Freedom United Credit Union Harmony PA | Affordable Vehicle Loans & Business Banking

Introduction

At Freedom United, we believe in building strong relationships with our members and the community. Established in 1939, our credit union has proudly served the residents of Harmony, PA, and beyond for decades. Located at 115 Perry Hwy Ste 176, we are here to provide reliable financial services tailored to your needs. With a total membership of 6,951 and assets amounting to an impressive $88,679,884, we are committed to helping you achieve your financial goals. Our leadership team, led by CEO Jeffrey Smith and Board President Andrew Dengel, ensures that our operations remain member-focused. Together, we strive to create a supportive environment where everyone can thrive. We understand that each member's journey is unique, which is why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. While you can visit us at our branch for face-to-face support and guidance, official correspondence should be directed to our mailing address: 115 Perry Highway Ste 176, Harmony, PA 16037-9205. With total deposits exceeding $8,610,592 and a net worth of $14,431,080, Freedom United is not just a financial institution; we are a pillar of strength in the community. Our dedication to responsible lending practices is reflected in our total loans of 2,674, allowing us to empower our members through financial opportunities. We invite you to explore what Freedom United can do for you. Whether you're looking for competitive loan rates or convenient online banking options, we're here to help. Please feel free to reach out at 724-453-1100 or visit our website at Freedom United FCU to learn more about how we can support your financial journey. Your success is our mission!

Branch History & Mission

Community Commitment

Freedom United takes pride in its commitment to community outreach and partnerships. We actively participate in local events and support various charitable initiatives that strengthen the fabric of Harmony and surrounding areas. Our efforts go beyond banking; we aim to uplift and enrich lives through financial education programs and community service projects. With amenities such as ATM availability for easy access to funds, we strive to enhance your banking experience while ensuring our facilities are compliant with ADA standards. Our digital advancements allow members to engage with us via online banking, making it easier than ever to manage your finances from anywhere. As we look toward the future, we invite you to join the Freedom United family. Experience firsthand how our member-focused approach can help you thrive financially while also enriching our community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 724-453-1100 or visit us online at Freedom United.

Our Mission

At the heart of Freedom United is our mission: to empower our members through personalized financial services while contributing positively to the local community. We believe in making banking simple and accessible, ensuring that everyone can achieve their financial goals. Our dedicated team is here to provide guidance and support, whether you need help with budgeting or are looking for loan options tailored just for you. While members can visit us at 115 Perry Hwy Ste 176, official correspondence should be sent to 115 Perry Highway Ste 176, Harmony, PA 16037-9205 if different. We offer convenient operating hours from 9:30 A.M. to 5:00 P.M., Monday through Friday, so you can manage your finances on your schedule.

Branch Location & Accessibility

Convenient Access

At our Harmony branch, you'll find plenty of parking available, making it simple for you to drop in and take care of your banking needs. We are committed to accessibility for all members. Our facility is ADA compliant, featuring ramps and other accommodations to ensure everyone can easily visit us.

Operating Hours

We understand that life can get busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 9:30 A.M. to 5:00 P.M. Whether you need assistance with personal banking services or want to discuss loan options, we're here for you during these times.

Services Offered

While you're here, feel free to explore our wide range of services designed just for you! From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, with our ATM on-site, cash withdrawals and balance checks are quick and easy. Though we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch. If you're looking for shared services, please note that we currently do not offer that option either. If you ever need to reach us, don't hesitate to call us at 724-453-1100. We're excited to help you with all your financial needs!

Visit Us Today!

We invite you to stop by Freedom United in Harmony and see how we can support your financial journey. Whether you're looking for a new account or exploring loan options, our team is eager to assist you every step of the way!

Member Eligibility

At Freedom United, we believe that becoming a member means joining a warm and welcoming community where your financial needs are understood and valued. If you live, work, or worship in the Harmony area, you're likely eligible to join us! We welcome individuals from various backgrounds, including family members of current members. The process is simple just check out our detailed eligibility criteria at https://freedomunitedfcu.org/who-can-join/ to see if you qualify. You'll find that membership not only opens the door to a wide range of financial services tailored just for you but also offers the chance to be part of something bigger. If you're ready to take the next step, feel free to give us a call at (724) 453-1100 or stop by our branch at 115 Perry Hwy Ste 176 Harmony Pa 16037. We're excited to help you open an account and start enjoying all the benefits of being part of Freedom United!

Business Banking & Commercial Services

Merchant Services

But financing isn't all we offer. Our merchant services provide businesses with the tools they need to process payments efficiently. Picture this: a busy Saturday at your store where customers are eager to check out. With our reliable payment processing solutions, transactions become quick and easy, allowing you to focus on providing great service rather than worrying about technical issues. If you're ready to explore how we can assist your business, give us a call at 724-453-1100. We're here to provide the support you need for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member and non-member commercial loans and an outstanding portfolio of $0, we're eager to help you find the right financing solutions when the time comes. Imagine securing a loan that allows you to purchase new equipment or hire additional staff these are just some of the possibilities our commercial loans can unlock for you. With flexible terms and competitive rates, our loans can be customized to fit your specific needs.

Comprehensive List Of Services

Business Solutions

For entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. We are here to help you grow your venture with the right financial tools.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Freedom United provides robust online and mobile banking platforms, allowing members to bank whenever they need to. From making payments to transferring funds instantly through person-to-person payment features, managing your finances has never been easier. With ATM access available at various locations, withdrawing cash is simple too. Just think about how convenient it is to grab cash when you're out running errands or enjoying a night out without worrying about stopping at the bank first!

Get Started Today!

Ready to experience all that Freedom United has to offer? Visit us today at 115 Perry Hwy Ste 176 in Harmony, or give us a call at 724-453-1100 for more information about our services. Our friendly staff is here to assist you in achieving your financial goals! Explore our website at Freedom United FCU for more details on joining our credit union family!

Loans and Credit Options

Sometimes life throws unexpected expenses our way, which is where our personal loans and debt consolidation services come into play. These flexible options can help you manage costs effectively while maintaining control over your budget. Additionally, our credit cards with rewards allow you to earn points on everyday purchases. Picture this: enjoying travel perks or cashback simply by using your card for regular expenses!

Personal Banking

We understand that everyone has unique financial goals. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles. With easy online access, you can manage your accounts from anywhere at any time. Imagine being able to check your balance or transfer funds right from your smartphone! If you're in the market for a vehicle, our auto loans and vehicle financing options make purchasing a new or used car straightforward and stress-free. Our competitive rates mean you can drive away with confidence, knowing you've made a smart financial choice. Homeownership dreams are within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we provide guidance every step of the way. Our local expertise helps ensure you find the best options for your situation.

Digital & Online Banking

Key Features

Need to send money quickly? With our person-to-person transfers, sending money to friends or family has never been easier. Plus, if you're on the go, our mobile application allows you to manage your finances right from your smartphone. You can download it today and enjoy banking that fits into your lifestyle. For those who prefer going paperless, we also provide e-statements. This feature not only helps you stay organized but also contributes to a greener environment by reducing paper waste. While we currently do not support electronic signature authorization or mobile payments, our commitment to keeping your information secure remains strong. At Freedom United, we prioritize accessibility and ease-of-use in all our offerings. We strive to provide real-time account management so you always know where you stand financially. Join us today and experience the convenience of digital banking tailored just for you!

Financial Strength

At Freedom United, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you reliably. With a net worth of $14,431,080, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,421,212 in share certificates and $7,147,633 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,551,675 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,678,781 in used auto loans and a total of $24,951,417 in loans and leases. Our operational efficiency is reflected in our net income of $838,817, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 12,813 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom United is your trusted partner. Visit us at 115 Perry Hwy Ste 176 Harmony Pa 16037 or call 724-453-1100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,868,781 in used vehicle loans and $2,701,956 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible terms to suit your budget.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $5,000,000. This option allows you to access funds as needed without the hassle of reapplying for a loan every time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,135,597. This means you can find a solution that fits your unique situation and helps you secure the home you've always wanted.

Refinancing Options

We also understand that circumstances change. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process. We will work with you to find solutions that fit your current needs while maximizing your savings. Our commitment is not just about offering loans; it's about empowering our members through tailored solutions that support their financial journeys. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage financing, or a way to manage expenses with an unsecured credit card loan, Freedom United is here to help you every step of the way. Visit us today or give us a call at 724-453-1100 to learn more about how we can assist you!

Unsecured Credit Card Loans

Managing day-to-day expenses is important. That's why we provide flexible terms on unsecured credit card loans, with a total of $2,080,754 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented is accurate and current. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you have all the information needed to make informed choices quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective our platform can be in helping individuals secure better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh and take the first step toward smarter financial decisions. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Freedom United