Freedom of Maryland Credit Union Forest Hill MD | Best Auto Loans & Business Banking

Introduction

Welcome to Freedom Of Maryland, your trusted credit union located at 1990 Rock Spring Rd, Forest Hill, MD 21050. Since our establishment in 1953, we have dedicated ourselves to serving the community with a member-first approach that fosters financial well-being and growth. With over 32,000 members and total assets amounting to an impressive $466,916,819, we pride ourselves on being a reliable partner for all your banking needs. At Freedom Of Maryland, we understand the importance of personalized service. Our team of 103 employees, led by CEO Michael MacPherson and Board President Lisa Ermatinger, is here to guide you through every step of your financial journey. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we're committed to helping you achieve your goals. You can reach us at 410-676-5700 during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For any official correspondence, please send it to our mailing address at 1990 Rock Spring Rd, Forest Hill, MD 21050. Join the thousands of satisfied members who trust us with their finances. Explore our wide range of services today by visiting our website at FreedomFCU.org. We look forward to welcoming you into the Freedom Of Maryland family!

Branch History & Mission

Community Connections

Our roots run deep within the community. We believe that supporting local initiatives strengthens not only our branch but also the neighborhoods we serve. Through partnerships with local organizations and outreach programs, we aim to make a positive impact on lives around us. With dedicated employees over 100 strong we strive to create a welcoming atmosphere where everyone feels valued. Our team is always ready to assist you with any questions or concerns. You can reach us at 410-676-5700 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Join Us

We invite you to become part of the Freedom Of Maryland family. Experience firsthand how our financial solutions can support your dreams while being a part of a community-focused credit union that truly cares. Visit us today or explore more about joining through our website at Freedom FCU. Together, let's build a brighter financial future!

Our Mission

Our mission at Freedom Of Maryland is straightforward: to empower our members through personalized financial solutions while actively contributing to the well-being of our community. We understand that banking isn't just about numbers; it's about building relationships and helping individuals achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to guide you every step of the way. In addition to providing essential banking services like ATM access and drive-thru banking options for your convenience, we take pride in being ADA compliant and continually enhancing our digital offerings. This commitment ensures that all members can access their accounts seamlessly through online and mobile banking platforms.

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, you'll find plenty of parking available, making it easy to stop by. We take pride in being ADA-compliant, with ramps and accessible features to ensure everyone can enjoy our services without hassle. For those who prefer a quick visit, our drive-thru service allows for deposits and withdrawals without leaving your vehicle.

Operating Hours That Fit Your Schedule

We know that life can get busy, so we've tailored our hours to accommodate your needs. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. If you need assistance outside of these hours or have questions about your accounts, don't hesitate to give us a call at 410-676-5700.

Services Designed for You

Freedom Of Maryland offers a variety of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. Plus, with ATM access available on-site and mobile banking options at your fingertips, managing your finances has never been easier. While members can visit us at 1990 Rock Spring Rd for their banking needs, official correspondence should be sent to the same address. We invite you to come by and see how we can support your financial journey! Ready to explore what we have to offer? Stop by today or reach out via phone your community credit union is here for you!

Member Eligibility

Becoming a member of Freedom Of Maryland is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in Harford County, you're already eligible to enjoy all the benefits we offer! We pride ourselves on being inclusive and welcoming, so whether you're a first-time account holder or looking for new financial solutions, we're here for you. To start your journey with us at Freedom Of Maryland, simply check out our eligibility details at https://www.freedomfcu.org/business/overview/. If you're ready to open an account, the process is straightforward just visit us online at https://www.freedomfcu.org/personal/open-account/, or give us a call at (410) 676-5700 for assistance. Our friendly team at 1990 Rock Spring Rd Forest Hill Md 21050 looks forward to helping you thrive as part of our community!

Business Banking & Commercial Services

Merchant Services that Empower

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine being able to accept payments easily, manage transactions effortlessly, and gain insights into your sales all from one platform. Our services provide practical benefits that allow you to focus more on what matters most: growing your business. Located at 1990 Rock Spring Rd Forest Hill Md 21050, we're here to help you navigate the financial landscape with confidence. Contact us today at (410) 676-5700 and discover how we can support your business journey!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $128 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,656,008, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Made Easy

For members who prefer face-to-face interactions, our drive-thru service provides easy access for deposits and withdrawals during regular hours. We strive to ensure that all transactions whether simple or complex are handled efficiently. In addition to these services, we welcome inquiries about any specific needs you may have. You can reach us at 410-676-5700 during lobby hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. At Freedom Of Maryland, we're not just about banking; we're about building relationships with our members. Explore how our comprehensive list of services can benefit you today! Visit us online at Freedom FCU or drop by our branch in Forest Hill for personalized assistance tailored just for you!

Business Banking Services

For small business owners, we provide essential banking services tailored just for you. Our business banking offerings include merchant services and business loans that can help take your enterprise to the next level. We understand the unique challenges faced by businesses today and are here to support your growth.

Digital Banking Convenience

In this fast-paced world, convenience is key. That's why at Freedom Of Maryland, we emphasize our online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Need cash? Our ATM services allow for quick withdrawals and balance checks without stepping into a branch.

Loans and Credit Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for a special project or want to streamline your existing debts into one manageable payment, we've got you covered. Moreover, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your daily expenses and save for future goals. Imagine having a checking account that offers easy online access, allowing you to pay bills and transfer funds without hassle. Additionally, our savings accounts come with competitive interest rates, encouraging you to save more. When it comes to financing, we offer auto loans and vehicle financing that can get you behind the wheel of your dream car. Picture yourself driving off in a new vehicle with an affordable monthly payment that fits your budget. For those looking to purchase a home or refinance their current mortgage, our mortgage loans are structured to provide flexibility and support throughout the process.

Digital & Online Banking

At Freedom Of Maryland, we know how important it is for you to manage your finances conveniently and securely. That's why we offer a range of digital and online banking services designed to make your banking experience as easy as possible, all from the comfort of your home or on the go. With our online banking services, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills at any time that suits you. Whether you're at home or out and about, managing your money is just a few clicks away. Plus, our mobile application brings this convenience right to your fingertips, making it even simpler to stay in control of your finances. We also understand that security is a top concern for our members. That's why we offer electronic signature authorization for documents, ensuring that your transactions are not only easy but also secure. You can rest assured knowing that your sensitive information is protected while using our services. For those who prefer going paperless, e-statements are available to help you keep track of your financial history effortlessly. No more clutter; just simple access to your statements whenever you need them. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send money directly from your account without hassle. And if you're looking to make purchases on the go, our mobile payments feature makes shopping easier than ever. At Freedom Of Maryland, we prioritize accessibility and ease-of-use in all our digital banking options. Join us today and experience how simple managing your finances can be!

Financial Strength

At Freedom Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our solid financial standing that showcases our commitment to serving you. With a net worth of $36,588,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 782 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,721,366 in share certificates and $30,639,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $35,708,334 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $37,410,000 in used auto loans and a total of $359,731,063 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our net income of $143,347 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 48,751, show a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom Of Maryland is your trusted partner. Visit us at 1990 Rock Spring Rd Forest Hill Md 21050 or call 410-676-5700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $68,202,033 in used vehicle loans and $81,452,020 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our competitive rates and flexible terms make it easier than ever to drive home in the vehicle you desire.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $36,656,008 provide the capital needed to grow and expand. From startup funding to equipment financing, our commercial lending solutions are crafted to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,706,487, make buying or refinancing simple. We offer various programs designed to accommodate first-time buyers as well as those looking to refinance their existing mortgages. Our experienced team can guide you through every step of the process.

Refinancing Options

If you're looking for better rates or terms on any existing loans whether they're auto loans or mortgages be sure to ask about our refinancing options. We strive to find solutions that can lower your monthly payments and save you money over time. To learn more about any of these products or to discuss your eligibility options further, please feel free to contact us at 410-676-5700. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Freedom Of Maryland, we're committed to providing personalized service and support for all your lending needs. Let us help you take that next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,745,324 in loans helping members manage their finances effectively. This option provides the convenience of making purchases without collateral while enjoying competitive interest rates and benefits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, protecting users from misleading information or hidden fees.