Friendly Credit Union Baden PA | Affordable Vehicle Loans & Business Banking

Introduction

At Friendly Credit Union, we believe in the power of community and the importance of building lasting relationships. Located at 384 State St, Baden, PA 15005, our branch has been serving members since 1955. With a strong commitment to providing exceptional financial services, we proudly support our 4,674 members by offering a range of products tailored to meet their needs. Our dedication is reflected in our robust financial health, boasting total assets of $65,255,610 and total deposits reaching $4,441,792. We understand that every member's journey is unique; that's why we offer personalized solutions such as auto loans, mortgage options, and credit cards with rewards. Whether you're looking for a personal loan or business banking services, we're here to help you achieve your financial goals. Led by our CEO Cynthia Hladio and Board President Amy Walker, our team of 12 employees is ready to assist you with any inquiries. We value transparency and trust, ensuring that your financial journey with us is smooth and secure. You can reach us at 724-869-3500 during our operating hours from Monday to Friday, 9 AM to 4:30 PM. While members can visit us at our branch location for immediate assistance, official correspondence should be sent to the same address. As a member-focused credit union, we are proud to have achieved a net worth of $11,384,305, underscoring our commitment to maintaining a strong foundation for growth. Join us today at Friendly Credit Union and experience the difference of banking with a cooperative that truly cares about its members. We look forward to welcoming you into our friendly community!

Branch History & Mission

Join Us

As we continue on this journey together, we invite you to become part of the Friendly family. Experience firsthand how we blend community-focused values with comprehensive financial solutions designed just for you. For any inquiries or assistance, feel free to call us at 724-869-3500. Join Friendly today and let's work together towards a brighter financial future! Visit us online at Friendly FCU for more information about our services and how you can get started.

Our Mission

At Friendly, our mission is straightforward: we aim to empower our members through quality financial services while fostering a sense of community. We believe that by offering personalized service and support, we can help each member achieve their dreams whether that's buying a new home or simply saving for the future. In addition to financial services, we prioritize community outreach and partnerships. Our efforts extend beyond banking; we're here to support local initiatives that enrich the lives of those around us. We understand that when our community thrives, we all benefit. Our commitment doesn't stop at traditional banking either. We embrace modern technology with online banking options that make managing your finances easier than ever. While we currently do not have ATM availability or drive-thru services at this location, we're always looking for ways to enhance your experience with us.

Our Story

Friendly began its journey with a vision of providing accessible financial services tailored to the needs of our community. Over the decades, we have grown not just in numbers but also in the range of services we offer. From personal banking options like checking and savings accounts to auto loans and mortgages, we are dedicated to helping our members reach their financial goals. While members can visit us at our branch address, official correspondence should be sent to 384 State St, Baden, PA 15005-1904 if different from our physical location. Our operating hours are Monday through Friday from 9 AM to 4:30 PM, making it convenient for you to stop by and discuss your financial needs.

Branch Location & Accessibility

Connect with Us

If you need assistance or want to learn more about what we offer, don't hesitate to give us a call at 724-869-3500. We look forward to welcoming you at Friendly's Baden Office where your financial success is our priority!

Nearby Landmarks and Accessibility Features

Our location is just a stone's throw away from local favorites like the Baden Community Center, making it an ideal stop during your day. We have ample parking available right outside the branch, ensuring a hassle-free visit. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that everyone can enjoy our services comfortably.

Operating Hours and Services Offered

We understand that life gets busy, which is why we offer flexible banking hours from Monday to Friday, 9 AM to 4:30 PM. Our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Although we currently do not offer ATM or drive-thru services, our online banking platform allows you to manage your finances anytime, anywhere.

Member Eligibility

At Friendly, we believe that everyone deserves a supportive financial community. If you're looking to join us, becoming a member is straightforward and welcoming. To qualify, you typically need to live, work, or worship in the Baden area or have a family member who's already part of our credit union. This means you can enjoy all the benefits we offer while being part of a caring network dedicated to helping you achieve your financial goals. For more detailed eligibility criteria. Once you're ready to take the next step, opening an account with us is simple! Just give us a call at (724) 869-3500 or stop by our branch at 384 State St Baden Pa 15005 during our operating hours from Monday to Friday, 9 AM to 4:30 PM. We're excited to welcome you into the Friendly family and support you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine a scenario where your customers can easily make purchases via credit card or mobile payments, enhancing their shopping experience while boosting your sales. Our services are tailored to meet the needs of local businesses in Baden, PA, making transactions smoother and more efficient. Visit us at 384 State St Baden Pa 15005 or call us at (724) 869-3500 to learn how our business banking solutions can empower your entrepreneurial journey!

Tailored Loan Options

Imagine securing the funds needed to purchase new equipment or expand your operations. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options provide flexible terms that fit your budget. We understand that purchasing a car is a significant investment, so we work with you to find the best rates available. Picture driving off in your new car without breaking the bank it's possible with our support!

Business Banking Solutions

For small business owners, we offer comprehensive business banking services including merchant services and business loans. We understand that running a business requires financial flexibility, and we're here to help facilitate growth through tailored solutions designed for entrepreneurs.

Convenient Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is crucial. Our online and mobile banking features empower you to manage your finances on the go. Whether it's paying bills or checking transactions, everything is just a click away. At Friendly, we are proud of the services we provide and are committed to supporting our community's financial well-being. If you're ready to learn more or discuss how we can assist you further, don't hesitate to reach out at (724) 869-3500 or visit us during lobby hours from Monday to Friday, 9 AM to 4:30 PM. Explore all that we have to offer today!

Credit Cards with Rewards

Don't forget about our credit card offerings! With rewards programs that allow you to earn points on every purchase, using our credit cards can enhance your shopping experience while helping you save. Imagine earning cashback or discounts on things you buy regularly it's a win-win situation!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? At Friendly, we offer various mortgage loans tailored to first-time buyers and seasoned homeowners alike. Our expert team can guide you through the process, ensuring that you find a solution that meets your financial goals. Owning a home can be closer than you think!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With competitive rates and no hidden fees, opening an account with us allows you to save while enjoying the convenience of online and mobile banking. Imagine easily checking your balance or transferring funds right from your smartphone it's that simple!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come in handy! Whether it's for medical bills, home repairs, or consolidating debt, we have options that make borrowing straightforward and manageable. You'll appreciate how easy it can be to regain control over your finances.

Digital & Online Banking

Accessibility and Security

Your security is our top priority. We utilize robust security measures to ensure your personal information remains protected while you manage your accounts online. Our dedicated team is always working behind the scenes to maintain a secure environment for all our members. Although we don't have a mobile application at this time, our website is fully optimized for mobile devices, ensuring that you can perform essential banking tasks from your smartphone or tablet without any complications. In summary, at Friendly, we are committed to making your banking experience as easy and accessible as possible. Explore our online banking services today by visiting https://www.friendlyfcu.org/ and take control of your financial journey!

Key Services

With 24/7 online banking services, you can check your account balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface makes it easy for everyone to navigate their finances without any hassle. Plus, with e-statements available, you can say goodbye to paper clutter and keep track of your transactions digitally. While we currently don't offer electronic signature authorization or mobile payments, our focus remains on providing safe and straightforward banking experiences. You can also enjoy person-to-person transfers for those quick transactions with friends or family though this feature isn't available right now, stay tuned for future updates!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 8,349, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Friendly is your trusted partner. Visit us at 384 State St Baden Pa 15005 or call (724) 869-3500 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $9,894,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $332 in used auto loans and $27,333,060 in total loans and leases. This commitment supports your financial goals across various sectors.

Operational Efficiency

Our $131,064 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $5,120,693 in share certificates and $3,131,991 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $11,384,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 17.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,887,794 in used vehicle loans and $3,187,023 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new model or looking for a reliable pre-owned vehicle, we have flexible options to suit your budget.

Credit Lines

For those who prefer extra flexibility in their borrowing options, our total credit lines amounting to $5,000,000 can help you tackle unexpected expenses or fund projects without hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $3,166,563. This means you can take advantage of competitive rates and terms that work for you as you pursue your dream home.

Refinancing Options

If you're considering refinancing existing debts or loans to lower your payments or consolidate multiple debts into one manageable payment plan, we encourage you to explore your options with us. Our team is here to guide you through the process and help you find solutions tailored to your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Friendly Credit Union in Baden, PA, we are committed to supporting our members' financial journeys with affordable lending solutions that fit their lifestyles. Stop by our branch or give us a call today we're here to help!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,500,686 in these loans helping our members manage their finances effectively, you can enjoy the convenience of having access to funds when needed without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data is based on the latest results, ensuring that users receive fair and transparent offers (Source: https://www.ncua.gov).

Benefits of Using LendMesh

- Verified Data: All loan offers on LendMesh come from legitimate financial institutions, which guarantees transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses solely on providing unbiased results to help users find the best options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FRIENDLY FEDERAL CREDIT UNION - Baden, PA

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