Freedom United Credit Union Rochester PA | Affordable Auto Loans & Business Banking

Introduction

At Freedom United, we believe that financial services should be as accessible and supportive as your local community. Nestled in the heart of Rochester, PA, at 283 Adams St, our credit union has been serving our valued members since 1939. With a strong commitment to fostering financial growth and stability, we proudly cater to over 6,951 members who trust us with their financial needs. Our total assets amount to an impressive $88,679,884, reflecting our dedication to sound financial management and member satisfaction. From auto loans to personal banking, we offer a variety of services tailored to meet your needs. We currently hold $8,610,592 in total deposits and have extended 2,674 loans and leases to our members, helping them achieve their financial goals. Led by our CEO, Jeffrey Smith, and Board President Andrew Dengel, our team of 16 employees is dedicated to providing you with personalized service and expert guidance. Whether you need assistance with a mortgage or are interested in our credit card options that come with rewards, we're here to help every step of the way. While members can visit us at 283 Adams St, official correspondence should be sent to the same address for your convenience. We invite you to explore all the ways we can support you financially. Feel free to call us at 724-774-5575 during our operating hours Monday through Thursday from 9:00 A.M. to 5:00 P.M., Friday from 9:00 A.M. to 6:00 P.M., and Saturday from 10:00 A.M. to 12:00 noon. Join us at Freedom United Credit Union where your financial journey is nurtured with care and expertise! For more information about our services or to become a member, visit us online at Freedom United FCU.

Branch History & Mission

Embracing Innovation

In this ever-evolving world, we embrace technology without losing sight of what truly matters people. We offer online banking services and mobile applications so you can manage your finances conveniently from anywhere. Our commitment also extends to accessibility; we ensure that all services meet ADA compliance standards. Our drive-thru service provides quick access for those on the go while our ATM availability ensures cash withdrawal is easy whenever you need it.

Join Us Today!

As Freedom United continues its journey from a small local credit union to a thriving community partner, we invite you to be part of this legacy. Experience the difference that a community-focused credit union can make in your life. Join us today and take advantage of all the benefits we offer! For any inquiries or assistance, feel free to reach out at 724-774-5575 during our operating hours: Monday through Thursday from 9:00 A.M. to 5:00 P.M., Friday from 9:00 A.M. to 6:00 P.M., and Saturday from 10:00 A.M. to 12:00 Noon. Together, let's build a brighter financial future!

Our Mission

The mission of Freedom United is simple yet profound: we strive to empower our members through accessible financial services while making a positive impact in our community. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we aim to offer services that cater to your unique needs. We also understand that banking is about more than just transactions. It's about building relationships. That's why we actively engage in community outreach efforts and partnerships that help uplift those around us. We want every member of our community to feel supported and valued. While members can visit us at our main location on Adams Street, official correspondence should be sent to our mailing address at 283 Adams St., Rochester, PA 15074-2143.

Branch Location & Accessibility

Welcome to Freedom United, conveniently located at 283 Adams St, Rochester, PA 15074. Our branch is nestled in the heart of Rochester, making it easy for you to access all your banking needs. Just a stone's throw away from local landmarks, our location is perfect whether you're running errands or taking a leisurely stroll through the neighborhood. At Freedom United, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can easily visit us. Plus, we have ample parking available right outside the building, so you can hop in and out with ease. We understand that life can get busy, which is why our operating hours are designed with your schedule in mind. Visit us Monday through Thursday from 9:00 A.M. to 5:00 P.M., or stop by on Fridays when we're open until 6:00 P.M. For those who need quick service on Saturdays, our drive-thru is available from 10:00 A.M. to 12:00 Noon. Speaking of convenience, we are proud to offer ATM services right at our branch for quick cash withdrawals and balance checks whenever you need them. If you're in a hurry or prefer not to enter the building, our drive-thru service is here to help with deposits and simple transactions without ever leaving your car. While members can visit us at 283 Adams St, any official correspondence should be sent to the same address as well keeping things simple and straightforward! You can reach us at 724-774-5575 if you have questions or need assistance. We invite you to come see how Freedom United can serve you better. Whether you're looking for personal banking options like checking accounts and auto loans or need support with online banking, we're here for you every step of the way. Stop by today!

Member Eligibility

At Freedom United, we believe that everyone deserves a place in our community. Becoming a member is easy and welcoming! If you live, work, or attend school in the area of Rochester, PA, you're already on the right track to joining our family. We also welcome members related to current members or those who are part of certain organizations. The best part? As a member of Freedom United, you gain access to a range of financial services designed with your needs in mind, from checking accounts to loans with competitive rates. To learn more about the specific eligibility requirements and how to open your account, just visit our website at freedomunitedfcu.org/who-can-join. If you have any questions, feel free to reach out to us at 724-774-5575. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase new equipment or expand your operations, our loans are structured to meet your unique needs. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services That Make Transactions Easy

In today's fast-paced environment, efficient transactions are crucial. Our merchant services allow you to accept payments effortlessly, whether online or in-person. Imagine streamlining your payment processes helping you focus more on serving your customers and less on managing money. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Explore how Freedom United can be the partner you need for success. Reach out today at (724) 774-5575 or visit us online at https://www.FREEDOMUNITEDFCU.COM . Your next chapter starts here!

Comprehensive List Of Services

Business Services

For entrepreneurs and small business owners, we offer specialized services tailored just for you. From merchant services that simplify payment processing to business loans that support growth initiatives, we're here to help your business thrive.

Convenient Access

In today's fast-paced world, convenience is key. That's why we provide robust features like ATM access for cash withdrawals and balance checks whenever you need them. Our basic drive-thru banking allows for quick deposits and withdrawals without ever leaving your car perfect for those busy days! At Freedom United, we prioritize your needs by providing all these services under one roof while ensuring easy access through digital banking solutions. We want every member to feel confident in their financial journey. If you're ready to explore how we can serve you better or if you have any questions about our offerings, don't hesitate to reach out! Call us at 724-774-5575 today or visit us online at www.FREEDOMUNITEDFCU.COM. Your financial freedom starts here!

Loans and Financing

When it comes to financing, we know you have options. Our auto loans provide competitive rates for purchasing new or used vehicles, ensuring that you can hit the road without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans are structured with favorable terms to help you secure your dream home. Need extra cash? Our personal loans can assist with debt consolidation or unexpected expenses, allowing you to regain control of your finances. Plus, our credit cards with rewards make everyday spending even more rewarding!

Personal Banking

We understand that managing your finances is a top priority for you. That's why we offer a range of checking and savings accounts designed to help you reach your financial goals. Imagine having easy access to your funds through our online and mobile banking platforms, making it convenient to check balances and make transfers anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. We make it easy for you to stay on top of your finances without the hassle of traditional banking hours. Plus, with the ability to set up e-statements, you can go paperless and have your statements delivered right to your inbox no more clutter! If you're looking for quick transactions, our person-to-person transfers let you send money directly to friends and family without any fuss. Need to make a purchase on the go? Our mobile application makes it simple to manage your account from your smartphone.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization, our systems are designed to keep your information safe while providing a seamless experience. You can trust that your transactions are protected as you navigate through your financial tasks. Whether you're at home or out and about, our mobile payments feature allows for quick payments straight from your device though this feature is not yet available. We are continuously working towards enhancing your digital banking experience. In summary, with Freedom United, managing your finances has never been easier. From checking balances to making transactions on the fly, we provide the tools you need for effective real-time account management all in a secure environment. Visit us today at https://www.FREEDOMUNITEDFCU .COM and take advantage of our digital banking services!

Financial Strength

Committed Team

We take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together, we work hard to make your experience seamless.

Growing Member Base

Total Share Accounts: 12,813 show a strong and growing member base that trusts us with their finances. This reinforces our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom United is your trusted partner. Visit us at 283 Adams St Rochester Pa 15074 or call 724-774-5575 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $5,678,781 in used auto loans and over $24 million in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our recent net income of $838,817 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also boast $13,551,675 in undivided earnings, which allows us to reinvest in innovative banking tools and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $6,421,212 in share certificates and $7,147,633 in money market shares, offering stable and rewarding financial growth opportunities. This means you can save confidently with us, knowing your funds are well-protected.

Strong Financial Health

With a net worth of $14,431,080, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,868,781 in used vehicle loans and $2,701,956 in new vehicle loans already helping members get on the road. We ensure a straightforward application process and flexible terms that fit your budget.

Credit Lines

If you're looking for added flexibility, consider our total credit lines available at $5,000,000. This option allows you to borrow as needed while only paying interest on what you use. At Freedom United, we believe that financing should be accessible and straightforward. If you're interested in refinancing options or want to learn more about eligibility, please visit our website or contact us directly. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals are, we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,135,597, make buying or refinancing simple. We are here to guide you through each step of the mortgage process so you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,080,754 in loans helping members manage their finances effectively. These cards come with competitive rates and no annual fees, allowing you to keep more money in your pocket while enjoying the convenience of credit.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees that the information is accurate and reliable, allowing users to trust the comparisons they see. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, ensuring every user receives equal access to loan options regardless of lender marketing budgets. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare offers side by side. This feature helps in making informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FREEDOM UNITED FEDERAL CREDIT UNION - Rochester, PA