FREEDOM FIRST FEDERAL CREDIT UNION

Welcome to Freedom First, your trusted financial partner located at 4203 Electric Rd, Roanoke, VA 24018. Established in 1956, we have proudly served our community for over six decades, fostering a spirit of cooperation and mutual support among our 69,029 members. At Freedom First, we believe that every member deserves personalized service and financial products tailored to their unique needs. As part of our commitment to you, we manage a robust portfolio with total assets of over $1.168 billion and maintain strong financial stability with a net worth of $112,468,858. Our diverse offerings include everything from personal banking services like checking and savings accounts to auto loans, mortgages, and business financing options. With 22 dedicated employees ready to assist you, we ensure that help is always just a call away at 540-389-0244. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4203 Electric Rd, Roanoke, VA 24018. As your local credit union, we strive to make banking easy and accessible through services like online and mobile banking. Under the leadership of CEO Paul Phillips and Board President Wayne Strickland, Freedom First is not just about numbers; it's about making a meaningful impact in the lives of our members and the broader community. We invite you to explore how we can help you achieve your financial goals. Ready to take the next step? Visit us today or check out our website at freedomfirst.com for more information on how we can serve you better!

At Freedom First, we take pride in our rich legacy and the profound impact we've made since our establishment in 1956. Nestled in the heart of Roanoke, VA, at 4203 Electric Rd, our branch has grown from a small community-focused credit union into a robust financial institution serving over 69,000 members. Our journey reflects our commitment to providing exceptional financial services while fostering a sense of community. Over the years, Freedom First has achieved significant milestones that have shaped our identity. With total assets reaching an impressive $1,168,696,035, we have continuously expanded our offerings to meet the diverse needs of our members. From auto loans to mortgage refinancing and business banking solutions, we strive to empower individuals and families in their financial journeys. Our mission is simple yet powerful: to enhance the financial well-being of our members and support the communities we serve. We believe in creating lasting relationships built on trust and respect. We understand that every member's story is unique, which is why we tailor our services to align with individual goals and aspirations. While members can visit us at 4203 Electric Rd Roanoke Va 24018, official correspondence should be sent to 4203 Electric Rd, Roanoke, VA 24018. We invite everyone to come experience our welcoming environment during operating hours: Monday through Friday from 9 AM to 5 PM, with extended drive-thru hours until 6 PM on weekdays and Saturday hours from 9 AM to 12 PM. In addition to traditional banking services, Freedom First embraces digital advancements that make banking easier and more accessible for everyone. Whether it's online banking or mobile payments, we ensure that our members can manage their finances conveniently. Our commitment to accessibility is further demonstrated by our ADA compliance efforts. We are also dedicated to giving back to the community through partnerships and outreach programs that address local needs. Our initiatives range from financial education workshops to support for local charities. We believe that when we uplift our community, we uplift ourselves. Join us at Freedom First and become part of a family that cares about your financial future as much as you do. Discover how you can benefit from being a member by contacting us at (540) 389-0244 or visiting our website at Freedom First. Your journey toward financial empowerment starts here!

Welcome to Freedom First, your trusted credit union located at 4203 Electric Rd in Roanoke, Virginia! Our branch offers a convenient spot for all your banking needs, nestled right in the heart of the Roanoke community. Whether you're coming from nearby landmarks like Tanglewood Mall or enjoying the beautiful scenery of Mill Mountain, you'll find us easily accessible. At Freedom First, we prioritize making your visit as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options to ensure everyone can enjoy our services without hassle. Plus, our drive-thru service is available for those who prefer quick and easy transactions on the go! We're here for you Monday through Friday from 9 AM to 5 PM, and even Saturday mornings from 9 AM to 12 PM perfect for anyone with a busy schedule. If you need assistance outside of these hours, give us a call at 540-389-0244. Our friendly team is always ready to help! For your convenience, we also have an ATM available right on-site for cash withdrawals and balance checks whenever you need them. While you can visit us at our branch location for all your personal and business banking needs, any official correspondence should be sent to the same address: 4203 Electric Rd, Roanoke, VA 24018. Come by Freedom First today and discover how we can help you achieve your financial goals! We look forward to seeing you soon!

At Freedom First, we believe in building a community where everyone feels valued and supported. Becoming a member is easy and opens the door to a world of financial services tailored just for you. If you live, work, worship, or attend school in certain areas of Virginia, you're likely eligible to join us. We welcome individuals from diverse backgrounds and with different financial needs, ensuring that everyone has access to the tools they need for success. You can check out the detailed eligibility criteria on our website at http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility . Once you're ready to take the next step, opening an account is a breeze! Simply visit us at our branch located at 4203 Electric Rd, Roanoke, VA 24018, or give us a call at 540-389-0244 for more information. We're here to help you every step of the way as you become part of the Freedom First family!

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your decision to bank with us. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,416 in used auto loans and $990,578,306 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 106,752, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 4203 Electric Rd Roanoke Va 24018 or call 540-389-0244 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*