Friendly Credit Union Aliquippa PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Friendly Federal Credit Union, your trusted partner in financial well-being since 1955. Located at 2000 Main St, Aliquippa, PA 15001, we have proudly served our community for decades, building a reputation for reliability and personal service. With a strong membership base of 4,674 individuals, we are dedicated to supporting you with a wide range of financial services tailored to meet your needs. At Friendly FCU, our commitment goes beyond just numbers. We manage total assets of $65,255,610, ensuring that your deposits, totaling $4,441,792, are safe and secure. Our members can take advantage of various loan options over 2,745 loans and leases are currently offered to help finance everything from new vehicles to home improvements. Under the leadership of our CEO, Cynthia Hladio, and Board President Amy Walker, our experienced team is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking accounts and credit cards with rewards or business banking services such as merchant services and business loans, we have something for everyone. While members can visit us at our branch location on Main Street, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at 724-375-0488. Join us in experiencing financial services that prioritize community values and member satisfaction! Visit us online at friendlyfcu.org or come see us in person we're ready to help you achieve your financial goals!

Branch History & Mission

At Friendly, we take pride in our rich history and unwavering commitment to our community in Aliquippa, PA. Since opening our doors in 1955, we have grown from a small group dedicated to providing financial services into a thriving credit union that now proudly serves over 4,674 members. Our branch, located at 2000 Main St, has become a trusted resource for individuals and families seeking financial stability and support. Throughout the years, we have achieved significant milestones that reflect our dedication to serving our members. With total assets amounting to $65,255,610, we are well-positioned to provide a wide range of services, including personal banking, auto loans, mortgages, and credit cards with rewards. Our drive-thru service ensures convenience for busy members who need to manage their finances on the go. Our mission at Friendly is simple yet powerful: we aim to empower our members through comprehensive financial solutions while fostering a sense of community. We believe in treating everyone like family and offering personalized service that meets each member's unique needs. This mission drives us not only in how we conduct business but also in how we engage with our local community. While you can visit us at 2000 Main St for all your banking needs, please note that official correspondence should be sent to our mailing address at 2000 Main St, Aliquippa, PA 15001-2760. We operate Monday through Saturday from 9:00 AM to 4:00 PM, making it easy for you to stop by when it's convenient for you. As technology continues to advance, we strive to keep pace with digital initiatives that enhance member experience. Our online banking platform allows members to manage their accounts easily from anywhere while maintaining compliance with ADA standards. Additionally, we regularly engage in community outreach programs and partnerships aimed at uplifting those around us. We invite anyone looking for a supportive financial partner to join us at Friendly. Experience firsthand how we can help you achieve your financial goals while being part of a caring community. Connect with us today at Friendly Federal Credit Union or call us at 724-375-0488. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Our branch is fully equipped to accommodate all members, including those with disabilities. We ensure compliance with ADA standards so everyone can comfortably access our services. If you have any questions or need assistance, feel free to reach out at 724-375-0488. Our friendly staff is here to help! So why not stop by today? We look forward to welcoming you at Friendly Federal Credit Union!

Operating Hours

We understand that life can get busy, which is why our lobby hours are tailored to fit your schedule. You can visit us Monday through Saturday from 9:00 AM to 4:00 PM. This gives you plenty of time during the week to take care of all your banking needs.

Services Offered

At Friendly Federal Credit Union, we provide a variety of personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking solutions including merchant services and business loans. Need to make a quick deposit or withdrawal? Take advantage of our drive-thru service for simple transactions without leaving your car.

Member Eligibility

At Friendly, becoming a member is like joining a caring family that supports your financial journey. We're excited to welcome individuals who live, work, or worship in our community, as well as their family members. This means if you have someone close to you who's already a member, you're also eligible to join! Our membership offers a range of benefits, from competitive loan rates to personalized service designed just for you. If you're ready to take the next step, opening an account is simple and straightforward. Just give us a call at (724) 375-0488 or visit us at 2000 Main St Aliquippa Pa 15001 for more details. For the most current eligibility criteria, check out our website at . We look forward to having you with us!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a streamlined payment solution that allows you to focus on what truly matters running your business. Our merchant services provide easy-to-use payment processing options, ensuring that your customers can pay conveniently and securely. This not only enhances customer satisfaction but also boosts your cash flow, allowing you to reinvest in your enterprise. Whether you're looking to expand, upgrade equipment, or manage day-to-day operations more efficiently, Friendly is here to help you thrive. Reach out today at (724) 375-0488 or visit us online at Friendly Federal Credit Union to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs, we provide business banking solutions including merchant services and business loans tailored to help you grow your venture. Our team understands the unique challenges small businesses face and is committed to offering support every step of the way.

Connect With Us

We invite you to visit us at 2000 Main St Aliquippa Pa 15001 or give us a call at (724) 375-0488 during our operating hours from Monday through Saturday from 9:00 AM to 4:00 PM. Our friendly staff is eager to assist you with any questions or concerns you may have about our services. At Friendly, we believe in building lasting relationships with our members by offering comprehensive services that meet your financial needs. Explore how we can help you today! For more information about what we offer, please visit our website at Friendly Federal Credit Union.

Convenient Access

In today's fast-paced world, convenience matters. That's why we offer online and mobile banking for easy access to your accounts whenever you need it. Whether it's checking your balance or making a payment, our digital banking features ensure that managing your finances is just a few clicks away. Additionally, we have basic drive-thru banking available for quick deposits, withdrawals, and simple transactions without the need to enter the branch. While we don't currently offer ATM services at this location, rest assured our drive-thru is ready to serve you efficiently.

Personal Banking Services

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with online banking capabilities that allow you to manage your account from anywhere. With features like e-statements and simple transfers, keeping track of your finances has never been easier. If you're considering buying a car, our auto loans and vehicle financing options offer competitive rates and flexible terms. Picture driving off in your dream car while knowing you're getting a great deal from us. Additionally, if you're thinking about buying a home, our mortgage loans and refinancing services can help make that dream a reality. For those who may need extra cash or wish to consolidate existing debt, our personal loans are straightforward and accessible. We also offer credit cards with rewards that can earn you points on everyday purchases.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your money shouldn't be complicated. Whether you're at home or on the go, our online banking tools simplify everything from checking balances to making transfers. Although we don't have a dedicated mobile application yet, our website is optimized for mobile use, so you can still manage your finances smoothly from your smartphone or tablet. If you need to send money to friends or family, please note that person-to-person transfers are not available at this time. However, we're constantly looking to enhance our services based on member feedback. With everything accessible through just a few clicks, Friendly is committed to making banking as straightforward and secure as possible. Join us in embracing the future of finance today!

Key Features

Our online banking platform provides you with real-time account management, allowing you to view balances, transfer funds, and pay bills at your fingertips. You can also enjoy the benefits of e-statements, which means you'll receive your account statements electronically no more clutter from paper statements! While we currently do not offer electronic signature authorization or mobile payments, our services remain user-friendly and secure. Our website ensures that your information is protected as you conduct your transactions.

Financial Strength

Dedicated Team

We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 8,349, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Friendly is your trusted partner. Visit us at 2000 Main St Aliquippa Pa 15001 or call (724) 375-0488 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $5,120,693 in share certificates and $3,131,991 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $9,894,544 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach ensures that your funds are not just safe but also working hard for you.

Solid Financial Health

With a net worth of $11,384,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,743 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our commitment to lending is evident with $332 in used auto loans and $27,333,060 in total loans and leases. This capacity supports members' financial goals across various sectors. Additionally, our operational efficiency is reflected in our $217,832, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $4,887,794 in used vehicle loans and $3,187,023 in new vehicle loans already helping members get on the road, we're here to support your journey. We provide flexible terms and competitive interest rates that can make owning a vehicle more accessible than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,166,563, making it easier for you to secure the home you've always wanted. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Other Loan Options

In addition to these popular offerings, we also provide personal loans for debt consolidation and other financial needs. For those interested in business financing solutions, we currently do not have outstanding commercial loans but are open to discussing future opportunities that may arise. We invite you to explore refinancing options if you're looking for ways to reduce monthly payments or lower interest rates on existing loans. Our knowledgeable staff is here to guide you through eligibility requirements and help find the best solution for your financial situation. For more information about our loan offerings or assistance with the application process, please contact us at 724-375-0488 during our operating hours from Monday to Saturday between 9:00 AM and 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Unsecured Credit Cards

Managing everyday expenses just got easier with our flexible terms on unsecured credit card loans. With a total of $1,500,686 in loans helping members manage their finances effectively, our credit cards come with great rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you can trust that the offers you see are fair and reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reducing the risk of hidden fees or misleading information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same options without influence from marketing dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You won't have to worry about outdated information leading you astray. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores our commitment to helping individuals find the best financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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