Freedom of Maryland Credit Union Perry Hall MD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Freedom Of Maryland, your trusted financial partner located at 5000 Honeygo Center Dr, Perry Hall, MD 21128. Established in 1953, we have proudly served our community for decades, building lasting relationships with our members and providing personalized banking solutions tailored to their needs. With a strong commitment to excellence, we currently boast a membership of 32,385 individuals who rely on us for their financial journeys. At Freedom Of Maryland, we understand the importance of sound financial management. That's why our total assets stand at an impressive $466,916,819, with total deposits reaching $73,167,487. Our focus on member satisfaction is reflected in our total loans and leases amounting to 18,142, ensuring that we are here to support you whether you're looking for auto financing or personal loans. Our dedicated team of 103 employees is led by CEO Michael MacPherson and Board President Lisa Ermatinger, both of whom are deeply committed to fostering a welcoming environment for all members. Whether you have questions about your account or need assistance with loan applications, we're here to help! You can reach us at 410-676-5700 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 5000 HONEYGO CTR DRIVE, PERRY HALL, MD 21128. Join us today and experience the Freedom Of Maryland difference! Explore more about our services by visiting our website, or stop by the branch we're excited to assist you on your path to financial success!

Branch History & Mission

Welcome to Freedom Of Maryland, your trusted financial partner in Perry Hall, MD. Since opening our doors in 1953, we have been committed to providing exceptional service and support to our community. Located at 5000 Honeygo Center Dr, Perry Hall, MD 21128, we have grown alongside our members, adapting to their needs while staying true to our mission of fostering financial well-being for all. Over the years, we have achieved significant milestones that reflect our dedication to our members and the broader community. Today, with a total membership of 32,385 and assets exceeding $466,916,819, we are proud to offer a range of services designed to help individuals and families achieve their financial goals. Our growth is a testament to the trust our members place in us and the strong relationships we've built. At Freedom Of Maryland, our mission is clear: we strive to empower our members through accessible financial services while also supporting local initiatives that strengthen our community. We understand that banking is more than just transactions; it's about building lasting connections and providing solutions that matter. Whether it's personal banking, auto loans, or mortgage refinancing, we are here to help you every step of the way. While members can visit us at 5000 Honeygo Center Dr, official correspondence should be sent to 5000 HONEYGO CTR DRIVE, PERRY HALL, MD 21128. We pride ourselves on being accessible and ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our drive-thru service is available for added convenience during these hours. In addition to traditional banking services, we embrace digital advancements that make managing your finances easier than ever. With options like online banking, mobile payments, and e-statements, you can stay connected wherever you are. And for those who prefer face-to-face interaction, our branch offers both ATM availability and basic drive-thru banking for deposits and withdrawals. We are deeply involved in community outreach programs that uplift local organizations and initiatives. Through partnerships and volunteer efforts, we aim to make a positive impact on the lives of those around us. Join us at Freedom Of Maryland and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to become a member today, call us at 410-676-5700 or visit our website.

Branch Location & Accessibility

Get in Touch!

If you have any questions or need assistance, feel free to give us a call at 410-676-5700. We invite you to visit us at our Honeygo branch today where friendly faces and expert advice await! While members can visit us at 5000 Honeygo Center Dr, official correspondence should be sent to our mailing address: 5000 HONEYGO CTR DRIVE, PERRY HALL, MD 21128. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

You can find us nestled close to local favorites like Honeygo Village Center and just a short drive from the bustling community parks. Our location is easily accessible with ample parking available right outside the entrance. We are committed to providing a welcoming environment for everyone, including ADA-compliant features and ramps to ensure ease of access.

Operating Hours and Services

Our doors are open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're in need of quick transactions, take advantage of our drive-thru banking service during these hours as well! We also have an ATM on-site for your convenience. At Freedom Of Maryland, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we strive to provide solutions that work for you.

Member Eligibility

Joining the family at Freedom Of Maryland is not just about opening an account; it's about becoming part of a caring community that values your financial well-being. If you live, work, worship, or attend school in Baltimore County, you're likely eligible to become a member! We welcome individuals from various backgrounds and walks of life, ensuring that everyone has the opportunity to access our services. For more detailed information on eligibility criteria, feel free to check out this link. Once you're ready to take the next step, opening an account is simple and straightforward. Just visit us at 5000 Honeygo Center Dr Perry Hall Md 21128, or give us a call at (410) 676-5700. Our friendly staff is here to guide you through the process and answer any questions you may have. Experience the benefits of being a member at Freedom Of Maryland where your financial goals are our priority!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $128 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,656,008, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your store and having a reliable payment system that works seamlessly for you and your customers. Our merchant services provide just that. Whether you're accepting credit cards or managing online payments, we offer tools that make transactions smooth and efficient. This means you can focus more on serving your customers and less on the complexities of payment processing. Located at 5000 Honeygo Center Dr Perry Hall Md 21128 in Perry Hall, MD, we invite you to discover how our business banking solutions can help you achieve your goals. Contact us today at (410) 676-5700 to learn more!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need quick access to cash? Our ATM & Cash Withdrawal Services allow you easy access whenever you need it. Plus, with multiple ATMs available in convenient locations, managing your money has never been easier.

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it simple for you to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we ensure that financing your next car is as smooth as possible.

Business Banking

For those running their own business, our Business Banking services, including Merchant Services and Business Loans, are crafted to support entrepreneurs like you. We understand the unique challenges businesses face and provide tailored solutions to help them thrive.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers more than just purchasing power; it rewards you for your everyday spending. Enjoy points that can be redeemed for travel, merchandise, and more!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms. Check balances, transfer funds, pay bills, or apply for loans all from the comfort of your home or on-the-go through our mobile app.

Drive-Thru Banking

For those who prefer face-to-face interactions but want speed, our Basic Drive-Thru Banking offers quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. We invite you to experience all that Freedom Of Maryland has to offer. Whether you're stopping by our branch in Perry Hall or visiting us online at Freedom FCU, we're here to serve all your financial needs. Feel free to reach out at 410-676-5700 if you have any questions or would like more information about how we can assist you!

Mortgage Loans and Refinancing

When it comes to home ownership, we've got you covered with our Mortgage Loans & Refinancing services. We understand that buying a home is one of the most significant decisions you'll make, and we're here to guide you every step of the way from application to closing.

Personal Banking

Our personal banking services include Checking & Savings Accounts that help you manage your day-to-day finances effectively. Whether you're saving for a vacation or just looking to keep your spending in check, our accounts are designed with your needs in mind.

Personal Loans and Debt Consolidation

If you're looking for extra cash or need help managing debt, our Personal Loans & Debt Consolidation options can provide the support you need. We work with you to find a solution that fits your budget and goals.

Digital & Online Banking

Enhanced Security and Convenience

Security is a top priority for us. Our digital banking services include robust security measures to protect your information, giving you peace of mind while you bank online. With features like person-to-person transfers and mobile payments, sending money to friends or making purchases has never been easier. In today's fast-paced world, convenience matters. With our digital services at Freedom Of Maryland, you'll enjoy real-time account management that fits seamlessly into your life. So whether you're at home or out running errands, managing your finances has never been more straightforward. Explore our digital banking options today and take control of your finances with confidence! Visit us at https://www.freedomfcu.org/ for more details.

Key Features

Our online banking platform is user-friendly and packed with features to make your financial life simpler. You can quickly check balances, transfer money, and pay bills all from the comfort of your home or on the go. Plus, with our electronic signature authorization, signing documents is fast and secure, so you can complete transactions without any hassle. If you prefer going paperless, you'll love our e-statements availability. Get your account statements delivered straight to your inbox no more waiting for the mail! Our mobile application also allows you to manage everything right from your smartphone. Whether you're checking transactions or making payments, it's all just a tap away.

Financial Strength

Commitment to Excellence

Our financial performance reflects our operational efficiency. This is evident from our net income of $143,347, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Together

With a total of 48,751 share accounts, our growing member base trusts us with their finances. This trust strengthens our ability to serve you better every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom Of Maryland is your trusted partner. Visit us at 5000 Honeygo Center Dr Perry Hall Md 21128 or call 410-676-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $125,721,366 in share certificates and $30,639,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $35,708,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $359,731,063 in total loans and leases including $3,741 in used auto loans we support your financial goals across various sectors.

Solid Financial Health

With a net worth of $36,588,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 782 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,202,033 in used vehicle loans and $81,452,020 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $36,656,008 provide the capital needed to grow and expand your operations. Whether you're looking for funds to enhance your business strategy or cover daily operational costs, our dedicated team is ready to help you find the right solution. At Freedom Of Maryland, we're committed to making your borrowing experience straightforward and stress-free. Our knowledgeable staff will work closely with you to determine eligibility options tailored specifically for your needs. For more information about our loan offerings or to discuss your options, feel free to contact us at (410) 676-5700, or visit us at our branch located at 5000 Honeygo Center Dr Perry Hall Md 21128 in Perry Hall, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,706,487, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your unique situation. If you're considering refinancing your current mortgage, we can assist with that too.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $12,745,324 in loans helping members manage their finances effectively. This option provides you with the freedom to handle purchases while enjoying the convenience of easy repayment plans.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the comparison process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent, allowing users to compare options without hidden agendas.