Frick Financial Credit Union Charleroi PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Frick Financial, your trusted community credit union located at 141 Pennsylvania Ave, Charleroi, PA 15022. Established in 1962, we have proudly served our members for over six decades, fostering financial growth and stability within our community. With a total membership of 9,389, we are committed to providing personalized banking solutions tailored to your needs. At Frick Financial, we understand that your financial journey is unique. That's why we offer a comprehensive range of services, including personal banking, auto loans, mortgages, and business banking options. Our total assets stand strong at $139,098,871, with $11,589,793 in deposits ready to help you achieve your financial goals. Led by CEO Lindsay Moore and Board President Gary Loomis, our dedicated team of 27 employees is here to support you every step of the way. Whether you're looking for straightforward checking accounts or more complex loan services (with over 4,110 loans and leases currently active), we are prepared to assist you. While members can visit us at our Charleroi location for all their banking needs, official correspondence should be sent to our mailing address: 235 Pittsburgh St, Uniontown, PA 15401-2751. Feel free to reach out at 724-483-6609 or explore our website at Frick Financial for more information. Join us today and experience the Frick Financial difference where community comes first!

Branch History & Mission

A Legacy of Commitment

Frick Financial was founded with the mission of providing accessible financial services to all members of our community. Over the years, we have embraced change and innovation while staying true to our core values of integrity, service, and mutual support. From our early days, we aimed to help individuals achieve their financial dreams whether that meant saving for a home, financing education, or starting a new business. As we evolved, we introduced modern banking solutions that cater to the needs of our members today. Our dedication is evident in our range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business loans. We understand that life can be unpredictable; that's why we're here to help you navigate your financial journey every step of the way.

Join Us Today

As we look toward the future, Frick Financial remains dedicated to serving you better every day. Whether you're looking for straightforward banking services or seeking guidance on complex financial decisions, we are here for you. Join us today and experience firsthand how Frick Financial can make a difference in your life! If you have questions or need assistance, don't hesitate to call us at (724) 483-6609 or visit our website at Frick Financial. Together, let's build a brighter financial future!

Our Mission

At Frick Financial, our mission is simple: we strive to improve the financial well-being of our members while fostering a sense of community. We believe that when our members succeed, our entire community thrives. Our approach combines personalized service with innovative technology. We offer online and mobile banking solutions for convenience while ensuring that all members receive face-to-face support from our friendly staff during operating hours: Monday through Thursday from 9 AM to 4:30 PM and Friday from 9 AM to 5 PM. Community involvement is another cornerstone of who we are. We partner with local organizations to provide outreach programs that support education and financial literacy. By investing in local initiatives, we aim to strengthen Charleroi and create opportunities for everyone. While you can visit us at 141 Pennsylvania Ave Charleroi Pa 15022, official correspondence should be sent to 235 Pittsburgh St, Uniontown, PA 15401-2751. For your convenience, we also provide an ATM on-site along with drive-thru banking services making it easier than ever for you to manage your finances.

Branch Location & Accessibility

Accessibility Features

At Frick Financial, we prioritize our members' comfort and accessibility. Our branch complies with ADA standards, featuring ramps and spacious parking options for everyone. Whether you prefer to stop by in person or use our drive-thru service for quick transactions, we have you covered.

Operating Hours

We understand that life can get busy! That's why we offer flexible banking hours from Monday through Thursday from 9 AM to 4:30 PM, and on Fridays from 9 AM to 5 PM. This way, you can visit us at a time that suits your schedule best.

Services Offered

Our Charleroi Office offers a full range of services tailored to meet your financial needs. From personal banking accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, with our ATM available on-site and basic drive-thru services for deposits and withdrawals, accessing your funds is quick and straightforward. We invite you to drop by or give us a call at 724-483-6609 if you have any questions or need assistance. The team at Frick Financial looks forward to helping you achieve your financial goals!

Member Eligibility

Becoming a member of Frick Financial is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the local area, you're likely eligible to join us! Membership is open to individuals who share these connections with our community, allowing us to support each other in achieving financial goals. By becoming a member at Frick Financial, you gain access to personalized banking services, competitive loan rates, and a variety of accounts designed to fit your needs. To start your journey with us, simply visit our website at https://www.realtimehomebanking.com/enroll.aspx ?clientid=14775 for easy account opening details. If you have any questions or need assistance, don't hesitate to give us a call at (724) 483-6609. For more information on eligibility criteria, check out our detailed guidelines at . We can't wait to welcome you into the Frick Financial community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $807,340, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine effortlessly managing transactions with our tailored solutions that fit your business model. From credit card processing to mobile payment options, we help streamline operations so you can focus on what matters most serving your customers. Located at 141 Pennsylvania Ave, Charleroi, PA 15022, Frick Financial is here to support you every step of the way. Reach out today at 724-483-6609 and discover how we can partner with you for success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? At Frick Financial, we provide competitive auto loans and vehicle financing options that make it easier for you to drive away in the car of your dreams. Our experienced staff will guide you through the loan process, ensuring you understand all your options.

Business Banking Options

Running a business? We understand the unique challenges business owners face. That's why we offer business banking services including merchant services and business loans designed to help your company thrive. With us as your partner, managing finances becomes less daunting.

Convenient Banking Features

We believe banking should be accessible and straightforward. That's why we provide ATM services for easy cash withdrawals and basic drive-thru banking for quick deposits or simple transactions without leaving your car. Plus, if you're ever on-the-go, our mobile payment options ensure you can pay securely anytime, anywhere. At Frick Financial, we strive to create an environment where our members feel valued and supported in their financial decisions. If you're ready to explore these services further or have any questions, don't hesitate to reach out at (724) 483-6609 or visit us at 141 Pennsylvania Ave Charleroi Pa 15022. We're excited to assist you on your financial journey!

Credit Cards with Rewards

For those who like to earn while they spend, our credit cards come with rewards that allow you to get more from your purchases. Whether it's cashback on groceries or travel points, using our card means you're making the most of every dollar spent.

Mortgage Loans & Refinancing

Homeownership is a big step, and we're here to support you every step of the way. From purchasing your first home to refinancing an existing mortgage, our mortgage loans cater to various needs. We'll help you find the right rate and terms that fit your budget.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options offer flexibility and ease. Imagine being able to manage your finances right from your smartphone or computer with our online and mobile banking services. With just a few taps, you can check your balance, transfer funds, or even set up alerts for important transactions.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, we offer personal loans tailored for those situations. Our goal is to provide solutions that help simplify your financial life and reduce stress.

Digital & Online Banking

Key Features

Our online banking platform at https://www.frickfin.org/ allows you to check balances, transfer funds, and pay bills with just a few clicks. You'll also appreciate the convenience of e-statements, which provide you with an easy way to keep track of your financial activity without the clutter of paper statements. Plus, with electronic signature authorization, signing documents has never been simpler or faster. If you're always on the go, our mobile application makes it easy to manage your accounts from your smartphone. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds. And if you're ready to embrace contactless payments, our mobile payments option ensures that you can make purchases securely without fumbling for cash or cards.

Security and Ease-of-Use

We prioritize your security while providing user-friendly features. Our online banking system uses advanced encryption technology to protect your personal information. You can bank with peace of mind knowing that your data is secure. Whether you're at home or out running errands, managing your finances should be straightforward and stress-free. With our digital banking services at Frick Financial, you have the tools you need for real-time account management right in the palm of your hand. So why wait? Dive into the convenience of modern banking today!

Financial Strength

A Growing Community

Total Share Accounts: 15,245, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Frick Financial is your trusted partner. Visit us at 141 Pennsylvania Ave Charleroi Pa 15022 or call (724) 483-6609 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation

With $18,537,719 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,196 in used auto loans and $67,084,317 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $39,416,453 in share certificates and $17,355,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $18,537,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,333 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,033,642 in used vehicle loans and $3,277,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle straightforward and affordable.

Business Financing

For business owners in need of capital to grow and expand, our outstanding commercial loans totaling $807,340 provide vital financial support. We understand the importance of having access to funds when it comes to running a successful business. At Frick Financial, we are committed to helping you find the right loan product for your needs. If you're considering refinancing or want to learn about eligibility options for any of our loan products, please don't hesitate to ask us during your visit or call us at (724) 483-6609. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,272,294, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $820,905 in loans helping members manage their finances effectively, our credit cards come with attractive rewards and no hidden fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus here is solely on providing unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed choices without delay. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the effectiveness of the platform in meeting consumer needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every loan offer you see on LendMesh is fair and transparent, helping you understand exactly what each option entails.

FRICK FINANCIAL FEDERAL CREDIT UNION - Charleroi, PA