Freedom United Credit Union Monaca PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Freedom United, your trusted financial partner located at 3589 Brodhead Rd, Monaca, PA 15061. Since our establishment in 1939, we have been dedicated to serving our community and providing personalized financial solutions that truly make a difference. With a strong membership base of 6,951 members and total assets reaching an impressive $88,679,884, we are committed to supporting your financial journey. At Freedom United, we understand that every member's needs are unique. That's why we offer a wide range of services tailored to fit your lifestyle. Whether you're looking for personal banking options like checking and savings accounts, vehicle loans, or credit cards with rewards, we've got you covered. We also provide business banking services including merchant services and business loans to help local businesses thrive. Our leadership team is here to guide you every step of the way. Led by CEO Jeffrey Smith and Board President Andrew Dengel, our experienced staff is dedicated to ensuring you receive top-notch service. With a total of 16 employees on hand, we pride ourselves on being accessible and responsive to your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 3589 Brodhead Rd, Monaca, PA 15061-3138. With total deposits amounting to $8,610,592 and cash in hand at $1,118,045, you can trust that your finances are in safe hands. Our commitment to transparency and community impact is reflected in everything we do. Ready to take the next step? Give us a call at 724-775-5025 or visit our website at freedomunitedfcu.com for more information about how we can assist you. Let us help you achieve your financial goals today!

Branch History & Mission

Our Mission

At the heart of Freedom United's mission is a simple yet powerful commitment: to provide accessible and meaningful financial services while supporting the communities we serve. We believe that everyone deserves a chance to achieve their dreams without worrying about their finances. This mission drives us to offer competitive loan rates and tailored financial solutions that empower our members. We are proud to be more than just a bank; we are an active part of the Monaca community. Through partnerships with local organizations and various outreach programs, we strive to make a positive impact on the lives of those around us. Whether it's providing financial education or participating in community events, our goal is to foster growth and prosperity for all. While members can visit us at 3589 Brodhead Rd for their banking needs during our operating hours from 9:00 A.M. to 4:30 P.M., Monday through Friday, official correspondence should be sent to our mailing address at 3589 Brodhead Rd, Monaca, PA 15061-3138. As we look toward the future, Freedom United remains committed to innovation and accessibility. We offer online banking and mobile applications for convenient access to your accounts anytime and anywhere. While currently there are no ATMs or drive-thru services available at this branch location, our focus remains on providing exceptional customer service every day. Join us in shaping the future of banking in Monaca! Experience firsthand how Freedom United can help you navigate your financial journey while being part of a supportive community. Visit us today or call us at (724) 775-5025 to learn more about becoming a member!

Branch Location & Accessibility

Accessibility Features

At Freedom United, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and ample parking space to ensure that everyone can easily reach us. You'll find our staff ready to assist with any special needs you may have during your visit.

Call To Action

Ready to take the next step towards achieving your financial goals? Visit us at Freedom United today! If you have any questions or need assistance before stopping by, feel free to give us a call at 724-775-5025. We look forward to welcoming you!

Operating Hours

We understand that life can get hectic, which is why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 9:00 A.M. to 4:30 P.M., allowing you plenty of time to come by after work or during your lunch break.

Services Available

Freedom United offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our friendly team is also available to help you with credit cards featuring rewards and business banking solutions. Although we currently do not have ATM or drive-thru services, our staff is always on hand to assist you with cash withdrawal needs inside the branch.

Member Eligibility

At Freedom United, we believe that everyone deserves to be part of a supportive community where financial well-being is a priority. Joining us is simple and welcoming! If you live, work, worship, or attend school in the Monaca area, you're already on your way to becoming a member. We also extend our membership to family members of current members, making it even easier to share the benefits of being part of our credit union family. By choosing Freedom United, you're not just opening an account; you're gaining access to personalized services tailored to help you achieve your financial goals. To learn more about the specific eligibility requirements and how you can join us, please visit this link. If you're ready to take the next step or have any questions, feel free to call us at (724) 775-5025. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine running your business smoothly while offering customers a variety of payment options. Our merchant services simplify transactions, ensuring you can focus on what you do best serving your clients and growing your business. From point-of-sale systems to online payment solutions, we provide tools that streamline operations and enhance customer satisfaction. Located conveniently at 3589 Brodhead Rd Monaca Pa 15061 in Monaca, PA, our team is ready to partner with you for all your business banking needs. Connect with us today at (724) 775-5025 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances can be challenging. That's why we provide tailored solutions such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with the financial tools necessary for success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Freedom United offers robust online and mobile banking services. You can easily check balances, transfer funds, and pay bills from anywhere at any time. Our member-friendly approach means you can manage your finances on-the-go without any hassle. While we currently do not have ATMs or drive-thru services at this location, our digital banking features ensure you have access to your accounts whenever you need them. We also support person-to-person payments, making it easy to send money directly to friends or family without needing cash.

Get in Touch

If you have questions about any of our services or need assistance in choosing the right financial products for your needs, don't hesitate to reach out! Call us at 724-775-5025 during our lobby hours from 9:00 A.M. to 4:30 P.M., Monday through Friday. We look forward to helping you achieve your financial goals with confidence! At Freedom United, we're more than just a credit union; we're a community partner dedicated to serving you! Visit us online at FREEDOMUNITEDFCU.COM for more information on how we can assist you today!

Personal Banking

For those looking to manage their personal finances, we offer checking and savings accounts that help you save and grow your money. Our auto loans provide straightforward financing options, making it easier for you to get behind the wheel of your dream car. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process with ease, ensuring that you find the best terms available. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation options can help you regain control over your finances. Plus, with our credit cards featuring rewards, you can earn points on purchases while enjoying the flexibility of credit.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service provides a user-friendly interface that allows you to check balances, pay bills, and transfer funds with ease. You'll appreciate the ability to manage your accounts in real time, ensuring you're always in control of your finances. Plus, with person-to-person transfers available, sending money to friends or family has never been simpler. For those who prefer mobile access, our mobile application is designed for on-the-go banking. Although we currently do not offer mobile payments, the app allows you to view e-statements and keep track of your transactions from the palm of your hand.

Security You Can Trust

Your security is a top priority at Freedom United. While we do not currently support electronic signature authorization, our systems are equipped with the latest security measures to protect your personal information. This means you can bank online with peace of mind, knowing that your data is safe. Whether you're using a computer or our mobile app, our 24/7 online banking services ensure that help is always just a click away. You can easily access support whenever you need it. In summary, at Freedom United, we strive to provide you with accessible and easy-to-use digital banking solutions that fit your lifestyle. Take advantage of our online banking features today and experience the freedom of managing your finances effortlessly!

Financial Strength

Member Savings & Investments

Members' savings are secured through $6,421,212 in share certificates and $7,147,633 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $838,817 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $13,551,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,678,781 in used auto loans and $24,951,417 in total loans and leases.

Solid Financial Health

With a net worth of $14,431,080, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts stand at 12,813, showing a strong and growing member base that trusts us with their finances. Our focus is always on delivering exceptional service while maintaining financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom United is your trusted partner. Visit us at 3589 Brodhead Rd Monaca PA 15061 or call 724-775-5025 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $7,868,781 in used vehicle loans and $2,701,956 in new vehicle loans, helping members get on the road with confidence. Whether you're considering a brand-new model or a reliable used vehicle, we are here to make financing straightforward.

Credit Card Loans

Managing your finances effectively is crucial. That's why we offer flexible terms on unsecured credit card loans, with a total of $2,080,754 in loans available to our members. This allows you to handle unexpected expenses or make purchases when needed without stress.

Credit Lines

In addition to our loan options, we provide credit lines up to $5,000,000 for those who need flexible access to funds. This can be a great solution for managing cash flow or funding projects as they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,135,597. We simplify the process of buying or refinancing your home so you can focus on what matters most making it yours.

Refinancing and Eligibility

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is here to guide you through the process. We want to ensure that every member has access to the best possible financial solutions. We invite you to contact us at 724-775-5025 during our operating hours from 9:00 A.M. to 4:30 P.M., Monday through Friday, for more information about our loan offerings or visit us online at Freedom United. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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FREEDOM UNITED FEDERAL CREDIT UNION - Monaca, PA