Freestone Credit Union Teague TX | Affordable Auto Loans & Top Checking

Introduction

Welcome to Freestone, your trusted financial partner located at 613 Main St, Teague, TX 75860. Since our establishment in 1952, we have proudly served our community with a commitment to providing exceptional banking solutions tailored for our members. With a total membership of 4,891 and assets exceeding $63,792,737, we strive to empower individuals and families with the financial tools they need to succeed. At Freestone, we believe in the power of community. Our dedicated team of 16 employees, led by CEO DeAnne Harris and Board President Mary Lee, is here to offer personalized service and expert guidance. We understand that each member's financial journey is unique, which is why we provide a diverse range of services from checking and savings accounts to auto loans and business banking solutions. While members can visit us at our branch for all their banking needs, please direct any official correspondence to our mailing address: P.O. Box 210, Teague, TX 75860-0210. Our friendly staff is always ready to assist you during lobby hours from Monday to Friday between 8:00 AM - 5:00 PM, and on Saturdays for drive-thru service from 9:00 AM - noon. With total deposits reaching $12,424,388 and a net worth of $6,616,802, Freestone stands strong as a reliable financial institution. Whether you're looking to apply for a loan or open a new account, we invite you to explore how we can support your financial aspirations. Don't hesitate to reach out! Call us at 254-739-2594 or visit our website at freestonecu.org for more information. Your future starts here at Freestone where community meets opportunity!

Branch History & Mission

Our Evolution

From humble beginnings to a robust financial institution with total assets of $63,792,737, Freestone has grown alongside the people we serve. Over the years, we have expanded our services and adapted to the changing landscape of banking. Our commitment to innovation is reflected in our offerings of online and mobile banking options, ensuring that we meet the needs of every member whether they prefer traditional banking or the convenience of digital services. As we reflect on our history, key milestones stand out: implementing electronic signatures for ease of transactions and maintaining ADA compliance to ensure accessibility for all. These advancements demonstrate our dedication not only to enhancing member experience but also to fostering an inclusive environment.

Our Mission

At Freestone, our mission is simple yet powerful: to empower our members through financial education and support. We believe in providing more than just banking services; we strive to be a resource for financial well-being in Teague and beyond. From personal loans and auto financing to mortgage options and business banking solutions, we are here to help you achieve your financial goals. We also understand the importance of community involvement. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving the lives of those around us. We are committed to making a positive impact through volunteer work and sponsorships that uplift our neighbors.

Visit Us Today!

While members can visit us at 613 Main St Teague TX 75860 for all their banking needs, official correspondence should be sent to P.O. Box 210, Teague, TX 75860-0210 if necessary. We invite you to experience what makes Freestone special our dedicated staff is ready to assist you during lobby hours from Monday through Friday and drive-thru service on Saturdays from 9:00 am until noon. Join us at Freestone! Discover how we can help you manage your finances better while also being part of a community-focused credit union that truly cares. For inquiries or assistance, feel free to reach out at (254) 739-2594. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Freestone, we believe in providing accessible banking for everyone. Our branch is fully ADA compliant, with ramps and designated parking spots to assist those who may need extra help. We also have a drive-thru available for your convenience, allowing you to conduct simple transactions without leaving your vehicle.

Operating Hours

We strive to make banking as convenient as possible. Our lobby hours are Monday through Friday from 8:00 AM to 5:00 PM, and on Saturdays, our drive-thru is open from 9:00 AM to noon. Whether you need to make a deposit or discuss your financial options, we're here for you during these hours.

Services Offered

Freestone offers a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have solutions designed just for you. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. If you have any questions or would like more information about our services, feel free to give us a call at 254-739-2594. We're excited to welcome you into our branch soon!

Member Eligibility

At Freestone, we believe that everyone deserves a place to call their financial home. Becoming a member is straightforward and welcoming, and we're excited to invite you to join our community! To be eligible, you simply need to live, work, worship, or attend school in the Freestone County area. This means that if you're part of our vibrant local community, you can easily open an account with us. You'll find a range of benefits waiting for you as a member, including personalized service, competitive rates, and access to a variety of financial products designed to help you thrive. If you're ready to take the next step toward membership or want more details about eligibility requirements, feel free to check out our website at http://www.freestonecu.org/become-a-member. You can also give us a call at (254) 739-2594 if you have any questions or need assistance. We look forward to welcoming you at our branch located at 613 Main St Teague Tx 75860!

Business Banking & Commercial Services

At Freestone, we understand that every business has unique needs and aspirations. Whether you're just starting out or looking to expand, our commercial services are tailored to help you thrive. Imagine having the financial support to purchase new equipment, hire additional staff, or even open a new location. That's the power of our business loans. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to helping our local entrepreneurs succeed in the future. Additionally, we offer merchant services that simplify your daily transactions. Picture this: seamless payment processing that lets you focus on what you do best running your business. Our tools enable you to accept payments quickly and efficiently, ensuring a smooth experience for both you and your customers. If you're ready to take your business to the next level, visit us at 613 Main St Teague Tx 75860 in Teague, TX, or call us at (254) 739-2594. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM and drive-thru services provide easy access without the hassle of going inside the branch. You can withdraw cash or check your balance quickly at one of our ATMs or use our drive-thru for basic transactions like deposits and withdrawals. At Freestone, we strive to meet all your financial needs under one roof. Our friendly staff is always ready to assist you in finding the right products tailored specifically for you. For any questions or assistance, feel free to reach us at (254) 739-2594 during our operating hours: Monday through Thursday from 8:00 am - 4:00 pm, Friday from 8:00 am - 5:00 pm, and Saturday (Drive-Thru Only) from 9:00 am - noon. Explore how we can help you thrive financially by visiting us today or check out our website at Freestone Cu Office. Your journey towards better financial health starts here!

Business Banking

For our business members, Freestone provides tailored solutions including merchant services and business loans. We recognize the importance of cash flow for small businesses, and our team is dedicated to helping you find the right financial products to support your growth.

Digital Banking Convenience

In today's fast-paced world, access to banking services anytime and anywhere is crucial. That's why we offer robust online and mobile banking features that make managing your accounts simple and convenient. From checking balances to transferring funds with just a few clicks or taps, our digital tools ensure that you stay connected with your finances effortlessly.

Loans and Credit Options

We understand that life can be unpredictable, which is why we offer personal loans and debt consolidation options that give you the financial breathing room you need. Our credit cards with rewards allow you to earn while you spend, making everyday purchases more rewarding.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, making it easy to manage your day-to-day finances. If you're planning to buy a new car or need funds for a major purchase, our auto loans and vehicle financing options provide flexible terms to suit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing solutions are here to guide you through every step.

Digital & Online Banking

Key Features

Our 24/7 online banking service allows you to check balances, transfer funds, and manage your accounts with ease. Want to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. You can also take advantage of electronic signature authorization, ensuring that your transactions are not only convenient but also secure. For those who prefer going paperless, we offer e-statements that provide a clear view of your financial activity without the clutter of traditional mail. Our mobile application is another great tool that helps you stay connected to your accounts while you're on the go.

Security and Accessibility

Security is our top priority. Our online services are designed with robust security features so you can feel confident when banking digitally. Plus, our platform is intuitive and easy to navigate, ensuring that you can manage your finances without any hassle. Whether you're at home or out and about, Freestone makes it easy for you to keep track of your money in real-time. Join us today and experience the benefits of modern banking with the personal touch you deserve!

Financial Strength

Commitment to Efficiency

Our $48,352 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 9,251, show a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $315,143, we have the capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freestone is your trusted partner. Visit us at 613 Main St Teague Tx 75860 or call (254) 739-2594 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $15,906,145 in share certificates and $1,732,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $6,603,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $375 in used auto loans and $34,584,262 in total loans and leases.

Strong Financial Health

With a net worth of $6,616,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $6,296,400 in used vehicle loans and $4,296,324 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, our friendly staff can guide you through the process.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $477,261 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that can enhance your spending power without breaking the bank.

Credit Lines

For those who need additional flexibility, we offer credit lines totaling $5,000,000. This option allows you to borrow as needed while only paying interest on the amount you use. It's an excellent way to ensure you have access to funds for emergencies or planned expenses. Our team at Freestone is committed to making your borrowing experience smooth and straightforward. For any questions regarding eligibility or refinancing options available for our various loan products, feel free to contact us at (254) 739-2594. We're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Don't miss out on your chance to secure a loan that fits your life visit us today!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to assist you with refinancing options that may suit your situation. If you're considering buying or refinancing your home, please don't hesitate to reach out for personalized advice.

Loan Aggregator

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FREESTONE CREDIT UNION - Teague, TX

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