Frontier Community Credit Union Atchison KS | Best Auto Loans & Business Banking

Introduction

Welcome to Frontier Community, your trusted financial partner right here in Atchison, Kansas! Established in 1954, we have been dedicated to serving our community with integrity and care for nearly seven decades. With a robust membership base of over 18,000 members, we pride ourselves on offering personalized banking solutions that truly meet the needs of our diverse community. Located at 1033 Green St, Atchison, KS 66002, our branch is designed to be a welcoming space where you can access a wide range of financial services from checking and savings accounts to auto loans and mortgages. If you need to send us official correspondence, please note our mailing address is also 1033 Green St, Atchison, KS 66002-2418. At Frontier Community, we understand the importance of financial well-being. Our total assets amount to an impressive $204,812,544, with total deposits reaching $3,406,151. We are committed to helping you achieve your financial goals with more than 12,906 loans issued to support your dreams. Our team works diligently under the leadership of CEO Michael Augustine and Board President Bill Heinen, ensuring that we remain focused on our members' best interests. As a member-driven credit union, your success is our priority. With a strong net worth of $18,999,034 and cash in hand totaling $1,823,429, we are well-equipped to provide the resources you need. We also offer innovative online and mobile banking options for your convenience. Ready to take the next step towards financial empowerment? Visit us today at our branch or give us a call at (913) 651-6575. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the Frontier Community branch in Atchison, Kansas, where we have proudly served our members since 1954. With a rich history rooted in community values and financial empowerment, we are dedicated to helping individuals and families achieve their financial goals. Over the years, we have grown significantly and now boast a membership of over 18,000, reflecting our commitment to providing exceptional service and support to the people of Atchison. Located at 1033 Green St, our branch is easily accessible for all members of the community. As you visit us, you'll find that our welcoming atmosphere is designed to make your banking experience as comfortable as possible. Whether you're stopping by for personal banking services or simply to chat with our friendly staff, we strive to create a positive environment where everyone feels valued. At Frontier Community, our mission is straightforward: we aim to offer quality financial services while enriching the lives of our members and supporting local initiatives. We believe that when our members thrive, so does our community. We provide a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards each tailored to meet your needs. While our physical branch address is 1033 Green St, official correspondence can be sent to 1033 Green St, Atchison, KS 66002-2418 if preferred. Our hours of operation are convenient for everyone: the lobby is open from 9:00 AM to 5:00 PM Monday through Friday, while the drive-thru operates from 8:00 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. In addition to traditional banking services, we embrace technology with online and mobile banking options available for your convenience. Our commitment extends beyond just financial transactions; we take pride in being ADA compliant and ensuring that all members have access to our services. Community engagement is at the heart of what we do. From partnering with local organizations to support various initiatives, we actively seek ways to give back and make a difference in Atchison. Our shared service center allows us to collaborate with other credit unions, offering even more resources for our members. As we continue forward with a solid foundation of over $204 million in assets, we invite you to join us at Frontier Community. Experience firsthand how we can help you navigate your financial journey while being part of a supportive community-focused institution. For any inquiries or assistance, feel free to reach out at 913-651-6575 or visit us online at Frontier Community. Join us today and discover the benefits of membership!

Branch Location & Accessibility

Welcome to the Frontier Community Credit Union located at 1033 Green St, Atchison, KS 66002! Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading to the nearby Atchison Public Library or enjoying a stroll in the scenic park, we're just a short drive away. At Frontier Community, we believe that convenience matters. Our branch features accessible parking and is designed with ADA compliance in mind, ensuring that everyone can visit us comfortably. If you prefer to handle your banking from the comfort of your car, our drive-thru service is available for quick deposits and withdrawals. Plus, we have an ATM on-site for your cash withdrawal needs. Our friendly staff is here to assist you during our lobby hours from 9:00 AM to 5:00 PM on weekdays. If you're looking for extended service hours, our drive-thru operates from 8:00 AM to 5:30 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. While members can visit us at this branch address, official correspondence should be sent to our mailing address at 1033 Green St, Atchison, KS 66002-2418. Whether you need help with personal banking services like checking and savings accounts or are interested in auto loans and mortgage refinancing, we are here to support you. With shared services available, members of partner credit unions can also conduct basic transactions right here at our location. Feel free to give us a call at 913-651-6575 if you have any questions or need assistance. We invite you to stop by and experience the welcoming atmosphere at Frontier Community Credit Union today!

Member Eligibility

At Frontier Community, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Atchison County, you're likely eligible to join us. We're here to provide you with a range of services that can help you achieve your financial goals while enjoying the benefits of membership like personalized service and competitive rates. For more detailed information about eligibility criteria, feel free to check out our website at http://www.FrontierCCU.org/join-fccu. Ready to take the next step? Opening an account at our branch, located at 1033 Green St, Atchison, KS 66002, is straightforward. You can start your journey toward membership by visiting us or by following the online account opening process at http://www.FrontierCCU.org/loan-application. If you have any questions or need assistance, don't hesitate to call us at 9136516575. We're excited to welcome you to the Frontier Community family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers without the hassle of complex systems. Our services provide the tools you need to streamline operations and focus on what really matters growing your business. If you're ready to take the next step in your business journey, contact us at (913) 651-6575 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $18 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,280,969, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access to Your Funds

Our commitment extends beyond traditional banking hours. With features like ATM & Cash Withdrawal Services, you can access your money whenever you need it. Plus, take advantage of our basic drive-thru banking for quick deposits and withdrawals without leaving your car. If you're a member of another credit union, our Basic Shared Branch Transactions allow you to conduct deposits and withdrawals at our branch as well.

Digital Banking Solutions

In today's fast-paced world, convenience matters. That's why we pride ourselves on offering robust digital banking options including online banking, mobile payments, and person-to-person transfers. You'll have control over your finances right at your fingertips! At Frontier Community in Atchison, KS, we strive to create an environment where all members feel valued and supported in their financial journeys. For more information about our services or to get started today, please give us a call at 913-651-6575 or visit us online at Frontier Community. Join us today and see how we can help shape your financial future!

Financing Your Dreams

If you're in the market for a new vehicle or looking to refinance your current mortgage, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options can help turn those dreams into reality. Our friendly team is here to guide you through the process and help find the best loan terms that fit your budget. For those unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation services. These loans can provide the financial flexibility you need while helping you streamline any existing debt.

Personal Banking Made Easy

We understand that managing your money is essential. That's why we offer Personal Banking services that include checking and savings accounts. With these accounts, you can easily access your funds through our convenient online and mobile banking platforms. Imagine being able to transfer money, pay bills, or check your balance from the comfort of your home or on the go!

Rewarding Credit Options

We also know how important it is to reward our members. That's why we offer Credit Cards with Rewards that allow you to earn points or cash back on your purchases. It's a smart way to make the most out of every dollar spent.

Supporting Local Businesses

For our business members, we provide comprehensive Business Banking services including merchant services and business loans. We believe in supporting local entrepreneurs and helping them succeed in their ventures.

Digital & Online Banking

Additional Services

Need to send money to friends or family? Our person-to-person transfer service makes it effortless to send and receive funds instantly. Whether you're splitting a bill or gifting cash for a special occasion, it's just a few taps away. And if you're into mobile payments, we've got you covered! Our mobile payments feature lets you shop securely using your phone wherever you go no need to carry cash or cards. In short, at Frontier Community, our digital and online banking services are designed with you in mind. Enjoy convenience and control over your finances while knowing that security is always front and center. Start exploring these features today at https://www.frontierccu.org/!

Key Features

Our online banking service provides 24/7 access to your financial information. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application, you can manage your money right from your smartphone. It's banking made simple! Security is a top priority for us at Frontier Community. We offer electronic signature authorization to make transactions not just easy but also secure. You can sign documents electronically, saving time and ensuring that your information stays protected. For those who prefer going paperless, our e-statements are available, allowing you to receive your account statements digitally. This feature not only helps reduce clutter but also gives you quick access to your financial history.

Financial Strength

At Frontier Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your money is in safe hands. Our net worth of $18,999,034 reflects our robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 925, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $71,167,378 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with $0 in non-member deposits, our resources focus solely on benefiting you through better loan rates and exclusive perks. With $17,779,202 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. In terms of lending capacity, we have $7,139 in used auto loans and an impressive $154,711,903 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our -$409,690 net income, which provides insights into our current position as we navigate toward future profitability. We also take pride in having 53 full-time employees and 9 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 29,459, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments are currently at $9,483,468. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frontier Community is your trusted partner. Visit us at 1033 Green St Atchison Ks 66002 or call 913-651-6575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,712,251 in used vehicle loans and $14,393,806 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find something that fits both your lifestyle and budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,280,969 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community's economy and strive to offer financing solutions that support your entrepreneurial dreams. At Frontier Community located at 1033 Green St Atchison KS 66002, we're here to assist you every step of the way. For more information or to discuss eligibility options for any of our loan products, feel free to reach us at (913) 651-6575. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,195,992, make buying or refinancing simple. We're dedicated to guiding you through each step of the process, ensuring you understand all your options. If you're considering refinancing your existing mortgage, we can assist with that as well.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,984,323 in loans helping members manage their finances effectively. This option provides a safety net for unexpected costs while offering rewards and benefits to enhance your purchasing power.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means users can trust that the information presented reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality allows you to find the best deals without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. The dynamic nature of the platform means you're always looking at the latest available options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the value of using LendMesh as a reliable resource for securing loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*