Freestar Financial Eastpointe MI Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Freestar Financial, your trusted partner in the community since 1957. Located at 22544 Gratiot Ave, Eastpointe, MI 48021, we pride ourselves on being more than just a credit union; we are a dedicated resource for our 23,943 members. With total assets of over $321 million, we offer a range of financial services tailored to meet your needs, from personal banking to business loans. At Freestar Financial, we're committed to empowering our members through financial education and personalized service. Under the leadership of CEO Drema Isaac and Board President Raymond White Jr., our team of 79 employees is here to ensure you have access to the tools you need for financial success. With total deposits exceeding $10.7 million and loans totaling 15,220, we are solidly positioned to support your dreams whether that's buying a new car or expanding your business. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 22544 Gratiot Ave, Eastpointe, MI 48021-2312. If you have any questions or need assistance, feel free to reach out by phone at 586-466-7800 during our convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today at Freestar Financial and experience the difference a community-focused credit union can make! Visit our website at Freestar Financial for more information on membership and services. Together, let's build a brighter financial future!

Branch History & Mission

Community Focus

Our dedication extends beyond banking. We actively engage in community outreach initiatives designed to uplift and support those around us. Whether it's hosting financial literacy workshops or partnering with local organizations for various events, Freestar Financial is committed to making a positive impact in Eastpointe. As we continue this journey together, we invite you to join Freestar Financial. Experience the benefits of being part of a credit union that prioritizes your financial well-being while fostering a vibrant community spirit. Reach out today at 586-466-7800 or visit us online at freestarfinancial.com to learn more about membership opportunities! Together, let's build a brighter future!

Our Mission

At Freestar Financial, our mission is clear: we strive to empower our members through personalized financial solutions and unwavering support. We believe that everyone deserves access to quality financial services that meet their unique needs. As part of this commitment, we have embraced modern technology with online and mobile banking options that make managing finances easier than ever before. While members can visit us at our branch location for in-person assistance during our operating hours Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm official correspondence should be sent to our mailing address at 22544 Gratiot Ave, Eastpointe, MI 48021-2312.

Our Story

Freestar Financial started as a small credit union with a commitment to helping members achieve their financial goals. Over the years, we've expanded our services and resources, growing our total assets to an impressive $321,694,076. This growth reflects not only our dedication to sound financial management but also our focus on member satisfaction and community engagement. As we opened our doors in 1957, we quickly established ourselves as more than just a financial institution. We became a trusted partner for families and businesses alike, providing essential services such as personal banking, auto loans, mortgages, and business banking solutions. Our evolution has been marked by milestones that highlight our commitment to innovation and service excellence.

Branch Location & Accessibility

Contact Us

If you have any questions or need further assistance, don't hesitate to give us a call at 586-466-7800. We're excited to assist you on your financial journey! Visit us today and discover how we can help you achieve your goals.

Directions and Parking

Our location offers ample parking for our members, ensuring you can quickly hop in and out. For those with mobility concerns, we proudly feature ADA-compliant accessibility options, including ramps and designated parking spaces. While members can visit us at 22544 Gratiot Ave, official correspondence should be sent to the same address as our mailing address is the same: 22544 Gratiot Ave, Eastpointe, MI 48021-2312.

Operating Hours

We are here to serve you during the week! Our lobby hours are Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you're looking to open an account or need assistance with loans or personal banking services, our friendly team is ready to help.

Services Offered

At Freestar Financial, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions there's something for everyone.

Member Eligibility

Becoming a member of Freestar Financial is like joining a warm, welcoming community where you can thrive financially. If you live, work, worship, or attend school in the Eastpointe area, you're already eligible to join us! We believe in supporting our members, and by becoming a part of Freestar Financial, you'll gain access to great financial services tailored just for you. Whether it's our personal banking options, auto loans, or business services, we're here to help you every step of the way. To get started with your membership journey at Freestar Financial, simply check out the detailed eligibility criteria at http://www.freestarfinancial.com/join/become-a-member . We've made the account opening process easy and straightforward too! For more information on how to open an account, visit https://www.financial-net.com/cmccu/lending/ or give us a call at (586) 466-7800. Our friendly team is ready to assist you at our branch located at 22544 Gratiot Ave Eastpointe Mi 48021. Join us today and experience the difference!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,130,993, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily and efficiently while focusing on what you do best running your business. Our merchant services provide you with the tools to process payments securely, manage transactions effortlessly, and enhance customer satisfaction. By choosing Freestar Financial, you're not just getting a service; you're gaining a partner invested in your success. Visit us at 22544 Gratiot Ave Eastpointe Mi 48021 in Eastpointe, MI or give us a call at (586) 466-7800 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not offer ATM services at our branch location, we ensure that cash withdrawal services are readily available for all members during lobby hours. If you ever have questions or need assistance with any of our services, don't hesitate to reach out to us at 586-466-7800. At Freestar Financial in Eastpointe, MI, we're not just about transactions; we're about building relationships. Our team is here to guide you through each service we offer so that you can make informed decisions regarding your finances. Ready to take the next step? Visit us today or check out our website at Freestar Financial for more information on how we can help you achieve your financial goals!

Business Solutions

For those venturing into entrepreneurship or managing an established business, our Business Banking services include merchant services and business loans that empower you to grow and succeed. We believe in supporting local businesses because they are the backbone of our community.

Convenient Digital Banking

With Online & Mobile Banking, managing your accounts has never been easier. You can check balances, transfer funds, and even make payments all at your fingertips. Our digital features also include mobile payments and person-to-person transfers, allowing you to send money quickly to friends or family when they need it most.

Loans Made Simple

Are you thinking about buying a new car? Our Auto Loans & Vehicle Financing options can help get you on the road without stretching your budget. We understand that buying a home is one of the biggest decisions you'll make, which is why we provide Mortgage Loans & Refinancing services tailored to meet your needs. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation solutions can offer relief and flexibility. Plus, with our competitive Credit Cards with Rewards, you can earn while you spend making every purchase count toward something special.

Personal Banking

In today's fast-paced world, managing your finances should be easy and accessible. That's why we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having the ability to easily track your spending and save for those important milestones all from the comfort of your home through our robust online and mobile banking platforms.

Digital & Online Banking

Mobile Banking Features

Our mobile application enhances your banking experience by allowing you to manage your finances right from your smartphone. You can easily make person-to-person transfers, ensuring that sending money to friends or family is as simple as sending a text. And if you love the convenience of mobile payments, you're in luck! Our mobile payments feature lets you make purchases securely without needing cash or cards.

Online Banking Services

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds with just a few clicks. You'll also appreciate the ability to set up electronic statements, which means no more paper clutter and instant access to your account history just another way we help you stay organized. Plus, with our electronic signature authorization, signing documents is quick and hassle-free.

Security You Can Trust

We prioritize your security with robust measures in place to protect your personal information. You can bank with peace of mind knowing that we are committed to keeping your data safe while providing easy access to all of our services. In summary, at Freestar Financial, we strive to make banking easier for you. Explore all these features today by visiting us online at https://www.freestarfinancial.com/ and take control of your financial journey from anywhere!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freestar Financial is your trusted partner. Visit us at 22544 Gratiot Ave Eastpointe Mi 48021 or call (586) 466-7800 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $21,722,092 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means more resources directed towards improving your experience with us. We also proudly support our members' dreams with $3,977 in used auto loans and $219,115,934 in total loans and leases. This lending capacity helps you achieve various personal goals from purchasing vehicles to financing larger projects.

Member-Centric Savings Solutions

Members' savings are secured through $64,395,908 in share certificates and $47,780,356 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,743,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $772,555 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are dedicated to maintaining an effective operation that directly benefits you. With 75 full-time employees and 4 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you at every step of your financial journey. Additionally, net shares available for lending stand at $3,756,975, further showcasing our commitment to providing ample resources for your borrowing needs. With a growing member base reflected by a total of 56,012 accounts, it's clear that trust in Freestar Financial is strong.

Strong Financial Health

With a net worth of $31,269,779, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position enables us to support our community's diverse financial needs while ensuring security for all deposits. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We believe that this stability is crucial for our members who rely on us for their banking needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $68,144,098 in used vehicle loans and $13,239,918 in new vehicle loans, helping many members get on the road confidently.

Credit Lines

In addition to our standard loans, we provide credit lines with a total amount of $44,153,477 available. This flexibility allows you to access funds as needed without the hassle of applying for a new loan each time. For those interested in refinancing options or checking eligibility for any of our products, we invite you to explore our website or contact us directly. Our team is here to assist you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial journey looks like, Freestar Financial is here to support you with tailored solutions that fit your life. Visit us today or check out our website at Freestar Financial for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $31,221,990, ensuring you have access to the funds needed for your next home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $9,796,652 in loans available, our credit cards help members manage their finances effectively with rewards and competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards guarantees that users receive fair and transparent offers. By pulling information from legitimate financial institutions, LendMesh builds trust with its users through verified data.

FREESTAR FINANCIAL CREDIT UNION - Eastpointe, MI