FREEDOM OF MARYLAND FEDERAL CREDIT UNION - Bel Air, MD

Welcome to Freedom Of Maryland, your trusted financial partner right here in Bel Air, MD! Located at 2019 Emmorton Rd, we have proudly served our community since 1953. With a strong commitment to our members, we currently support over 32,385 individuals and families, offering a range of services designed to enhance your financial well-being. At Freedom Of Maryland, we're not just about numbers. We understand that each member's financial journey is unique. Our total assets amount to an impressive $466,916,819, reflecting our solid foundation and ability to meet your needs. Whether you're looking for personal banking options or business solutions, we've got you covered with over $73,167,487 in deposits and a diverse portfolio of loans totaling 18,142. Led by our dedicated CEO, Michael MacPherson, and Board President Lisa Ermatinger, our team of 103 employees is here to provide friendly service and expert advice. We are passionate about making a positive impact in our community and are committed to helping you achieve your financial goals. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address: 2019 Emmorton Rd, Bel Air, MD 21015. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 410-676-5700 during lobby hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM or explore more about us on our website at freedomfcu.org. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Welcome to Freedom Of Maryland, a branch with a rich legacy rooted in community service and financial empowerment. Since opening our doors in 1953, we have been dedicated to supporting our members and the community in Bel Air, MD. Located at 2019 Emmorton Rd, our branch is easily accessible for all your banking needs, whether you're stopping by for personal advice or using our convenient drive-thru services. Over the years, Freedom Of Maryland has grown significantly, now serving over 32,385 members and managing total assets of approximately $466,916,819. This growth reflects not only our commitment to offering valuable financial services but also our strong community ties that continue to flourish. Our mission is straightforward yet impactful: to provide comprehensive financial services while fostering a supportive environment for our members. We believe in empowering individuals through personalized banking solutions that meet their unique needs. Whether it's helping you secure an auto loan, offering mortgage refinancing options, or providing business banking services, we are here to assist every step of the way. At Freedom Of Maryland, we pride ourselves on being more than just a credit union; we are an active participant in the Bel Air community. We engage in various outreach efforts and partnerships aimed at enhancing the lives of those around us. By prioritizing accessibility through digital advancements like online banking and mobile payments, we ensure that all members can manage their finances conveniently and securely. While you can visit us at 2019 Emmorton Rd, official correspondence should be directed to the same address. For any inquiries or assistance, feel free to contact us at 410-676-5700. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Freedom Of Maryland, where your financial well-being is our priority. Experience the difference of being part of a credit union that truly cares about its members and the community. Together, we can achieve great things!

At Freedom Of Maryland, we believe in creating a welcoming community where everyone can feel at home. Joining us as a member is straightforward and open to many! If you live, work, or worship in the local area, or if you're related to someone who does, you're likely eligible to become part of our family. This means you can enjoy personalized service and a range of financial products designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to check out this page. Opening an account with us is just as easy! You can start your journey by visiting our account opening page or by giving us a call at (410) 676-5700. We're here to help you every step of the way, so don't hesitate to reach out! Come visit us at 2019 Emmorton Rd Bel Air Md 21015 and discover the benefits of being part of Freedom Of Maryland.

In today's fast-paced world, convenience and security are essential for managing your finances. At Freedom Of Maryland, we understand that our members want easy access to their accounts anytime, anywhere. That's why we offer a comprehensive suite of digital and online banking services designed with you in mind. With just a few clicks at https://www.freedomfcu.org/ , you can access your account 24/7 through our online banking platform. This service allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, you can say goodbye to paper clutter with our e-statements feature, which lets you view and manage your statements electronically all while keeping your information secure. For those who prefer to handle their banking on their mobile devices, our user-friendly mobile application makes it simple to manage your finances wherever life takes you. Whether you're making mobile payments or sending money to friends and family with our person-to-person transfer feature, you'll find everything you need right at your fingertips. We prioritize your safety too. With electronic signature authorization, signing documents is not only quick but also secure. You can confidently complete transactions without the worry of paperwork getting lost or delayed. At Freedom Of Maryland, we believe that banking should be accessible and straightforward. Our digital services are designed to empower you with real-time account management, allowing you to take control of your financial journey effortlessly. Embrace the future of banking today and discover how easy it is to manage your finances with us!

At Freedom Of Maryland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services while maintaining a strong financial foundation. Our net worth of $36,588,573 reflects our solid financial health, allowing us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of 782, we demonstrate a robust capital foundation that ensures we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $125,721,366 in share certificates and $30,639,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, our resources are focused solely on benefiting you through better loan rates and exclusive perks. With $35,708,334 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors, with $359,731,063 in total loans and leases and $37,741 in used auto loans available to help you drive your dreams forward. Our operational efficiency is reflected in our net income of $143,347, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we have 48,751 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust is essential as we work together toward achieving your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom Of Maryland is your trusted partner. Visit us at 2019 Emmorton Rd Bel Air Md 21015 or call 410-676-5700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.