Freestone Credit Union Fairfield TX | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Freestone Credit Union, where we prioritize your financial well-being and community growth! Located at 480 E Main St, Fairfield, TX 75840, our branch has been serving our valued members since 1952. With a total membership of 4,891 and assets exceeding $63,792,737, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Freestone, we understand that financial decisions can be overwhelming. That's why we offer a variety of services designed for individuals and businesses alike. From checking and savings accounts to auto loans and mortgage refinancing, our mission is to empower you with the tools you need for success. Whether you're looking to purchase a new vehicle or consolidate debt, our experienced team is here to help guide you every step of the way. While you can visit us at our branch location in Fairfield, please note that official correspondence should be sent to P.O. Box 17, Fairfield, TX 75840. Our friendly staff is ready to assist you during our lobby hours from Monday through Friday from 8:00 a.m. to 4:00 p.m., with Saturday drive-thru hours from 9:00 a.m. to 12:00 p.m. Under the leadership of CEO DeAnne Harris and Board President Mary Lee, we strive not only for financial growth but also for community impact. Our commitment is reflected in our strong net worth of $6,616,802 and cash on hand amounting to $1,362,174 ensuring that we remain a stable choice for your banking needs. Join us today and discover how Freestone Credit Union can support your financial journey. For any inquiries or assistance, feel free to reach out at 903-389-3351. Together, let's build a brighter financial future! Visit us online at Freestone Credit Union for more information or to explore membership options.

Branch History & Mission

Commitment to Innovation and Accessibility

As times change, so do we. At Freestone Credit Union, we embrace digital advancements while ensuring our services remain accessible to all members. We offer online banking capabilities along with mobile payments and e-statements for those who prefer convenience at their fingertips. Furthermore, we are committed to ADA compliance so that all members can access our facilities without barriers. In addition to these innovations, we have established shared service centers that allow our members to conduct basic transactions even when they are away from home. Our drive-thru service further enhances accessibility for those on the go.

Join Us Today!

As we continue this journey together, we invite you to become part of the Freestone family. Experience firsthand how we prioritize your financial well-being while making meaningful contributions to the community around us. Visit us during our operating hours Monday through Thursday from 8:00 a.m. to 4:00 p.m., Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. or give us a call at $(903) 389-3351. Join us at Freestone Credit Union and discover how we can help you achieve your financial goals while being part of something greater!

Our Mission

At the core of Freestone Credit Union's mission is our dedication to providing exceptional financial services while fostering a strong sense of community support. We believe in empowering our members by offering personalized banking solutions tailored to their unique needs. From checking and savings accounts to auto loans and mortgage refinancing, we strive to make banking easy and accessible for everyone. We also understand that being part of a community means giving back. That's why we actively engage in outreach initiatives that uplift our neighbors and contribute positively to local causes. Our partnerships with various organizations help us expand our impact beyond just financial services.

Branch Location & Accessibility

Get in Touch!

Our team is always ready to assist you with any questions or concerns you may have. Give us a call at 903-389-3351 or visit us today at Freestone Credit Union Branch Office! Your financial journey starts here!

Nearby Landmarks and Accessibility Features

Freestone Credit Union is just a stone's throw away from local landmarks like the Fairfield City Park and the Freestone County Courthouse, making it easy to combine your visit with other errands. We offer ample parking right outside the branch for your convenience. Plus, our facility is designed with accessibility in mind; we have ADA-compliant features and ramps available to ensure everyone can visit us comfortably.

Operating Hours

We know how busy life can get! That's why we're here during the week from Monday through Thursday from 8:00 a.m. to 4:00 p.m., and on Friday until 5:00 p.m. Need help on Saturday? We're open from 9:00 a.m. to 12:00 p.m., perfect for those weekend banking tasks.

Services Offered

At Freestone Credit Union, we provide a wide range of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service offers quick access for deposits and withdrawals without leaving your car ideal for those on-the-go moments! We also have ATM availability so you can withdraw cash or check balances at your convenience. For members of partner credit unions, our shared service center allows for easy transactions like deposits and withdrawals as well.

Member Eligibility

Becoming a member of Freestone is like joining a close-knit community that truly cares about your financial well-being. If you live, work, or worship in the Freestone County area, you're already eligible! This means we're here for everyone in our local neighborhoods, ready to provide you with personalized service and financial solutions that fit your needs. You can enjoy perks like lower loan rates, higher savings rates, and access to a variety of banking services tailored just for you. To find out more about the specific eligibility details, feel free to check out our page at http://www.freestonecu.org/become-a-member. When you're ready to open an account or if you have any questions, don't hesitate to reach out at (903) 389-3351. We can't wait to welcome you into the Freestone family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans issued, we understand the importance of flexible financing solutions for local enterprises. Imagine being able to invest in new equipment or expand your operations with the right funding. That's what we strive to offer our community.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for any business. Our merchant services provide an easy way for you to accept payments from customers, whether online or in-store. This means more convenience for your customers and smoother transactions for you, helping to enhance your bottom line. Although we currently have an outstanding commercial loan portfolio of $0, our goal is to foster economic growth by financing new and expanding businesses in our area. We invite you to explore how Freestone can partner with you on your journey toward success. Reach out today at (903) 389-3351 or visit us online at http://www.freestonecu.org.

Comprehensive List Of Services

Business Banking Assistance

If you're a small business owner, you'll appreciate our comprehensive Business Banking services. We offer Merchant Services & Business Loans to help you manage daily operations and grow your venture. Whether it's acquiring new equipment or expanding your reach, we're here to support your journey.

Convenient Digital Access

In today's fast-paced world, convenience matters. That's why at Freestone, we provide robust Online & Mobile Banking options. You can easily check balances, transfer funds, and pay bills from anywhere. Our ATM & Cash Withdrawal Services ensure that accessing your money is hassle-free whenever you need it. Additionally, we provide basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. If you're a member of a partner credit union, our shared branch transactions make it easy to manage your finances even when you're away from home.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various Personal Banking services tailored just for you. From Checking & Savings Accounts that help you save for that dream vacation or emergency fund to Auto Loans & Vehicle Financing that get you on the road without stress, we have you covered. If you're thinking about buying a home, our Mortgage Loans & Refinancing options provide the flexibility and support you need during this significant investment. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services can give you the breathing room to get back on track financially. Plus, with our Credit Cards with Rewards, every purchase can bring you closer to earning exciting benefits.

We're Here for You

Our friendly staff at Freestone is eager to assist you with any questions or concerns. You can reach us at (903) 389-3351, where we'll gladly discuss how our services can best meet your needs. With convenient operating hours Monday through Thursday from 8:00 a.m. to 4:00 p.m., Friday until 5:00 p.m., and Saturday mornings we're here when you need us most. Ready to take the next step? Visit us online at Freestone Credit Union Branch Office or stop by our branch today! Let's work together towards achieving your financial dreams.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. Just visit us at https://www.freestonecu.org/ to get started. Our user-friendly interface makes navigating your accounts a breeze, allowing you to manage your money without the hassle.

Convenient Features for You

We believe in making banking as convenient as possible. Our electronic signature authorization feature lets you complete transactions quickly and securely from anywhere. Plus, with e-statements available, you can easily keep track of your financial activity while helping the environment by going paperless. Need to send money to a friend? With our person-to-person transfer option, sharing expenses is quick and easy. And if you're looking for even more convenience, our mobile application puts all these features right in your pocket.

Join Us Today!

Experience the ease of digital banking with Freestone. Whether you're managing day-to-day finances or planning for the future, our online services are here to support you every step of the way. Visit us at https://www.freestonecu.org/ today to learn more about how we can help you achieve your financial goals!

Secure and Reliable Banking

Security is a top priority at Freestone. We use advanced technology to keep your personal information safe while providing easy access to your accounts. Whether you're using our online platform or mobile app, rest assured that your data is protected.

Financial Strength

At Freestone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your credit union's ability to manage your hard-earned money, and we're here to deliver that peace of mind. With a net worth of $6,616,802, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.37% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $15,906,145 in share certificates and $1,732,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,603,402 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $375 in used auto loans and $34,584,262 in total loans and leases, we're committed to supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which means we're focused on providing value to our members rather than maximizing profits. We also take pride in having 16 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $315,143. Total Share Accounts: 9,251, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freestone is your trusted partner. Visit us at 480 E Main St Fairfield Tx 75840 or call 903-389-3351 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,296,400 in used vehicle loans and $4,296,324 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Credit Lines

Our total credit lines amounting to $5,000,000 are available for members who need additional flexibility in their finances. These lines can be utilized for various purposes, whether it's for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we can guide you through other mortgage options that suit your needs.

Refinancing Options

If you already have a loan but want better terms or lower rates, we can help with refinancing options. Reach out to us to learn more about how we can assist you in reducing your monthly payments or shortening the term of your loan. For any questions or to get started on your loan application, please contact us at (903) 389-3351. Our friendly team is here to assist you during our business hours: Monday - Thursday from 8:00 a.m. - 4:00 p.m., Friday from 8:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Freestone, we're dedicated to providing financial solutions tailored just for you!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $477,261 in loans helping members manage their finances effectively. These cards are perfect for those looking to build or improve their credit score while enjoying the convenience of easy access to funds.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh comes with several benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By working with verified financial institutions, LendMesh builds trust among its users, ensuring they have access to the most reliable information available.

FREESTONE CREDIT UNION - Fairfield, TX

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Loan rates in Fairfield, TX (75840)

Introduction

Branch History & Mission

Commitment to Innovation and Accessibility

Join Us Today!

Our Mission

Branch Location & Accessibility

Get in Touch!

Nearby Landmarks and Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Assistance

Convenient Digital Access

Personal Banking Solutions

We're Here for You

Digital & Online Banking

Access Anytime, Anywhere

Convenient Features for You

Join Us Today!

Secure and Reliable Banking

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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