Fremont Credit Union Port Clinton OH | Best Auto Loans & Business Banking

Introduction

Welcome to Fremont, your trusted partner in financial services, located at 2856 E Harbor Rd, Port Clinton, OH 43452. Established in 1946, we have proudly served our community for over 75 years, building strong relationships with our 21,076 members. With a commitment to providing exceptional personal banking experiences, we are here to meet all your financial needs. At Fremont Credit Union, we understand the importance of a secure financial future. That's why we manage an impressive $345,563,764 in total assets and have facilitated over 16,350 loans and leases, helping our members achieve their dreams whether it's buying a new car or investing in a home. Our dedication is reflected in our robust financial health, featuring $18,280,231 in total deposits and a net worth of $44,370,688. Our CEO, Nicholas Cray, along with Board President Richard Egbert, lead a passionate team of 81 employees who are committed to providing you with personalized service. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. You can even enjoy the convenience of online and mobile banking! While you can visit us at our branch location for assistance during our operating hours (8:30 AM - 5:00 PM Monday through Friday), official correspondence should be sent to our mailing address: 2856 East Harbor Road, Port Clinton, OH 43452. Your financial journey matters to us. Whether you're looking for guidance on loans or want to explore new account options, we're here to help. Feel free to reach out at 419-573-6310 or explore more about us at fremontfcu.com. Join us today and experience the difference of being part of the Fremont family!

Branch History & Mission

Welcome to Fremont, a credit union deeply rooted in the community of Port Clinton, Ohio. Since our founding in 1946, we have proudly served our members with dedication and care. Over the years, we have grown from a small group of visionaries into a thriving financial institution, now boasting a total membership of over 21,000 individuals. Located at 2856 E Harbor Rd, Port Clinton, OH 43452, our branch stands as a beacon of support and trust in the community. Just moments away from the beautiful shores of Lake Erie, we are conveniently situated for easy access. While members can visit us at this location for all their banking needs, official correspondence should be sent to 2856 East Harbor Road, Port Clinton, OH 43452. At Fremont Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support and engagement. We believe that everyone deserves access to quality financial products tailored to their unique needs. With total assets exceeding $345 million, we have the resources to offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to innovation has led us to embrace digital advancements that make banking more accessible than ever. Whether through online banking or mobile payments, we ensure that our members can manage their finances easily and securely. Our branch is also designed with ADA compliance in mind so that everyone can enjoy our services without barriers. Community outreach is at the heart of what we do. We actively partner with local organizations to provide support where it's needed most. From financial literacy programs to charitable events, we aim to uplift those around us and contribute positively to Port Clinton's vibrant community. For your convenience, we offer drive-thru banking as well as ATM services right here at our branch. Our dedicated staff is available during operating hours Monday through Friday from 8:30 am to 5:00 pm and extended hours on Thursdays until 6:00 pm to assist you with any questions or transactions you may need. Join us today and experience the many benefits of being a part of Fremont Credit Union! Whether you're looking to open an account or simply learn more about what we offer, we invite you to reach out at 419-573-6310 or visit us online at fremontfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that all members can easily enter and navigate our facilities. Plus, with ample parking available, you won't have to worry about finding a spot when you arrive.

Operating Hours

At Fremont's Port Clinton branch, we strive to accommodate your busy schedule. Our lobby hours are Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, while we offer extended hours on Thursdays until 6:00 PM. We even open for half a day on Saturdays until noon! If you prefer drive-thru banking, rest assured that our service is available during these times as well.

Services Offered

As a member of our credit union, you'll have access to a wide range of services tailored to fit your financial needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered! You can also take advantage of our ATM services for quick cash withdrawals and balance checks. Additionally, if you're part of another credit union that participates in shared services, you can enjoy basic transactions right here at our branch. While members can visit us at 2856 E Harbor Rd Port Clinton Oh 43452, official correspondence should be sent to 2856 East Harbor Road, Port Clinton, OH 43452 if different. If you have any questions or need assistance, please don't hesitate to reach out at 419-573-6310. We look forward to welcoming you into our community-focused banking family! Come visit us soon and discover how Fremont's Port Clinton branch can help you achieve your financial goals!

Member Eligibility

At Fremont, we believe that everyone deserves a supportive community to help them thrive financially. If you're looking to become a member, you'll be happy to know that eligibility is quite simple and welcoming! Generally, membership is open to anyone who lives, works, worships, or attends school in the area around 2856 E Harbor Rd Port Clinton Oh 43452. This means that whether you're a local resident or just spending time in our vibrant community, you can join us and enjoy all the benefits we offer. Being a member of Fremont not only gives you access to a variety of financial services tailored to your needs but also connects you with a caring team dedicated to your success. Ready to get started? Opening an account at Fremont is easy! You can find all the details on how to apply by visiting our Account Opening page. If you have any questions or need assistance, feel free to give us a call at (419) 573-6310. For more detailed information about eligibility requirements, check out our Membership Benefits page. We can't wait for you to join our family!

Business Banking & Commercial Services

Lending Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $68 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $8,410,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Every Transaction

In addition to loans, we offer merchant services designed to simplify your payment processing. Picture this: you're running a busy café and need a reliable way to accept payments from customers. Our merchant services provide seamless payment options, allowing you to focus on what matters most growing your business. Located at 2856 E Harbor Rd Port Clinton Oh 43452 in Port Clinton, OH, we are here to partner with you on your journey. Reach out at (419) 573-6310 to learn more about how our business banking and commercial services can meet your needs!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we have robust Business Banking solutions including merchant services and business loans. We know how important it is for local businesses to thrive, which is why we provide the tools necessary for growth and success.

Convenient Access to Your Funds

Accessing your funds has never been easier with our ATM and cash withdrawal services available at multiple locations. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days when time is of the essence. Additionally, if you're a member of a partner credit union, enjoy basic shared branch transactions like deposits and withdrawals at no extra cost!

Credit Options That Reward You

At Fremont, we also offer credit cards with rewards that let you earn points on everyday purchases. This means that every time you shop, you're not just spending money; you're earning rewards towards something special!

Personal Banking Made Easy

Starting with Personal Banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having the ability to manage your finances easily with our online and mobile banking features. You can check your balance, make transfers, and pay bills right from your smartphone or computer. Plus, if you're considering a new car, our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed to provide competitive rates and personalized assistance throughout the process. And for those unexpected expenses or projects, our Personal Loans & Debt Consolidation options can help you take control of your financial situation.

Stay Connected Anytime, Anywhere

In today's fast-paced world, convenience matters. That's why we emphasize easy access through our digital banking features such as online banking and mobile payments. Whether it's checking your account while waiting in line or making a payment on-the-go, we make banking work around your schedule. If you want to learn more about how Fremont can assist you with any of these services or if you're ready to open an account, give us a call at (419) 573-6310 or visit us online at Port Clinton. Join us today and experience the difference of being part of a community-focused credit union!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform, you can check balances, pay bills, and transfer funds without stepping foot in a branch. Plus, our electronic signature authorization allows you to sign documents securely from anywhere, making transactions faster and more efficient. If you prefer going paperless, you'll love our e-statements. They're not only convenient but also environmentally friendly. You can access your statements anytime and keep track of your finances with ease. For those on the go, our mobile application is a game-changer. It includes mobile payments, so you can pay for purchases directly from your phone no cash or card needed! You can also send money to friends and family quickly with our person-to-person transfer feature.

Security and Accessibility

We prioritize your security as much as convenience. Our online banking services use advanced encryption technology to keep your information safe while you manage your accounts. You can rest easy knowing that your financial data is protected. Whether you're at home or out and about, managing your finances has never been easier or more accessible. Join us at Fremont and experience the convenience of digital banking today!

Financial Strength

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to reinvest in innovative banking tools and stronger lending options.

Growing Community Trust

Total Share Accounts: 42,416, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,597,623. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Fremont is your trusted partner. Visit us at 2856 E Harbor Rd Port Clinton OH 43452 or call 419-573-6310 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $81,280,127 in share certificates and $38,076,374 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits reflects our dedication to your financial future.

Strong Financial Position

With a net worth of $44,370,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.82% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $38,127 in used auto loans and $231,047,579 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our net income of $0 reflects our operational efficiency during this period. We also take pride in having 73 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,972,940 in used vehicle loans and $12,411,873 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $8,410,004 provide the capital needed to grow and expand. We understand the challenges faced by local businesses and are here to support your growth ambitions.

Credit Lines

Need additional flexibility? Our total credit lines amounting to $56,331,979 give you access to funds when you need them most. This option is perfect for managing cash flow or making larger purchases without the stress of upfront costs. At Fremont, we prioritize your financial wellbeing and strive to make borrowing straightforward and accessible. If you're interested in refinancing or checking eligibility options, feel free to reach out! For more information about our loan offerings or to speak with one of our representatives, please call us at (419) 573-6310 or visit us at 2856 E Harbor Rd Port Clinton Oh 43452 in Port Clinton, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we're here to help every step of the way!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,666,546, make buying or refinancing simple. We work closely with our members to guide them through the process and find a solution that meets their needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,976,262 in loans helping members manage their finances effectively. Whether it's for unexpected expenses or planned purchases, our credit cards are designed with you in mind.

Loan Aggregator

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