Introduction
Welcome to Frio County, where your financial journey is our top priority. Nestled in the heart of Pearsall, Texas, at 312 N Moreno St, Pearsall, TX 78061, we have been proudly serving our community since 1970. With a dedicated team of 3 employees and a membership of 1,652, we are not just another credit union; we're your neighbor, committed to helping you reach your financial goals. At Frio County, we understand that trust is essential in banking. That's why we focus on building strong relationships with our members. Our total assets amount to an impressive $5,547,444, showcasing our stability and dedication to serving you better. With $229,058 in total deposits and a net worth of $2,084,365, you can rest assured that your money is safe with us. While members can visit us at our branch location, official correspondence should be sent to 314 N. MORENO ST., Pearsall, TX 78061-1835. We strive to provide accessible services to everyone in our community. Whether you're looking for loans or saving options, we've got you covered with a range of products tailored just for you. Our CEO, Belinda Gonzales, and Board President, Damian Esqueda, lead our team with a passion for service and innovation. Together, they ensure that Frio County remains a trustworthy choice for all your financial needs. Join us today! Call us at 830-444-6050 or stop by during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Experience the difference of being part of a credit union that truly cares about its members. Your future starts here!
Branch History & Mission
At Frio County, we take pride in our rich history and unwavering commitment to our community. Founded in 1970, we have been serving the people of Pearsall, TX, for over five decades. From our humble beginnings, we have grown into a trusted financial partner for more than 1,650 members, helping them achieve their dreams and improve their financial well-being. Located at 312 N Moreno St, Pearsall, TX 78061, our branch stands as a cornerstone of the local community. We invite you to visit us during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. While members can visit us at this address, official correspondence should be sent to 314 N. MORENO ST., Pearsall, TX 78061-1835. Our mission goes beyond offering financial services; it's about uplifting the community we serve. We believe that everyone deserves access to reliable banking services and support. Our goal is to empower members with the knowledge and resources they need to make informed financial decisions. As we continue to grow our total assets of over $5,547,444, we remain dedicated to providing exceptional service and support. Over the years, Frio County has embraced changes in technology while maintaining our personal touch. Although we currently do not offer ATM or drive-thru services, we prioritize accessibility and strive for an inclusive environment for all members. We are proud to comply with ADA standards and focus on enhancing customer experience through direct interactions. Our commitment extends beyond banking; we actively engage in community outreach efforts and partnerships that foster growth and development in Pearsall and surrounding areas. By investing in local initiatives, we aim to create a brighter future for all residents. Join us at Frio County Credit Union today! Experience firsthand how we can help you reach your financial goals while being part of a supportive community that cares about your success. Whether you're looking for savings options or loans tailored to your needs, we're here to assist you every step of the way. Call us at 830-444-6050 or stop by our branch we can't wait to welcome you!
Branch Location & Accessibility
Convenient Access
At our branch, you'll find ample parking that ensures a hassle-free visit. We take pride in our commitment to accessibility; our facilities are designed to be welcoming for all members of our community, including those with mobility challenges. While members can visit us at 312 N Moreno St, official correspondence should be sent to 314 N. MORENO ST., Pearsall, TX 78061-1835.
Friendly Banking Hours
Our doors are open from 9:00 a.m. to 5:00 p.m. on weekdays, making it easy for you to stop by before or after work. We understand that life can get busy, so we're here to help you manage your financial needs at your convenience.
Get in Touch
Have questions? Feel free to give us a call at 830-444-6050. We're always here to help! So why wait? Stop by Frio County today and discover how we can support your financial journey. We look forward to seeing you soon!
Services Tailored for You
While we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you inside the branch with any questions or transactions you may have. As part of our commitment to serving you better, we focus on providing personalized service tailored to your unique financial situation.
Member Eligibility
Welcome to the wonderful community at Frio County! Becoming a member is an exciting opportunity, and it's easier than you might think. If you live, work, or worship in Frio County, you're likely eligible to join us. We believe in supporting our neighbors and creating a space where everyone can thrive financially. Our members enjoy personalized service, competitive rates, and a variety of financial products designed just for them. To start your journey with us at Frio County, simply visit our branch located at 312 N Moreno St Pearsall Tx 78061 or give us a call at (830) 444-6050. For more detailed eligibility criteria, feel free to check out this resource. It's all about making banking accessible and welcoming for you!
Business Banking & Commercial Services
Real-World Merchant Services
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they pay with credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps streamline your operations. Located at 312 N Moreno St Pearsall Tx 78061 in Pearsall, TX, our team is ready to assist you with personalized service tailored to your business needs. For more information or to get started, contact us at (830) 444-6050 during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Let's work together to unlock your business's potential!
Tailored Loan Options for Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
A Commitment to Convenience
Our branch operates from 9:00 a.m. - 5:00 p.m. on weekdays, making it easy for you to stop by during your lunch break or after work. If you're in need of assistance or have questions about our services, don't hesitate to reach out at 830-444-6050. Our friendly team is always ready to help you navigate your financial journey.
Banking Services Tailored for You
In today's fast-paced world, we know how important it is for our members to have reliable access to their accounts. That's why we offer ATM services that allow you to withdraw cash whenever you need it. Imagine being able to grab cash on your way to a weekend outing or when you're picking up groceries without any hassle. Although we currently focus on ATM services, our commitment extends beyond just transactions. We understand that many members value the ability to manage their finances digitally, which is why we are continuously exploring ways to enhance our offerings.
Looking Ahead
At Frio County, we recognize that financial needs evolve over time. As we grow, so will our range of services. We're excited about the possibility of adding more features in the future that will make banking even easier for our members. If you're interested in learning more about what we can do for you or if you have specific needs in mind, please feel free to contact us today. We look forward to serving you and helping you achieve your financial goals!
Digital & Online Banking
Accessing Your Accounts
With our online banking services, you can easily manage your accounts 24/7. Although our current offerings do not include a mobile application or e-statements, you can still enjoy the peace of mind that comes with secure access to your financial information whenever you need it. You can find out more about these services.
Money Management Made Simple
Though features like person-to-person transfers and mobile payments are not available at this time, our commitment to improving your banking experience remains strong. We're always exploring new ways to make managing your money more efficient. In summary, even without some of the latest digital features, Frio County is dedicated to providing members with a reliable banking experience. Whether you're checking balances or handling transactions, we're here to support you every step of the way in your financial journey.
Security and Ease of Use
While we don't currently support electronic signature authorization, we prioritize the security of your transactions. Our systems are designed to keep your personal information safe, so you can bank online with confidence.
Financial Strength
At Frio County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining robust financial health ensures that we can provide you with the best possible services and support your financial journey. With a net worth of $2,084,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 37.57% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,003,466 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,027,736 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $203 in used auto loans and $4,525,590 in total loans and leases. Our operational efficiency is reflected in our $-$43,074, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees ready to assist you with any needs you may have. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 1,773, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frio County is your trusted partner. Visit us at 312 N Moreno St Pearsall Tx 78061 or call (830) 444-6050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,437,215 in used vehicle loans and $495,902 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that can work for you.
Credit Lines and Unsecured Loans
For those looking for flexibility, we provide credit lines totaling $600,000, giving you access to funds when you need them most. Additionally, while we currently do not have unsecured credit card loans available, our focus remains on ensuring that each member has access to the right financial products for their lifestyle. We invite you to explore our loan offerings and discover how they can help you achieve your financial objectives. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to get started on your application today, feel free to contact us at (830) 444-6050 or visit us during our operating hours from 9:00 a.m. - 5:00 p.m., Monday through Friday. Your journey towards better financial health begins here at Frio County!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you have questions about eligibility or refinancing options, our knowledgeable staff is here to guide you through the process.
Loan Aggregator
Accurate Loan Comparisons
LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity means that the information you receive is based on the latest results from reliable institutions (Source: https://www.ncua.gov). You can trust that the offers displayed are fair and transparent.
Benefits of Using LendMesh
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