FREEDOM OF MARYLAND FEDERAL CREDIT UNION - Havre De Grace, MD

Welcome to Swan Creek, a proud branch of Freedom Of Maryland located at 2025 Pulaski Hwy, Havre De Grace, MD 21078. Since our establishment in 1953, we have been committed to supporting our community and providing exceptional financial services tailored to meet the needs of our members. With a strong membership base of 32,385 individuals and total assets amounting to an impressive $466,916,819, we stand as a reliable partner in your financial journey. At Swan Creek, we understand that financial stability is crucial for both personal and business success. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our total deposits are currently at $73,167,487, highlighting the trust our members place in us. Our dedicated team of 103 employees, led by CEO Michael MacPherson and Board President Lisa Ermatinger, strives to provide top-notch service every day. Whether you need assistance with online banking or prefer visiting us in person during our lobby hours from Monday to Friday (with Saturday service too), we're here to help you achieve your financial goals. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to our mailing address: 1830 Pulaski Hwy Ste C, Havre de Grace, MD 21078. Join us today and experience the difference that comes with being part of a community-focused credit union. For more information or to get started with your account opening process, please call us at 410-676-5700 or visit our website at freedomfcu.org. Your financial well-being is just a step away!

At Freedom Of Maryland, our roots run deep in the heart of Havre De Grace, MD. Established in 1953, we have proudly served our community for decades, evolving from a small credit union to a trusted financial partner for over 32,000 members. Our branch is located at 2025 Pulaski Hwy, a convenient spot that many in the community recognize as a beacon of support and service. For those needing to send official correspondence, our mailing address is 1830 Pulaski Hwy Ste C, Havre de Grace, MD 21078. Our mission is simple yet powerful: to empower our members by providing accessible financial services and nurturing community growth. We believe that everyone deserves the chance to thrive financially, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $466 million, we are committed to making smart financial decisions that benefit both our members and the wider community. As we've grown over the years, so have our offerings. We now provide advanced online and mobile banking options, ensuring that our members can manage their finances anytime, anywhere. Our branch also features an ATM for quick cash access and drive-thru banking for easy transactions without leaving your vehicle. Freedom Of Maryland is not just about banking; it's about building relationships and supporting local initiatives. We actively engage in community outreach efforts that foster growth and well-being throughout Havre De Grace and beyond. Our partnerships with local organizations reflect our dedication to making a difference where it matters most. As we look toward the future, we invite you to become part of our family. Whether you're looking for personal banking solutions or business services, Freedom Of Maryland is here to help you reach your goals. Join us today and experience the benefits of being part of a credit union that truly cares about its members and community. For more information or to get started with your membership journey, give us a call at 410-676-5700 or visit us online at Freedom Of Maryland. Together, let's build a brighter financial future!

At Freedom Of Maryland, we believe that everyone deserves a place to belong and grow financially. Joining our community is simple and open to individuals who live, work, worship, or attend school in Harford County, as well as family members of current members. This inclusivity means you're not just another account holder; you're part of a supportive network that's here to help you achieve your financial goals. As a member, you'll enjoy personalized service and access to a variety of financial products designed with your needs in mind. If you're ready to take the next step, opening an account is straightforward! You can find all the details about eligibility on our website at Freedom Of Maryland Eligibility. For any questions or assistance, feel free to reach out to us at 410-676-5700. We look forward to welcoming you into our family at 2025 Pulaski Hwy Havre De Grace Md 21078!

At Freedom Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so you can have peace of mind knowing your money is in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $36,588,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 782 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,721,366 in share certificates and $30,639,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,708,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $74,820,000 in total auto loans across various sectors. Our operational efficiency shines through with a net income of $143,347, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 48,751, showing a strong and growing member base that trusts us with their finances. Our commitment to you means that whether you're saving for the future or looking to finance a new vehicle or home, Freedom Of Maryland is your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, visit us at 2025 Pulaski Hwy Havre De Grace Md 21078 or call 410-676-5700 to learn more about how we can help you achieve your financial goals.

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