Frontier Community Credit Union Gardner KS | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Frontier Community, your trusted financial partner in Gardner, Kansas. Located at 18751 S Gardner Rd, our branch has been a cornerstone of the community since 1954. With a strong commitment to serving our members, we proudly support over 18,000 individuals and families who rely on us for their banking needs. At Frontier Community, we believe that personal relationships are the foundation of great service. Our dedicated team, led by CEO Michael Augustine and Board President Bill Heinen, is here to help you navigate your financial journey with confidence. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we have tailored solutions designed just for you. With total assets of $204,812,544 and deposits amounting to $3,406,151, we ensure that your money is safe and working hard for you. Our diverse offerings include personal loans, vehicle financing, credit cards with rewards, and business banking services. We also provide easy access to your accounts through online and mobile banking platforms. While you can visit us at our branch for face-to-face interactions, official correspondence should be directed to our mailing address: 18751 Gardner Road, Gardner, KS 66030. If you have any questions or need assistance, feel free to call us at (913) 651-6575 or send a fax to (913) 946-1406. Join the growing community at Frontier Community today! Explore more about what we offer by visiting our website at frontierccu.org or stop by our branch we're excited to serve you!

Branch History & Mission

Welcome to Frontier Community, a credit union that has been an integral part of the Gardner, Kansas community since 1954. Our branch, located at 18751 S Gardner Rd, Gardner, KS 66030, has grown alongside its members for nearly seven decades. With a commitment to providing exceptional financial services and community support, we've proudly served over 18,000 members and manage total assets exceeding $204 million. From our humble beginnings, Frontier Community has always focused on fostering financial well-being for our members. Our mission is simple yet powerful: to empower individuals and families in achieving their financial goals through tailored services and genuine support. We strive to create a welcoming environment where every member feels valued and understood. Our branch's evolution is marked by significant milestones that reflect our dedication to innovation and community service. We've embraced digital advancements like online banking and mobile payments while ensuring accessibility for all, including ADA compliance throughout our facilities. This approach ensures that everyone can benefit from our offerings. In addition to personal banking options such as checking accounts, savings accounts, auto loans, mortgages, and credit cards with rewards, we also cater to business needs with merchant services and business loans. Our drive-thru service provides added convenience for quick transactions, while ATM availability enhances access for our members on the go. While you can visit us at 18751 S Gardner Rd, any official correspondence should be sent to 18751 Gardner Road, Gardner, KS 66030, which serves as our mailing address. Our team is available during lobby hours from 9:00 AM to 5:00 PM on weekdays, with extended drive-thru hours from 8:30 AM to 5:30 PM Monday through Friday and 9:00 AM to 12:00 PM on Saturdays. At Frontier Community, we believe in giving back. Our partnerships with local organizations help us support various community outreach efforts aimed at improving the lives of those around us. We recognize that a strong community leads to stronger individuals something we are proud to promote. Join us today and experience the Frontier Community difference! Whether you're looking for reliable banking solutions or seeking guidance on financial matters, we invite you to become part of our family. Reach out at 913-651-6575 or visit our website at FrontierCCU.org to learn more about membership opportunities!

Branch Location & Accessibility

Accessibility Features

We take pride in being accessible to all members of our community. Our branch complies with ADA standards, featuring ramps and wide doorways to accommodate everyone comfortably. Whether you're stopping by for a quick transaction or need more time to discuss your financial options, our welcoming environment is designed with you in mind.

Operating Hours

We're here for you during the week! Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday, making it easy for you to stop by before or after work. If you prefer the drive-thru, we open earlier at 8:30 AM and close at 5:30 PM on weekdays and are also available on Saturdays from 9:00 AM to 12:00 PM.

Services Offered

At Frontier Community, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions our friendly team is ready to assist you every step of the way. Plus, enjoy the convenience of ATM services right at our branch! While members can visit us at 18751 S Gardner Rd, official correspondence should be sent to our mailing address at 18751 Gardner Road, Gardner, KS 66030. If you have questions or need assistance before your visit, feel free to call us at (913) 651-6575. We can't wait to welcome you into our branch!

Member Eligibility

Joining the Frontier Community means becoming part of a warm, supportive family dedicated to your financial well-being. At Frontier Community, we welcome anyone who lives, works, worships, or attends school in the Gardner area, as well as their family members. This inclusive approach makes it easy for you to connect and thrive within our community. Whether you're looking to open a savings account or apply for a loan, you'll find personalized service and competitive rates that truly benefit you. To get started on your journey with us, simply visit our eligibility page at http://www.FrontierCCU.org/join-fccu for detailed information. If you have any questions or want to discuss your options further, don't hesitate to give us a call at (913) 651-6575. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our solutions help streamline transactions, making it easier for your customers to pay and for you to manage cash flow. Visit us at 18751 S Gardner Rd Gardner Ks 66030 in Gardner, KS or call us at (913) 651-6575 to learn how our business banking and commercial services can fuel your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,280,969, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM and cash withdrawal services are readily available for your convenience. For simple transactions, take advantage of our drive-thru banking options where you can easily make deposits or withdrawals without leaving your car.

Business Services

At Frontier Community, we also cater to local businesses. Our business banking services include merchant services and business loans designed to help your venture thrive. We're committed to supporting the community's economic growth by assisting entrepreneurs like you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can manage your accounts on-the-go with features like mobile payments and person-to-person transfers right at your fingertips.

Home Financing

If home ownership is on your mind, our mortgage loans and refinancing services can help turn your dream into reality. We work closely with you to find the right loan that fits your financial situation, ensuring that the process is as smooth as possible.

Loans and Credit Options

For those unexpected expenses or debt consolidation needs, our personal loans offer flexibility and ease. Plus, we provide credit cards with rewards that allow you to earn while you spend perfect for those who want to make their money work for them.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, we've got you covered. Our personal banking services include both checking and savings accounts tailored to fit your lifestyle. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing options are competitive and straightforward, making it easier for you to hit the road in style.

Shared Branch Transactions

We believe in making banking accessible for everyone. That's why we offer basic shared branch transactions for partner credit union members, allowing deposits and withdrawals whenever necessary. At Frontier Community, we're here to assist you every step of the way. For more information about our services or how we can help you achieve your financial goals, don't hesitate to reach out! Call us at 913-651-6575 or visit us online at Frontier Community. Your financial well-being is our priority!

Digital & Online Banking

At Frontier Community, we understand that banking should be easy, secure, and accessible whenever you need it. That's why we offer a range of digital and online banking services designed to make managing your finances as convenient as possible. Whether you're at home or on the go, you can stay connected to your accounts with just a few clicks. One of our standout features is our 24/7 Online Banking service, which allows you to access your accounts anytime through our website at https://www.frontierccu.org/. You can check balances, transfer funds, and review transactions all from the comfort of your couch or while waiting in line. Plus, our Mobile Application enhances this experience even further, putting banking right at your fingertips wherever you are. We also prioritize security in all our digital services. With options like Electronic Signature Authorization, signing important documents is quick and safe. You won't have to worry about paperwork piling up or making extra trips to the branch. To help keep your finances organized, we provide E-Statements, allowing you to view and download your account statements online instead of receiving them by mail. This not only saves paper but also ensures that you have immediate access to your financial history whenever you need it. If you want to send money easily to friends or family, our Person-to-Person Transfers feature makes it simple. Just a few taps on your phone can get money where it needs to go without the hassle of cash or checks. Additionally, we support Mobile Payments, making it easy for you to pay for purchases directly from your mobile device. It's a fast and secure way to handle transactions without needing cash or cards. With all these features combined, Frontier Community truly transforms the way you manage your money. Experience the freedom of real-time account management and enjoy banking that fits into your life seamlessly!

Financial Strength

Growing Member Base

With 29,459 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This trust allows us to maintain robust net shares of $9,483,468, which are funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontier Community is your trusted partner. Visit us at 18751 S Gardner Rd Gardner Ks 66030 or call (913) 651-6575 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Resources

Members' savings are secured through $71,167,378 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-409,690 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $17,779,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to helping you achieve your financial dreams is reflected in the $7,139 in used auto loans and $154,711,903 in total loans and leases that support various sectors.

Strong Financial Health

With a net worth of $18,999,034, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $925 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $2,280,969 provide essential capital for expansion. We also have refinancing options available for those who want to adjust their current loan terms to better suit their financial situation. At Frontier Community located at 18751 S Gardner Rd Gardner KS 66030, we're committed to providing you with exceptional service and competitive loan products. If you're interested in learning more about our offerings or checking your eligibility for any of our loan products, please give us a call at 913-651-6575 or visit our website at Frontier Community. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,712,251 in used vehicle loans and $14,393,806 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring you find a solution that fits your budget.

Credit Lines and Unsecured Credit Cards

For those looking for extra flexibility in managing finances, we also offer credit lines totaling $59,860,329. Additionally, our unsecured credit card loans amounting to $1,984,323 help members manage their spending effectively with convenient payment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,195,992, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through the mortgage process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current market conditions, helping users navigate their options confidently.