Freedom of Maryland Credit Union Gunpowder MD | Best Auto Loans & Business Banking

Introduction

Welcome to Freedom Of Maryland, your trusted financial partner located at 8213 Hoadley Rd, Gunpowder, MD 21010. Established in 1953, we have been dedicated to serving our community for over 70 years, growing alongside our members and adapting to their needs. With a total membership of 32,385, we pride ourselves on being more than just a credit union; we're a family committed to enhancing the financial well-being of each member. At Freedom Of Maryland, we manage an impressive $466,916,819 in total assets and have facilitated 18,142 loans and leases to help our members achieve their dreams. Our commitment to responsible lending is reflected in our total deposits of $73,167,487, ensuring that your savings are secure with us. With a net worth of $36,588,573, you can trust that your financial future is in good hands. Our leadership team is here to guide you every step of the way. Led by CEO Michael MacPherson and Board President Lisa Ermatinger, our experienced staff is ready to assist with all your banking needs. Whether you're looking for personal banking services like checking accounts and auto loans or business solutions including merchant services and business loans, we have tailored options just for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 8213 Hoadley Rd, Gunpowder, MD 21010. You can reach us by phone at 410-676-5700 or via fax at 443-512-8389. We invite you to explore our website at freedomfcu.org for more information about our services or to open an account today! Your journey towards financial freedom starts here with Freedom Of Maryland where we prioritize your success above all else.

Branch History & Mission

Community Commitment

At Freedom Of Maryland, we believe in giving back. Our partnerships with local organizations and initiatives reflect our commitment to making Gunpowder a better place for everyone. Whether through educational workshops or community events, we actively engage with our members beyond banking. We also recognize the importance of digital advancements in today's world. That's why we've ensured that our services are not only accessible through traditional means but also via online banking and mobile applications. Members can enjoy the convenience of managing their finances anytime, anywhere making it easier than ever to stay connected.

Join Us

As you consider your financial future, we invite you to explore all that Freedom Of Maryland has to offer. Visit us at our branch in Gunpowder or connect with us online at Freedom FCU. Together, let's build a brighter financial future for you and your family. If you need assistance or have questions about membership, don't hesitate to call us at 410-676-5700. We look forward to welcoming you into our growing family!

Our Evolution

Since our inception, we have remained committed to providing excellent financial services tailored to meet the unique needs of our members. We take pride in being part of their financial journeys from helping first-time car buyers with auto loans to assisting families in securing mortgages for their dream homes. Throughout the years, we have continuously expanded our offerings, including personal loans, credit cards with rewards, and business banking solutions. Our mission is simple yet impactful: to empower our members by providing them with accessible financial services while fostering a sense of community. We understand that every member's situation is different, and we strive to offer personalized solutions that make a difference in their lives.

Branch Location & Accessibility

Connect With Us

For any questions or assistance, feel free to give us a call at 410-676-5700. We invite you to visit us at our Gunpowder location or explore more about what we offer on our website at Freedom FCU. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Our branch is close to local favorites and essential services, making it easy to stop by while running errands. You'll find plenty of parking available right outside, ensuring that your visit is hassle-free. We take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps for those who need them.

Operating Hours

We know that flexibility is key when it comes to banking. That's why our lobby hours are designed to accommodate your schedule: Monday through Wednesday from 8 AM to 3 PM and Thursday and Friday from 8 AM to 5 PM. If you prefer the convenience of drive-thru banking, we offer the same hours for our drive-thru service.

Services Offered

At Freedom Of Maryland, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Whether you're looking to open an account or inquire about our loan options, our friendly staff is here to assist you.

Member Eligibility

At Freedom Of Maryland, we believe that everyone deserves access to financial services that truly support their needs. Joining our community is simple and welcoming! To become a member, you need to meet certain eligibility criteria, which include living, working, or attending school in specific areas or being related to an existing member. We're dedicated to making banking accessible for you, and membership comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and community involvement. If you're ready to take the next step towards becoming a member at Freedom Of Maryland, you can find detailed eligibility information by visiting this link. Once you know you're eligible, opening an account is straightforward just head over to this page or give us a call at (410) 676-5700. We're excited to welcome you into our family at 8213 Hoadley Rd Gunpowder Md 21010!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $128 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,656,008, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: a local café seamlessly accepting payments from various methods credit cards, mobile wallets, and more allowing them to serve customers quickly and efficiently. This not only enhances customer satisfaction but also boosts sales. Located at 8213 Hoadley Rd Gunpowder Md 21010 in Gunpowder, MD, our dedicated team is here to provide personalized service and expert guidance. If you're ready to take your business to the next level, give us a call at (410) 676-5700 or visit us today!

Comprehensive List Of Services

Additional Services

We also provide basic ATM access for balance checks and cash withdrawals, ensuring you have what you need at your fingertips. Our friendly staff is always ready to assist with simple transactions at the drive-thru as well. With all these services under one roof, Freedom Of Maryland stands ready to help fulfill all your financial needs. We invite you to visit us or call 410-676-5700 for any inquiries about how we can support your financial journey. Take the first step towards better banking by exploring more about our offerings at Freedom Of Maryland. We look forward to welcoming you into our community!

Business Banking Support

If you own a business, Freedom Of Maryland has you covered with specialized banking services. Our business banking options include merchant services and business loans tailored to help you grow. We're here to support entrepreneurs like you with the tools needed to thrive in today's market.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few clicks or taps on your smartphone, you can manage your accounts from anywhere. Need cash? Our ATM availability ensures you can easily access your funds whenever necessary. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings! We also offer auto loans and vehicle financing, making it simpler for you to hit the road in style without breaking the bank. If you're considering homeownership, our mortgage loans and refinancing options can guide you through each step of that journey. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation services help you manage your finances efficiently. Plus, with our credit cards offering rewards, every purchase can earn you points towards future benefits!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform, accessible through https://www.freedomfcu.org/, you can easily check your account balance, transfer funds, and pay bills anytime you need to. Plus, we provide 24/7 online banking services so you can manage your money whenever it suits you best. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate effortlessly. Security is a top priority for us. You can trust that your information is safe with features like electronic signature authorization, which allows you to sign documents securely from wherever you are. In addition, we offer e-statements, making it simple to keep track of your finances without the clutter of paper statements. Need to send money quickly? Our person-to-person transfers feature lets you send funds directly to friends or family in just a few taps. And if you're out shopping, enjoy the convenience of mobile payments, allowing you to pay using just your smartphone.

Mobile App Accessibility

For those who prefer mobile access, our dedicated mobile application makes banking on-the-go a breeze. Download it today and experience real-time account management right from your pocket. From checking balances to making payments, everything is designed for easy access. At Freedom Of Maryland, we believe that banking should be straightforward and accessible for everyone. Explore our digital and online services today and take control of your finances with confidence!

Financial Strength

At Freedom Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a reliable partner for your financial journey, and we are committed to being that partner. With a net worth of $36,588,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 782 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,721,366 in share certificates and $30,639,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,708,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $3,741 in used auto loans and a total of $359,731,063 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $143,347, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 48,751, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom Of Maryland is your trusted partner. Visit us at 8213 Hoadley Rd Gunpowder Md 21010 or call 410-676-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $68,202,033 in used vehicle loans and $81,452,020 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process and help you find a plan that fits your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $36,656,008 provide the capital needed to expand operations or invest in new ventures. We are committed to supporting local businesses with tailored financial solutions. At Freedom Of Maryland located at 8213 Hoadley Rd Gunpowder Md 21010, we pride ourselves on providing exceptional service and comprehensive loan products designed for every stage of life. If you have any questions or want to explore your options further, please feel free to contact us at 410-676-5700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,745,324 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $29,706,487, making buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams. If you're considering refinancing an existing mortgage, we can discuss eligibility options that might suit your situation.

Loan Aggregator

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