FREEDOM FIRST FEDERAL CREDIT UNION

Welcome to Freedom First, your trusted financial partner in the heart of Roanoke, Virginia! Located at 5240 Valleypark Dr, Roanoke, VA 24019, we have proudly served our community since our establishment in 1956. With a robust membership base of 69,029 and total assets exceeding $1.16 billion, we are committed to providing you with personalized banking solutions tailored to meet your unique needs. At Freedom First, we understand that every member's financial journey is different. That's why we offer a diverse range of services, from personal loans to business financing options. Our total loans and leases stand at 28,459, while our deposits amount to an impressive $36,484,296. We take pride in fostering a supportive environment where members can achieve their financial goals. Our dedicated team, led by CEO Paul Phillips and Board President Wayne Strickland, is here to assist you every step of the way. With 221 employees working diligently for you, we ensure that your experience with us is seamless and rewarding. Whether you need help with day-to-day banking or planning for the future, our experts are just a phone call away at 866-389-0244. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 5240 Valleypark Drive, Roanoke, VA 24019. Join us today and discover how Freedom First can help you build a brighter financial future. For more information about our services or to become a member, please visit our website at freedomfirst.com. Your journey towards financial empowerment starts here!

At Freedom First, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Roanoke area, you're likely eligible to join us. We embrace individuals from all walks of life, making sure our membership reflects the diversity of our community. Once you meet these simple criteria, you can enjoy the many benefits that come with being part of our family, like competitive rates on loans and personalized service tailored to your needs. To get started, you can find more detailed eligibility information at http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility . When you're ready to open an account, just head over to https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f . If you have any questions or need assistance along the way, feel free to reach out at (866) 389-0244. We're here to help you take that first step towards becoming a valued member of Freedom First!

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of being a reliable partner in your financial journey. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,004,767 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,416 in used auto loans and a total of $990,578,306 in loans and leases available. Our performance insights show an operational efficiency reflected in our net income of $0, which indicates our commitment to maintaining a strong balance sheet while continuing to provide valuable products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 106,752, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0 net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 5240 Valleypark Dr Roanoke Va 24019 or call 866-389-0244 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*