FREEDOM OF MARYLAND FEDERAL CREDIT UNION - Gunpowder, MD

Welcome to Freedom Of Maryland, your trusted credit union located at 8213 Hoadley Rd, Gunpowder, MD 21010. Since opening our doors in 1953, we have dedicated ourselves to providing exceptional financial services to our community. With a robust membership of over 44,700 members and total assets exceeding $582 million, we are committed to supporting your financial needs with personalized service and innovative solutions. At Freedom Of Maryland, we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to competitive auto loans and mortgages. Our team, led by CEO Michael MacPherson and Board President Lisa Ermatinger, is here to guide you every step of the way. With 124 employees ready to assist you, we pride ourselves on being a reliable partner in your financial success. Our total deposits stand at an impressive $100,621,618, reflecting our strong commitment to fostering savings and growth within our community. We also maintain a net worth of $45,506,858, ensuring that your money is safe with us. Whether you're looking to apply for loans or simply seek guidance on managing your finances, we're here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 8213 Hoadley Rd, Gunpowder, MD 21010. Feel free to reach out at 410-676-5700 for any inquiries or assistance you may need. Join us at Freedom Of Maryland as we continue to make a positive impact in Gunpowder and beyond. We invite you to explore our offerings further by visiting our website at freedomfcu.org or stopping by the branch today!

Welcome to the Freedom Of Maryland branch in Gunpowder, MD! Established in 1953, our branch has proudly served the community for over 70 years. Located at 8213 Hoadley Rd, Gunpowder, MD 21010, we are committed to providing exceptional financial services tailored to meet the needs of our members. Our roots run deep in this community, and we take pride in being a trusted partner in your financial journey. Since our opening, we have experienced significant growth and transformation. With a total membership of over 44,700 and assets amounting to $582,252,452, we have expanded our offerings to include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support local businesses through business banking services that include merchant services and business loans. Our mission is simple yet powerful: to empower individuals and families through accessible financial solutions while fostering community support. We believe that everyone deserves a chance to thrive financially. This commitment goes beyond just providing financial products; it encompasses building lasting relationships with our members. Our dedicated team works hard to ensure each member feels valued and understood. While members can visit us at our physical location on Hoadley Road, official correspondence should be sent to the same address. Our operating hours are designed for your convenience: Lobby Hours are Monday through Wednesday from 8 AM to 3 PM and Thursday through Friday from 8 AM to 5 PM. For those who prefer drive-thru service, we offer similar hours for quick transactions. In today's digital age, we understand the importance of modern banking solutions. That's why we provide online and mobile banking options for easy access to your accounts anytime you need them. Plus, with features like electronic signatures and mobile payments available, managing your finances is easier than ever. We actively engage with our community through partnerships and outreach initiatives. Supporting local events and organizations allows us to give back and contribute positively to the lives of those around us. If you're looking for a credit union that truly cares about its members and their financial well-being, look no further than Freedom Of Maryland. Join us today and experience the difference of being part of a community-focused institution where you come first! For more information or to open an account online, visit us at Freedom FCU. You can also reach us at 410-676-5700 for any inquiries or assistance you may need. We look forward to welcoming you into our family!

Welcome to the Freedom Of Maryland branch located at 8213 Hoadley Rd in beautiful Gunpowder, MD! Our branch is conveniently situated near local landmarks, making it easy for you to visit us for all your banking needs. Whether you're stopping by after a trip to the nearby parks or on your way home from work, we're here to serve you. At Freedom Of Maryland, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking, ensuring that everyone can easily reach us. We are proud to offer both ATM services and drive-thru banking, allowing you to manage your finances with convenience. Need cash or want to make a quick deposit? Just swing by our drive-thru during our operating hours! Speaking of hours, our lobby is open Monday through Wednesday from 8 AM to 3 PM and Thursday and Friday from 8 AM to 5 PM. For those utilizing the drive-thru, we're happy to accommodate you during the same hours as well. While members can visit us at 8213 Hoadley Rd, official correspondence should be sent to the same address for mailing purposes. If you have any questions or need assistance, feel free to give us a call at 410-676-5700. We invite you to stop by Freedom Of Maryland and experience our friendly service firsthand. Whether you're looking for personal banking solutions or exploring options like auto loans and credit cards with rewards, our dedicated team is ready to assist you!

At Freedom Of Maryland, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is straightforward and welcoming! If you live, work, or worship in Harford County or are related to someone who does, you're likely eligible to join us. We also embrace members from several other communities, so don't hesitate to check if you qualify. Not only will you gain access to great financial services, but you'll also become part of a family that values your needs and goals. To learn more about the eligibility details, feel free to visit our website at https://www.freedomfcu.org/business/overview/ . Opening an account with us is just as easy! You can start your journey by visiting our account opening page at https://www.freedomfcu.org/personal/open-account/ or give us a call at (410) 676-5700 if you have any questions. We're here to help you every step of the way! Our branch located at 8213 Hoadley Rd Gunpowder Md 21010 looks forward to welcoming you into our community.

At Freedom Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, reflecting our commitment to your financial well-being. With a net worth of $45,506,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 781 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $159,404,048 in share certificates and $44,335,547 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,714,282 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; with $4,096 in used auto loans and a total of $420,973,220 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident through our net income of $940,268, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,034,787. Total Share and Deposit Accounts: 66,345, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom Of Maryland is your trusted partner. Visit us at 8213 Hoadley Rd Gunpowder Md 21010 or call 410-676-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.