Friona TX Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Friona Texas Federal Credit Union, your trusted financial partner located at 801 Austin Ave, Friona, TX 79035. Established in 1954, we have proudly served our community for decades, cultivating a strong foundation of trust and reliability among our 1,645 members. With total assets reaching $14,983,540 and deposits of $3,727,233, we are dedicated to offering financial solutions that empower our members to achieve their goals. At Friona Texas Federal Credit Union, we understand that each member's journey is unique. Whether you need an auto loan from our pool of 597 loans and leases or are looking for personalized banking services, our knowledgeable team is here to guide you every step of the way. Under the leadership of our CEO Juan Tafoya and Board President Rosalinda Cigarroa, we focus on building long-lasting relationships that benefit everyone in our community. While members can visit us at our branch location, official correspondence should be sent to the same address. We invite you to explore our website at frionacu.com for more information about our services and offerings. Feel free to reach out at 806-250-2736 with any questions or to learn how we can assist you today. Join us as we continue to grow together in Friona!

Branch History & Mission

Welcome to Friona Texas, where our credit union has been a pillar of support and service since 1954. Founded with a vision to empower our community, the Friona Texas Federal Credit Union has grown alongside its members, adapting to their needs and providing financial solutions that truly make a difference. Located at 801 Austin Ave, Friona, TX 79035, our branch is conveniently situated near local landmarks that are familiar to residents. Over the years, we have built a strong foundation and established lasting relationships with our members, currently totaling 1,645. With total assets amounting to an impressive $14,983,540, we take pride in being a trusted partner for all your financial needs. Our mission is simple yet profound: to deliver exceptional financial services while fostering community spirit. We strive not only to provide personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards but also to engage actively in community outreach. Our efforts extend beyond transactions; we aim to uplift our neighbors through partnerships and initiatives that strengthen our local area. While members can visit us at 801 Austin Ave, official correspondence should be sent to the same address for consistency. Our branch operates Monday through Friday from 9 AM to 4 PM for lobby services and until 4:30 PM for drive-thru banking. We understand the importance of convenience; hence, we offer ATM availability and shared service center options for added accessibility. As we look back on nearly seven decades of service, we remain committed to embracing innovation while ensuring ADA compliance and prioritizing customer-centric initiatives. Our goal is to make banking accessible for everyone in Friona. Join us at Friona Texas Federal Credit Union as we continue this journey together. Experience the benefits of becoming a member today! Together, we can achieve your financial goals and contribute positively to our beloved community. For more information or assistance, feel free to contact us at 806-250-2736 or explore our website at frionacu.com. Your future starts here!

Branch Location & Accessibility

Connect With Us

Whether you have questions about our services or want to explore membership options, don't hesitate to reach out! You can give us a call at (806) 250-2736 or visit our website at Friona Texas Federal Credit Union for more information. We look forward to welcoming you to our branch soon!

Nearby Landmarks and Features

Our branch sits near several local landmarks, making it a convenient stop for your banking needs. Whether you're visiting us after shopping or while running errands, you'll find us easily accessible. We offer ample parking right outside the entrance, ensuring that you can get in and out with ease. For those who may require additional assistance, our branch is equipped with features that meet ADA compliance standards, including ramps for easy access.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 4:30 PM, providing ample time to take care of your banking needs. Our drive-thru service operates during these hours as well, allowing you to complete transactions without leaving your vehicle. At Friona Texas Federal Credit Union, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have what you need under one roof. Plus, our shared service center means that members from partner credit unions can also enjoy our services with ease.

Member Eligibility

At Friona Texas, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple and welcoming! If you live, work, or attend school in Friona or the surrounding areas, you're likely eligible for membership. We also extend our arms to those related to current members, making it easy for families to join our credit union family too. You can find more details about eligibility on our website at https://www.frionacu.com/membership.php, which provides the most up-to-date information. Becoming a member at Friona Texas means gaining access to a range of financial products and services designed with your needs in mind. From personal banking options like checking and savings accounts to loans tailored just for you, we're here to help you thrive financially. Ready to take the next step? You can reach out to us at (806) 250-2736 or stop by our branch located at 801 Austin Ave Friona Tx 79035. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that make transactions easier for your business. Imagine having a reliable partner who streamlines payment processing, allowing you to focus on what you do best growing your business. Whether you're accepting card payments or managing payroll, our services are designed to enhance your operational efficiency. Visit us at 801 Austin Ave Friona Tx 79035 in Friona, TX, or call us at (806) 250-2736 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Access Anytime, Anywhere

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. Additionally, with our ATM & Cash Withdrawal Services, accessing cash when you need it is hassle-free.

Drive-Thru and Shared Branching

For those who prefer face-to-face interaction without leaving their cars, our Basic Drive-Thru Banking lets you handle deposits and withdrawals quickly and efficiently. If you're traveling or visiting nearby areas, take advantage of our Basic Shared Branch Transactions with partner credit unions. This means you can conduct essential banking transactions even if you're not at our branch. At Friona Texas Federal Credit Union, we are proud to serve our community and provide financial solutions that fit your life. Come visit us today at 801 Austin Ave in Friona or contact us at 806-250-2736 to learn more about how we can assist you on your financial journey!

Financing Your Dreams

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel. Picture yourself cruising down the road in that car you've always wanted, knowing you secured a great deal with us. We also offer Mortgage Loans & Refinancing, making homeownership more accessible. Our team is ready to help guide you through the process, ensuring that buying your dream home becomes a reality.

Personal Banking Made Easy

Whether you're looking to save for a dream vacation or manage your everyday expenses, our Personal Banking services include checking and savings accounts designed just for you. Imagine having easy access to your funds while earning interest on your savings it's all part of our commitment to helping you achieve your financial goals.

Simplifying Personal Finances

For those unexpected expenses or big purchases, consider our Personal Loans & Debt Consolidation services. We can help streamline your finances and lighten your burden by consolidating multiple debts into one manageable payment. Plus, our Credit Cards with Rewards offer additional benefits that put money back in your pocket while you shop.

Supporting Local Businesses

We believe in supporting local entrepreneurs through our Business Banking services. From merchant services to business loans, we provide tools and resources designed to help your business thrive in our community.

Digital & Online Banking

Easy Account Management

Managing your accounts has never been easier. Our user-friendly interface makes it simple to check balances, view transaction history, and set up alerts for account activity. While we don't provide e-statements or a mobile application just yet, our online platform ensures you're never out of touch with your financial situation. At Friona Texas, we're committed to providing you with efficient banking solutions that fit into your busy lifestyle. Experience the convenience of our digital banking services today!

Key Features

Our online banking platform offers a wealth of features that enhance your banking experience. You can visit us at https://www.frionacu.com/ to easily access your accounts, pay bills, and transfer money. One of the standout options is our person-to-person transfer service. This allows you to send money to friends or family quickly and effortlessly, making it perfect for splitting bills or sending gifts.

Security You Can Trust

We prioritize your security with robust measures that keep your personal information safe. Although we currently don't offer electronic signature authorization or mobile payments, our online banking is available 24/7, ensuring you can manage your accounts when it's convenient for you. Enjoy peace of mind knowing that you have real-time access to monitor your transactions and balances.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 2,609, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $0, underscoring our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Friona Texas is your trusted partner. Visit us at 801 Austin Ave Friona Tx 79035 or call (806) 250-2736 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,803,998 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $265 in used auto loans and $6,743,203 in total loans and leases available.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $-$182,930. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees dedicated to serving you with a knowledgeable team.

Secure Savings for Our Members

Members' savings are secured through $2,336,595 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,904,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,704,160 in used vehicle loans and $303,780 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, allowing you to choose what best fits your lifestyle. Plus, if you're considering refinancing an existing auto loan, we can assist with that too!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available totaling $0, we encourage you to explore our other financing avenues. Our team is ready to help you navigate the path to homeownership when you're ready.

Personal Financing Solutions

In addition to these offerings, our total credit lines amounting to $750,000 allow members greater access to cash when needed. This can serve as a safety net for unexpected expenses or larger purchases. For business owners seeking capital growth opportunities, our outstanding commercial loans total $0 at this time. However, keep us in mind for any future business funding needs. At Friona Texas, we're dedicated to helping you find the right financial solutions that fit your goals. If you have questions about eligibility or would like more information on any of our loan products, don't hesitate to reach out! You can contact us at 806-250-2736 or visit us at our branch located at 801 Austin Ave Friona Tx 79035. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey toward financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, but currently have $0 in outstanding loans in this category. This could be an option for future financial planning as it provides an easy way to manage expenses without collateral.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you receive fair and transparent offers tailored to your needs. By relying on these verified institutions, LendMesh ensures that the information you see is both accurate and trustworthy.

FRIONA TEXAS FEDERAL CREDIT UNION - Friona, TX

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