Frontier Community Credit Union Topeka KS | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Frontier Community, your trusted partner in financial wellness located at 5920 SE Coyote Dr, Topeka, KS 66619. Since our establishment in 1954, we have proudly served our community with a commitment to member satisfaction and financial growth. With over 18,000 members relying on us, we understand the importance of building strong relationships based on trust and support. At Frontier Community, we prioritize your financial needs. We currently manage total assets exceeding $204 million, showcasing our stability and dedication to helping you achieve your financial goals. With total deposits reaching $3,406,151, we offer a safe place for your hard-earned money while providing competitive rates on loans and services. Our leadership team, led by CEO Michael Augustine and Board President Bill Heinen, is passionate about fostering a community-oriented environment. Together with a dedicated staff of 62 employees, we strive to deliver personalized services that meet the unique needs of each member. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 5920 SE Coyote Dr, Topeka, KS 66619. If you have questions or need assistance, feel free to call us at (913) 651-6575 during our operating hours from 8 AM to 4 PM, Monday through Friday. Join us today and experience the benefits of membership at Frontier Community. Whether you're looking for auto loans, personal loans, or business banking solutions, we're here to help you every step of the way. Visit our website at Frontier Community to learn more about how we can assist you in achieving your financial dreams!

Branch History & Mission

Community Focus

Community support is at the heart of everything we do. We actively engage in partnerships and outreach initiatives aimed at enhancing the well-being of those we serve. Whether it's educational workshops or financial literacy programs, we're dedicated to making a positive impact in Topeka and beyond. While official correspondence can be sent to our mailing address at 5920 SE Coyote Dr, Topeka, KS 66619, we encourage you to visit us at our branch for personalized service tailored to your needs.

Join Us

As we move forward into the future, we invite you to become part of the Frontier Community family. Experience firsthand how our commitment to service can benefit you and help you thrive financially. Visit us today or explore membership options on our website here. Together, let's build a stronger community!

Our Commitment

At Frontier Community, we believe in accessibility and inclusivity. While we do not currently offer ATM or drive-thru services at this location, we ensure that our branch is equipped with shared service center options for your convenience. We also prioritize digital advancements, allowing you to manage your finances through online banking and mobile applications easily. Our operating hours are designed to accommodate busy schedules open Monday through Friday from 8 AM to 4 PM. If you need assistance or have questions about your accounts, don't hesitate to reach out via phone at 913-651-6575.

Our Story

Frontier Community has always been more than just a financial institution; we are a vital part of the community. Over the years, we have expanded our services and adapted to meet the needs of our members while maintaining our core values of integrity and support. Today, with total assets exceeding $204 million, we stand as a testament to what can be achieved when a community comes together. We understand that banking is not just about numbers; it's about relationships. Our mission is simple yet profound: to provide exceptional financial services while fostering community development and individual empowerment. We aim to help our members achieve their financial goals, whether it's through personal banking, auto loans, or business financing options.

Branch Location & Accessibility

Convenient Access

Our branch features ample parking, so you won't have to worry about finding a spot when you arrive. We also prioritize accessibility; our location is ADA compliant, ensuring that everyone can comfortably access our services.

Operating Hours

We're open Monday through Friday from 8 AM to 4 PM, ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Whether you're looking for a new account or need help with existing services, our team is here for you during these hours.

Services Offered

Although we don't have ATM services or drive-thru banking at this location, we do offer shared services for basic transactions like deposits and withdrawals for members of partner credit unions. This means that even if you're not a member of Frontier Community yet, we can help you access essential banking services. If you have questions or need assistance before your visit, feel free to give us a call at 913-651-6575. Our dedicated team is always happy to help! We invite you to stop by Frontier Community today and discover how we can support your financial journey. Your satisfaction is our priority!

Member Eligibility

At Frontier Community, we believe that becoming a member is like joining a warm and welcoming family where everyone supports each other. If you're curious about eligibility, you'll be glad to know that joining us is straightforward! Typically, anyone who lives, works, or attends school in our community can become a member. We also welcome family members of existing members, making it easy for you to share the benefits with your loved ones. For the most current and detailed eligibility criteria, check out our resource page at http://www.FrontierCCU.org/join-fccu . Once you're ready to take the next step, opening an account with us is simple. You can find all the information you need to get started by visiting http://www.FrontierCCU.org/loan-application . If you have any questions along the way or need assistance, don't hesitate to reach out at (913) 651-6575. We're here to help you make this journey as smooth as possible! Come join us at 5920 Se Coyote Dr Topeka Ks 66619 and discover all the advantages of being part of the Frontier Community community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,280,969, we continue to drive economic growth by financing new and expanding businesses. Imagine opening a new location or investing in innovative equipment our loans can turn those dreams into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a retail store or a service-based company, our solutions help you accept payments easily and securely. This means you can focus more on serving your customers and less on handling transactions. Located at 5920 Se Coyote Dr Topeka Ks 66619 in Topeka, KS, we're here to help you navigate your business banking needs. Reach out to us at (913) 651-6575 during our hours from 8 AM to 4 PM, Monday through Friday, and let's build the future of your business together!

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services are here to support your growth. We offer Merchant Services that enable you to accept payments easily and securely. Additionally, our Business Loans are designed to help you expand your operations or invest in new opportunities.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether it's transferring funds, checking balances, or paying bills, our digital tools ensure that banking is accessible at your fingertips. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been easier.

Personal Banking

Our personal banking options include Checking & Savings Accounts that help you manage your daily finances with ease. Imagine having a checking account that offers easy access and no monthly fees. We also provide Auto Loans & Vehicle Financing to help you drive away in the car you've always wanted. Our competitive rates and flexible terms make it easier than ever to secure the right loan for your budget. If you're looking to purchase a home or refinance your existing mortgage, our Mortgage Loans & Refinancing options can guide you through every step of the process. We aim to simplify home financing so that you can focus on what truly matters making it a home. For those unexpected expenses or projects you've been putting off, our Personal Loans & Debt Consolidation services can provide the necessary funds while helping you manage existing debts more effectively. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases while enjoying competitive interest rates.

Shared Branch Transactions

We understand that sometimes you may need assistance outside of regular banking hours or when traveling. Our branch participates in shared service centers, allowing members from partner credit unions to conduct basic transactions like deposits and withdrawals at our location. If you have questions about any of these services or need assistance with your banking needs, feel free to call us at 913-651-6575 during our lobby hours from 8 AM to 4 PM on weekdays. In conclusion, at Frontier Community, we strive to be more than just a bank; we aim to be a trusted partner in your financial journey. Explore all we have to offer by visiting us online at FrontierCCU.org. Join us today and experience the difference!

Digital & Online Banking

Key Features

Our online platform allows for e-statements, giving you quick access to your account statements without the clutter of paper. You can easily view and download your statements whenever needed. Plus, if you prefer a paperless approach, we support electronic signature authorization to streamline the process for applications and documents. For those on the go, our mobile application provides all the functionalities of online banking right in your pocket. You can make mobile payments quickly and securely, ensuring you're always ready for any transaction. Want to split a bill with friends? Our person-to-person transfer feature makes sending money as simple as sending a text!

Security and Accessibility

We prioritize your security while offering user-friendly features that enhance your banking experience. Rest assured that all transactions are protected with the latest security measures. Our services are designed not only for ease of use but also for real-time account management so you can stay on top of your finances without any hassle. At Frontier Community, we believe that managing your money should be simple and safe. Join us today to take full advantage of our digital banking offerings!

Financial Strength

Growing Together

We're proud of our membership base with a total of 29,459 accounts showing trust in us as your financial partner. Our net shares available for lending and investments stand at $9,483,468, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontier Community is your trusted partner. Visit us at 5920 Se Coyote Dr Topeka Ks 66619 or call (913) 651-6575 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are important to us. Members' savings are secured through $71,167,378 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to serving you well. Although we faced challenges with a net income of $-409,690, it motivates us to refine our services further. We also take pride in having 53 full-time employees and 9 part-time employees, ensuring our branches are always ready to assist you with knowledgeable support.

Reinvesting in Your Future

With $17,779,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,139 in used auto loans and $154,711,903 in total loans and leases.

Solid Foundation

With a net worth of $18,999,034, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,712,251 in used vehicle loans and $14,393,806 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or need help with a reliable used vehicle, our flexible terms will suit your budget.

Credit Lines and Personal Loans

Our total credit lines amount to $59,860,329, providing you with additional flexibility for emergencies or larger purchases. Whether it's for personal needs or business growth, our lines of credit are designed to give you peace of mind knowing you have access to funds when needed. For business owners, our outstanding commercial loans totaling $2,280,969 provide the capital needed to grow and expand. We cater specifically to small businesses looking for personalized service and support. At Frontier Community, we pride ourselves on being more than just a lender; we're here to guide you through every step of your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today by visiting us at our branch or check out our website for more details on how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,195,992, make buying or refinancing simple. We offer competitive rates and various repayment plans that can fit different financial situations. Don't hesitate to ask about eligibility options for refinancing your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,984,323 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending power while keeping your costs manageable.

Loan Aggregator

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FRONTIER COMMUNITY CREDIT UNION - Topeka, KS