Freestone Credit Union Jewett TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Freestone, your trusted partner in financial well-being since 1952. Located at 8812 U S Hwy 79 W, Jewett, TX 75846, we are proud to serve our growing community with a personal touch. With a total membership of 4,891 and assets exceeding $63,792,737, we have established ourselves as a reliable choice for your banking needs. At Freestone, we believe in making banking accessible and straightforward. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we've got you covered. Our friendly team is committed to providing exceptional service that meets the unique needs of each member. While members can visit us at our branch address in Jewett, official correspondence should be sent to our mailing address: P.O. Box 210, Teague, TX 75860. We are also proud to offer online and mobile banking options, allowing you to manage your finances conveniently from anywhere. Under the leadership of CEO DeAnne Harris and Board President Mary Lee, we strive to foster a supportive environment where members feel valued and empowered. With a dedicated team of 16 employees, we ensure that every visit feels personal and welcoming. Freestone not only prioritizes your financial growth but also reinvests in the community. Our total loans amount to 1,784, reflecting our commitment to helping individuals and families achieve their dreams. With total deposits reaching $12,424,388 and net worth standing at $6,616,802, our financial stability is a testament to the trust our members place in us. We invite you to explore all that Freestone has to offer! For inquiries or assistance, please don't hesitate to call us at 903-626-4461. Visit our website at freestonecu.org for more information on becoming a member or accessing our services. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Freestone, we take pride in our rich legacy of serving the community of Jewett, Texas. Established in 1952, our branch has grown from humble beginnings to become a trusted financial partner for nearly 4,891 members. Located at 8812 U S Hwy 79 W, Jewett, TX 75846, we are strategically positioned to serve not just our members but also the broader community. Over the years, Freestone has evolved significantly. Our commitment to providing exceptional financial services is evident in our total assets of over $63,792,737. We have embraced change and innovation while staying true to our core mission supporting the financial well-being of our members and enhancing their quality of life. Our mission is simple yet profound: we strive to empower our members through accessible financial solutions and dedicated support. Whether it's helping you open a checking or savings account, financing your next vehicle with one of our auto loans, or assisting with mortgage refinancing, we are here to make banking straightforward and beneficial. While members can visit us at 8812 U S Hwy 79 W, official correspondence should be sent to P.O. Box 210, Teague, TX 75860. This dual location reflects our commitment to being available when you need us. Freestone is more than just a credit union; it's a hub for community outreach and partnerships. We engage in various initiatives that support local events and charitable organizations because we believe in giving back to the very community that supports us. Our dedication extends beyond finances we're here for you in every aspect of life. In today's digital world, we recognize the importance of accessibility and ease of use. Our online banking services allow you to manage your accounts anytime and anywhere. We also offer mobile payments and e-statements for added convenience. Additionally, our commitment to ADA compliance ensures that all members can access our services without barriers. We invite you to experience the benefits that come from being part of the Freestone family. Join us today and discover how we can help you achieve your financial goals while fostering a strong sense of community support! For more information about membership or our services, feel free to call us at 903-626-4461 or visit our website at Freestone CU. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Accessibility Features

At Freestone, we understand the importance of accessibility. Our location is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps. Whether you're walking in or driving up, you'll find that accessing our services is straightforward and hassle-free.

Call to Action

Whether you're new to the area or looking for a reliable financial partner, we invite you to visit Freestone today or give us a call at 903-626-4461. Our team is ready to assist you with all your banking needs!

Operating Hours

We want to ensure that you can visit us when it's convenient for you. Our lobby hours are Monday, Wednesday, and Friday from 9:00 AM to 3:00 PM, with extended hours on Thursday from 3:00 PM to 7:30 PM. We're closed on Tuesdays but invite you to drop by or call us during our operating hours for any banking needs.

Services Offered

Freestone provides a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Additionally, members can enjoy online banking features and ATM access for quick transactions. While visiting us at our Jewett branch, please note that official correspondence should be sent to P.O. Box 210 in Teague if your mailing address differs from ours.

Member Eligibility

Joining the Freestone community means stepping into a world of support and shared growth. To become a member at our branch located at 8812 U S Hwy 79 W, Jewett, TX 75846, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! This opens doors to a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a supportive network that puts your needs first. The process is straightforward and welcoming; you can find more detailed information about our eligibility requirements by visiting this link. If you're ready to take the next step or have any questions, feel free to reach out to us at 903-626-4461. We're here to help you every step of the way as you join our vibrant community!

Business Banking & Commercial Services

Merchant Services

Alongside our loan options, we provide merchant services that simplify payment processing for your business. Picture this: a local café can easily accept credit card payments using our reliable systems, making transactions smooth for both customers and staff. This not only improves customer satisfaction but also helps you manage sales more effectively. Let Freestone at 8812 U S Hwy 79 W Jewett Tx 75846, Jewett, TX be your partner in success. Contact us today at (903) 626-4461 to learn more about how we can help your business flourish!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick cash? Our ATMs are available for withdrawals and balance checks whenever you need them. Plus, if you're a member of another partnered credit union, basic shared branch transactions like deposits and withdrawals are just as easy. At Freestone, we take pride in being more than just a credit union; we're your financial partner committed to helping you succeed. If you'd like to learn more about any of these services or how we can assist you further, don't hesitate to reach out! Call us at (903) 626-4461, or visit us during our lobby hours: Monday and Wednesday from 9 AM - 3 PM; Thursday from 3 PM - 7:30 PM; and Friday from 9 AM - 3 PM. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide competitive rates to help get you on the road without breaking the bank. Picture yourself driving away in your dream car, all made possible through our flexible loan terms designed just for you.

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services, including merchant services and business loans. Growing your business should be exciting, not stressful. That's why we're here to provide solutions that support your success.

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards, not only do you gain the purchasing power you need, but you'll also earn rewards along the way! Imagine earning points for every dollar spent, which could lead to cash back or discounts on future purchases.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans can turn that dream into reality. We offer various mortgage options that suit different budgets and lifestyles. Perhaps you're already a homeowner looking to refinance; we have options for that too! It's all about making sure your mortgage fits your current needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking are integral parts of our service offerings. Whether it's checking your balance, transferring funds, or paying bills from the comfort of your home or on-the-go, we've got you covered.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer personal banking services such as checking and savings accounts tailored to help you achieve your financial goals. Imagine having a reliable savings account where you can set aside money for future plans be it a vacation, a new car, or simply building an emergency fund. Our checking accounts also come with features that make everyday transactions hassle-free.

Personal Loans & Debt Consolidation

Life sometimes throws us curveballs, and we believe in supporting our members through it all. Our personal loans can assist with unexpected expenses or even help consolidate debt into a single monthly payment making it easier for you to regain control of your finances.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, making it easy for you to check balances, pay bills, and transfer funds with just a few clicks. You can also take advantage of person-to-person transfers, allowing you to send money quickly and easily to friends or family without the need for cash. Plus, if you prefer to go paperless, our e-statements are available for your convenience, providing a safe and eco-friendly way to keep track of your financial activities.

Mobile Banking Made Easy

For those on the go, our mobile application brings all these features right to your fingertips. You can manage your account from your smartphone or tablet, giving you real-time access whenever you need it. While we currently do not offer mobile payments, our app ensures that all other functions remain at your disposal.

Security You Can Trust

Your security is our top priority. We use electronic signature authorization for added protection when signing documents online. This means you can handle sensitive transactions confidently knowing that your information is safe with us. With the digital banking services offered at Freestone, managing your finances has never been easier or more secure! Whether you're checking balances or sending money across town, we've got you covered every step of the way.

Financial Strength

Commitment to Growth

With $6,603,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity as well; with $375 in used auto loans and $34,584,262 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Base

We are pleased to report that we have a total of 9,251 share accounts, showing a strong and growing member base that trusts us with their finances. This trust empowers us to manage resources effectively and enhance the services offered to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freestone is your trusted partner. Visit us at 8812 U S Hwy 79 W Jewett Tx 75846 or call (903) 626-4461 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is evident through our performance metrics. Although our net income stands at $48,352, we continue to focus on offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $15,906,145 in share certificates and $1,732,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $6,616,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,296,400 in used vehicle loans and $4,296,324 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our team is ready to assist you with competitive rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently do not have any Junior Lien 1-4 Family Residential Properties loans available, but we encourage you to explore your options with us as we can guide you through the process of securing financing for your dream home.

Refinancing Options

If you're considering refinancing any existing loans, please reach out to us for information on eligibility options. We want to ensure you have access to the best financial solutions available. At Freestone, our commitment goes beyond just offering loans; we strive to provide resources and guidance that empower you financially. If you have any questions or would like more information about our loan products, please don't hesitate to contact us at (903) 626-4461. For performance insights and financial data, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Unsecured Credit Cards

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $477,261 in loans helping members manage their finances effectively, our credit cards provide a convenient way to make purchases while earning rewards.

Loan Aggregator

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FREESTONE CREDIT UNION - Jewett, TX

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