits into your lifestyle!

Key Features for Your Convenience

Our online banking platform offers user-friendly features that allow you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also sign documents quickly and securely using our electronic signature authorization feature, making it easier than ever to complete transactions without needing to visit a branch. For those who prefer paperless options, we provide e-statements so you can access your financial statements anytime, reducing clutter and helping the environment. Plus, if you're on the move, our mobile application lets you manage your accounts right from your smartphone.

Financial Strength

Comprehensive Lending Solutions

We understand the diverse needs of our members. With $10,877 in used auto loans and $524,795,995 in total loans and leases, our lending capacity supports your aspirations across various sectors. Our operational efficiency is reflected in our $0, which empowers us to keep offering competitive loan rates and solid financial products tailored for you.

Dedicated Team

We also take pride in having 174 full-time employees and 8 part-time employees ready to assist you. Their expertise ensures that each visit or call is met with knowledgeable service aimed at meeting your needs.

Member-Centric Savings

Your savings are secure with us. Members' funds are protected through $155,544,281 in share certificates and $196,776,027 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,445,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

Our commitment to excellence extends beyond basic banking services. With $48,821,119 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to support your financial goals effectively.

Solid Financial Health

With a net worth of $62,651,962, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontier is your trusted partner. Visit us at 865 S Woodruff Ave Idaho Falls Id 83401 or call (208) 523-9068 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,578,395 in used vehicle loans and $38,558,151 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $61,659,266 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering support through our lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,227,967, make buying or refinancing simple. We provide guidance throughout the process to ensure you find a solution that works for your financial situation.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options, our team is ready to help you navigate through various choices that could save you money in the long run. At Frontier, we prioritize transparency and clarity in all our services. For performance insights and financial data related to our offerings, please refer to the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. We invite you to visit us at 865 S Woodruff Ave Idaho Falls Id 83401, call us at (208) 523-9068, or check out our website for more information on how we can support your financial journey!

Unsecured Credit Card Loans

Managing daily expenses can be challenging, but our unsecured credit card loans are designed to help. With a total of $18,612,650 in loans, we offer flexible terms that allow you to manage your finances effectively without breaking the bank.

Loan Aggregator

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Ensuring Accurate Comparisons

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Frontier