Freestar Financial Shelby Township MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Freestar Financial, your trusted partner for all your financial needs in Shelby Township, MI. Located at 56350 Van Dyke Ave, our credit union has been serving the community since 1957, helping over 23,943 members achieve their financial goals. With total assets amounting to an impressive $321,694,076 and total deposits of $10,709,410, we pride ourselves on our strong foundation and commitment to member satisfaction. At Freestar Financial, we believe in putting our members first. Our dedicated team, led by CEO Drema Isaac and Board President Raymond White Jr., works tirelessly to provide personalized service and innovative solutions tailored to your unique needs. Whether you're looking for a new auto loan among our 15,220 loans and leases, or you want to open a savings account with one of our excellent rates, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to PO Box 2800, Mount Clemens, MI 48046. We are also proud to offer modern banking conveniences such as online banking and mobile payments, ensuring that managing your finances is easier than ever. Join us today and experience the difference of being a part of Freestar Financial where community matters and every member counts. Feel free to call us at 586-466-7800 or visit our website at Freestar Financial for more information on how we can support your financial journey!

Branch History & Mission

Freestar Financial has a rich history that dates back to 1957 when it first opened its doors in Shelby Township, Michigan. Since that time, this credit union has grown from a small community-focused institution into a trusted financial partner for over 23,000 members. Located at 56350 Van Dyke Ave, Shelby Township, MI 48316, our branch is not just a place for banking; it's a cornerstone of the community. Our mission is clear: we are dedicated to providing exceptional financial services while supporting the local community. We believe in empowering our members with the tools and resources they need to achieve their financial goals. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage financing, Freestar Financial is committed to making financial success accessible to all. Over the years, we have achieved significant milestones that reflect our commitment to our members and the community. With total assets exceeding $321 million, we have been able to expand our offerings and improve our services continually. Our focus on member satisfaction has led us to embrace digital advancements, making online banking and mobile payments available for added convenience. We also ensure accessibility through ADA-compliant facilities. In addition to providing top-notch financial products, Freestar Financial actively participates in various community outreach programs. We believe in giving back and supporting local initiatives that make a positive impact on our neighborhoods. This includes partnerships with local schools and organizations aimed at fostering financial literacy among youth and adults alike. While members can visit us at 56350 Van Dyke Ave, official correspondence should be sent to PO Box 2800, Mount Clemens, MI 48046. Our operating hours are designed for your convenience: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10:30 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We also offer drive-thru banking for those who prefer quick service. As we look toward the future, Freestar Financial remains committed to enhancing member experiences and expanding our reach within the community. Join us today and discover how being part of Freestar Financial can benefit you! For more information about membership or services, feel free to call us at 586-466-7800 or visit our website at Freestar Financial. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Comprehensive Banking Services

In addition to our friendly staff ready to assist you, our branch provides a variety of services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is available for withdrawals and balance checks anytime during our operating hours.

Convenient Access and Amenities

Our branch is designed with your convenience in mind. With ample parking available right outside, you can easily hop in and out for quick transactions. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably. For those who prefer a drive-up option, we offer a drive-thru banking service to make your visits even easier.

Get in Touch!

We invite you to stop by Freestar Financial in Shelby Township or give us a call at 586-466-7800 if you have any questions or need assistance. We're here to help you achieve your financial goals with ease!

Operating Hours That Fit Your Schedule

At Freestar Financial, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10:30 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We're closed on Sundays so our team can recharge for the week ahead.

Member Eligibility

At Freestar Financial, we believe in building a community where everyone can thrive, and becoming a member is your first step toward joining us. If you live, work, worship, or attend school in the Shelby Township area or have family who do, you're likely eligible to become part of our credit union family. We welcome all who share our commitment to financial wellness and community support. To find out the specifics of membership eligibility, feel free to check out more detailed information at http://www.freestarfinancial.com/join/become-a-member. Joining is easy! You can start by visiting us at our branch located at 56350 Van Dyke Ave Shelby Township Mi 48316 or give us a call at (586) 466-7800 for any questions you might have. Once you're ready to take the next step, simply follow the instructions found here: https://www.financial-net.com/cmccu/lending/. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Merchant Services that Make a Difference

Alongside our loan offerings, we provide merchant services tailored to streamline daily operations. Imagine a retail shop that can process payments quickly and securely while managing inventory seamlessly. Our services empower you to focus more on serving your customers rather than being bogged down by transactional hassles. Located at 56350 Van Dyke Ave Shelby Township Mi 48316 in Shelby Township, MI, we're here to help your business thrive. Call us at (586) 466-7800 or visit us online to learn how we can support your financial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,130,993, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For those running a business, Freestar Financial offers specialized Business Banking services. From merchant services that streamline payment processing to business loans designed to fuel growth, we're committed to supporting local businesses in Shelby Township and beyond.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize our Online & Mobile Banking features. You can easily check balances, transfer funds, and pay bills from anywhere at any time all from your smartphone or computer. Need cash? Our ATM services provide quick access to withdrawals and balance checks without any hassle.

Credit Cards and Rewards

Enjoy everyday purchases with our Credit Cards with Rewards program, allowing you to earn points for cash back or travel rewards. It's just one more way we help you make the most of your spending.

Drive-Thru Services

If you prefer face-to-face interactions but are short on time, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions efficiently. At Freestar Financial, member satisfaction is at the heart of everything we do. We strive to create an accessible banking experience that meets your needs today while preparing for tomorrow's opportunities. To learn more about how Freestar Financial can serve you or if you're ready to become a member, give us a call at 586-466-7800 or visit us online at www.freestarfinancial.com. Join us today and take the first step towards achieving your financial dreams!

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer various Personal Banking options such as checking and savings accounts that fit different lifestyles. Imagine having easy access to your funds while enjoying competitive interest rates. Our Auto Loans & Vehicle Financing make purchasing your dream car simple and affordable. With flexible terms and competitive rates, you can drive away with confidence. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide the support you need to navigate this significant investment. We also offer Personal Loans & Debt Consolidation, helping you simplify payments and manage debt more effectively.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. Check balances, transfer funds, and pay bills without ever needing to visit a branch. For those who prefer mobile banking, our user-friendly mobile application makes it easy to manage your money while on the go. You can even set up mobile payments, allowing you to make purchases quickly and securely with just a tap. Need to send money to friends or family? Our person-to-person transfer feature lets you send funds directly from your account without hassle. Plus, with electronic signature authorization available at Freestar Financial, signing documents is as simple as clicking a button no need for printing or mailing.

Security and Accessibility

We prioritize your security while providing accessible services. You can rest easy knowing that your data is protected with robust security measures. Additionally, our e-statements feature allows you to receive statements electronically, helping you stay organized while reducing paper clutter. Whether you're at home or out and about in Shelby Township, managing your finances is easier than ever with the tools we provide at Freestar Financial. Explore all these features and more by visiting us online at https://www.freestarfinancial.com/. Your financial peace of mind is just a click away!

Financial Strength

A Solid Foundation

With a net worth of $31,269,779, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 further demonstrates our solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Growing Together

We also have a strong member base, boasting a total of 56,012, which shows that more people trust us with their finances every day. This growth reflects our ongoing commitment to delivering quality service tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freestar Financial is your trusted partner. Visit us at 56350 Van Dyke Ave Shelby Township Mi 48316 or call (586) 466-7800 to learn more about how we can help you achieve your financial goals.

Member-Centric Services

We prioritize your savings with $64,395,908 in share certificates and $47,780,356 in money market shares, which provide stable and rewarding growth opportunities for your finances. Unlike traditional banks, we focus our resources on benefiting you; with non-member deposits at $4,743,000, our aim is to enhance your experience with better loan rates and exclusive perks.

Operational Efficiency

Our commitment to efficiency shines through with a reported $772,555, enabling us to continue offering competitive loan rates and solid financial products for all members. We are proud to have 75 full-time employees and 4 part-time employees ready to assist you with knowledgeable support.

Reinvesting in Your Future

Our dedication to improvement is reflected in our $21,722,092 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures tailored to serve you better. With $3,977 in used auto loans and $219,115,934 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,144,098 in used vehicle loans and $13,239,918 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles to make your purchase as affordable as possible.

Business Financing

For business owners seeking growth opportunities, we offer outstanding commercial loans totaling $1,130,993. These loans provide the capital needed to expand your business and meet operational needs. At Freestar Financial, we're committed to providing personalized service and financial solutions tailored to your life stage. Explore our lending options today and see how we can assist you in reaching your financial objectives. For more information or to discuss eligibility options further, please call us at 586-466-7800 or visit our website at Freestar Financial. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,221,990, making buying or refinancing simple. We also offer competitive refinancing options if you are looking to lower your monthly payments or access cash for other needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $9,796,652 in unsecured credit card loans available to help members manage their finances effectively. These cards can be a valuable tool for building credit while enjoying the flexibility of revolving credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This trusted loan comparison tool focuses on transparency and data-driven insights to help you make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to established guidelines guarantees that all offers are fair and transparent, based on the latest results (Source: NCUA). One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which enhances trust and clarity in the comparison process. Additionally, LendMesh prioritizes user interests by maintaining a policy of no sponsored listings; lenders are not favored based on paid promotions. This ensures that the results you see are truly unbiased. Another significant advantage is real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing users to stay informed about current offerings and make choices that best suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the platform's effectiveness in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*