Frontier Credit Union Arco ID | Affordable Auto Loans & ATM Access

Introduction

Welcome to Frontier Credit Union, your trusted financial partner located at 120 W Grand Ave, Arco, ID 83213. Established in 1935, we have proudly served our community for over eight decades, fostering a culture of trust and support. With a robust membership of 49,717 individuals, we are committed to delivering personalized banking solutions that meet your unique needs. At Frontier, we understand that every member's financial journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. Our total assets stand strong at $675,674,911, reflecting our stability and ability to support your financial aspirations. While members can visit us at our branch location, official correspondence should be sent to PO Box 184, Arco, ID 83213. With total deposits amounting to $23,440,854 and a net worth of $62,651,962, you can rest assured knowing that your finances are in capable hands. Our team of dedicated professionals is led by CEO Daniel Thurman and Board President Nathan Downey, who both share a passion for helping members succeed financially. With a workforce of 182 employees, we are here to assist you from 9:00 AM to 5:00 PM, Monday through Friday. Join us today at Frontier Credit Union or call us at 208-527-3941 to discover how we can help you achieve your financial goals! Visit our website at frontiercreditunion.com for more information on our services and offerings. Your future starts here!

Branch History & Mission

Community Engagement and Support

We take pride in being an active participant in our local community. From partnerships with local businesses to sponsoring events that promote financial literacy, we strive to make a positive impact in Arco and beyond. Our outreach efforts include initiatives that support education and growth within the communities we serve. As technology evolves, so do we. We have embraced digital advancements like online banking and mobile payments to ensure that our services are accessible anytime, anywhere. We're committed to ADA compliance so that everyone can benefit from our offerings without barriers. We invite you to become part of the Frontier family today! Experience the difference of a credit union that truly cares about its members and their financial success. Join us at Frontier where your aspirations meet opportunity! For more information or assistance, feel free to contact us at 208-527-3941 or visit our website at frontiercreditunion.com.

Our Mission

Our mission at Frontier is straightforward: to empower our members through accessible financial services while fostering a supportive community environment. We understand that every member's journey is unique, which is why we offer a range of products from checking and savings accounts to auto loans and credit cards with rewards. Our goal is to provide tools that help you thrive financially. While members can visit us at our branch location, official correspondence should be sent to PO Box 184, Arco, ID 83213. Our operating hours are convenient for busy lifestyles open Monday through Friday from 9:00 am to 5:00 pm. In addition, we offer ATM access and drive-thru banking services for quick transactions on the go.

Branch Location & Accessibility

Connect With Us

Got questions? Feel free to give us a call at 208-527-3941. We're eager to assist you in any way we can. Stop by today and discover how Frontier can help you achieve your financial goals!

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to stop by before or after work. Our services include personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Plus, we have an ATM available on-site for quick cash withdrawals and balance checks. If you're in a hurry or prefer not to come inside, take advantage of our drive-thru banking service where you can easily complete deposits and withdrawals without leaving your car.

Parking & Accessibility Features

Our branch offers ample parking with easy access for everyone, including ADA-compliant features like ramps and designated parking spots for individuals with disabilities. We want to ensure that your visit is as comfortable as possible.

Member Eligibility

At Frontier, we're excited to welcome you into our community, where every member is valued like family. Becoming a member is simple and inclusive! You can join us if you live, work, or worship in the areas we serve, or if you have a family member who is already part of our credit union. This means you have the chance to enjoy personalized banking services tailored to your needs, including competitive rates on loans and savings accounts that help you grow your financial future. To get started, just stop by our branch located at 120 W Grand Ave Arco Id 83213 or give us a call at (208) 527-3941. Our friendly team is here to help guide you through the membership process and answer any questions you may have. For more detailed eligibility criteria, feel free to check out our website at . Join us today and take the first step towards becoming part of something special!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, we offer merchant services that simplify transactions and enhance cash flow. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards or mobile payments. Our solutions are designed to fit your needs, allowing you to focus on what you do best running your business. Visit us at 120 W Grand Ave Arco Id 83213 in Arco, ID, or give us a call at (208) 527-3941 to explore how we can help your business thrive. Let's turn your vision into reality together!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $462 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $61,659,266, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer face-to-face interactions or need quick access to cash, our branch provides basic drive-thru banking where you can make deposits and withdrawals efficiently. Plus, we have ATMs available that allow for easy cash withdrawals and balance checks whenever you need them.

Business Banking Services

If you're a small business owner, Frontier has something for you too! Our business banking services include merchant services that make it easier for you to accept payments from customers. Additionally, we offer business loans tailored to support your growth and operational needs.

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn points on every purchase. Imagine using your card for daily expenses and seeing those points turn into cash back or travel rewards! It's an excellent way to make your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that let you manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money directly to friends with person-to-person payment features all from the palm of your hand!

Get Started Today!

Our team at Frontier is here to support you in every step of your financial journey. If you're ready to explore any of these services further or have questions about how we can assist you better, please don't hesitate to reach out at (208) 527-3941. Visit us at 120 W Grand Ave Arco Id 83213 or check out our website at Arco. We look forward to helping you achieve your financial dreams!

Personal Banking Solutions

We offer various personal banking options to help you save and grow your money. With our checking and savings accounts, you can easily manage your day-to-day finances while earning interest on your savings. If you're planning to buy a new vehicle, our auto loans and vehicle financing options provide competitive rates to help you drive away in the car of your dreams. For those looking to purchase a home, our mortgage loans and refinancing options make the process straightforward and stress-free. We understand that life can get busy, so we also offer personal loans and debt consolidation solutions to help you achieve your financial goals without overwhelming you with monthly payments.

Digital & Online Banking

Key Features

We offer electronic signature authorization for quick and secure document signing right from your device. No more printing or mailing forms just sign and send! You also have the option to receive e-statements, allowing you to manage your account statements electronically. It's not only environmentally friendly but also keeps your documents organized and easily accessible. Need to send money to a friend? Our person-to-person transfer feature makes it fast and easy. Just enter their information, and the funds can be sent directly to their account with just a few taps on your phone. Security is always a top priority for us. We use advanced technology to protect your personal information and ensure safe transactions. You can bank with peace of mind knowing that we're committed to keeping your data secure. At Frontier, we believe that banking should be convenient and tailored to meet your needs. With our digital services, you'll enjoy easy access, real-time account management, and the flexibility to bank on your terms. Visit us today to learn more about how we can help simplify your banking experience!

Financial Strength

Dedicated Team

We also take pride in having 174 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership

Total Share and Deposit Accounts: 103,974, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $664,832. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontier is your trusted partner. Visit us at 120 W Grand Ave Arco Id 83213 or call (208) 527-3941 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $10,877 in used auto loans and $524,795,995 in total loans and leases available. This means whether you're looking to buy a car or finance other needs, we're here to assist you every step of the way.

Operational Efficiency

Our operational efficiency is reflected in our $0. This enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Improvement

With $48,821,119 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt to your needs while providing the highest level of service.

Secure Savings Options

Members' savings are secured through $155,544,281 in share certificates and $196,776,027 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,445,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $62,651,962, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,578,395 in used vehicle loans and $38,558,151 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a pre-owned vehicle, our financing options make it easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $61,659,266 provide the capital needed to grow and expand your operations. We are dedicated to helping local businesses thrive by offering tailored solutions that align with their financial strategies.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,227,967, make buying or refinancing simple. We aim to support you every step of the way, ensuring that you understand your options and find a plan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans, we can assist you with that too. Our team is here to guide you through eligibility options and provide insights into how refinancing can save you money over time. We invite you to visit us at our branch located at 120 W Grand Ave Arco Id 83213 in Arco, ID, or give us a call at (208) 527-3941 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. At Frontier, we're committed to supporting our members' financial journeys with transparency and dedication. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $18,612,650 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to reward responsible spending while providing the convenience you expect from modern banking.

Loan Aggregator

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FRONTIER CREDIT UNION - Arco, ID