Freedom First Credit Union Roanoke VA | Convenient ATM Services

Introduction

Welcome to Freedom First, your trusted credit union located at 207 Bullitt Ave Se, Roanoke, VA 24013. Since our establishment in 1956, we have been dedicated to serving our community and empowering our members with the financial tools they need to succeed. With a total membership of 69,029 and assets exceeding $1.16 billion, we pride ourselves on being a reliable partner in your financial journey. At Freedom First, we understand the importance of personalized service and community involvement. Our leadership team, led by CEO Paul Phillips and Board President Wayne Strickland, is committed to fostering a welcoming environment where every member feels valued. Whether you are looking for loans, savings options, or expert financial advice, our knowledgeable staff is here to help. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 5240 Valleypark Dr, Roanoke, VA 24019-3002. With total deposits of $36,484,296 and an impressive net worth of $112,468,858, we are proud of the solid foundation that allows us to support our members' ambitions. Our total loan portfolio includes over 28,459 loans, ensuring that we can cater to a wide range of financial needs. Join us at Freedom First for your banking needs give us a call at 540-389-0244 or explore more about our services on our website here. We look forward to helping you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As part of our commitment to progress, Freedom First embraces digital advancements that enhance the banking experience. With features like online banking and mobile payments available, managing your finances has never been easier. We prioritize accessibility for everyone by ensuring compliance with ADA standards and implementing customer-centric initiatives.

Join Us Today!

We invite you to become part of the Freedom First family. Whether you're looking for a loan, savings account, or simply want reliable financial advice, we're here for you. Experience firsthand how our mission translates into real benefits for you and your community. Feel free to reach out at 540-389-0244 or visit us online at Freedom First to learn more about membership eligibility and how we can help you achieve your financial dreams. Together, let's build a brighter future!

Our Journey

Since opening our doors, Freedom First has focused on providing exceptional financial services while fostering a sense of belonging among our members. Over the decades, we've seen significant milestones, including reaching total assets of over $1.16 billion and offering a wide range of services that cater to diverse financial needs. Our journey reflects not just growth in numbers but also deepening relationships within the community we serve. While members can visit us at 207 Bullitt Ave Se Roanoke Va 24013, official correspondence should be sent to 5240 Valleypark Dr, Roanoke, VA 24019-3002. We strive to ensure every interaction is positive and impactful.

Our Mission

Our mission is simple yet powerful: to empower individuals and families through financial education and innovative banking solutions. We believe that everyone deserves access to quality financial services regardless of their background or financial situation. At Freedom First, we are dedicated to supporting our members with personalized service tailored to their unique goals. We actively engage with our community through partnerships and outreach programs designed to uplift those around us. By working together with local organizations, we aim to create opportunities that benefit not only our members but also the broader Roanoke area.

Branch Location & Accessibility

Come Visit Us!

Whether you're a long-time member or considering joining our community, we invite you to come in and experience the personalized service that sets Freedom First apart. If you have any questions before your visit, don't hesitate to give us a call at 540-389-0244. We look forward to serving you soon!

Convenient Features

At Freedom First, we prioritize accessibility. Our branch is designed with features to accommodate everyone. You'll find ample parking and ADA-compliant ramps, ensuring a smooth experience for all visitors. Although we currently do not offer drive-thru services or ATMs on-site, our dedicated staff is always ready to assist you inside.

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 8 AM to 5 PM. We encourage you to stop by during these hours so our team can help you with everything from account inquiries to loan applications.

Member Eligibility

At Freedom First, we believe that everyone deserves to be part of a supportive community that prioritizes your financial well-being. If you live, work, or worship in the Roanoke area, or if you're a family member of an existing member, you're likely eligible to join us! We aim to make membership accessible and welcoming for all. To learn more about specific eligibility requirements, feel free to visit our detailed guidelines at http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility. Once you know you're eligible, opening an account is a breeze! Just head over to our simple application page found here: https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f. If you have any questions or need assistance, don't hesitate to call us at (540) 389-0244. We're excited to welcome you into the Freedom First family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services are designed to make transactions easy. Imagine processing payments seamlessly so you can focus on what you do best running your business. Whether it's accepting credit cards or mobile payments, we equip you with the necessary tools to enhance customer satisfaction and streamline operations. For more information about how we can help your business grow, visit us at 207 Bullitt Ave Se Roanoke Va 24013 in Roanoke, VA, or give us a call at (540) 389-0244. Let's take your business to new heights together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $897 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $490,850,324, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's busy world, convenience is key. Our ATM Services Only allow for easy cash withdrawals and account inquiries whenever you need them. Though we currently do not have drive-thru or shared service center availability, our online tools ensure that you have access to essential banking services at your fingertips.

Engaging with Us

Our commitment goes beyond just providing financial services; it's about building lasting relationships with our members. We encourage you to reach out! If you have questions about any of our offerings or need assistance with an account, don't hesitate to call us at (540) 389-0244 during our lobby hours from Monday through Friday, 8 AM to 5 PM. We invite you to experience the difference at Freedom First where we put members first and strive to meet all your financial needs under one roof. For more information about opening an account or learning more about membership eligibility, visit us online at https://www.freedomfirst.com/ or check out our membership page. Explore what we can do for you today!

Loans Made Easy

When it comes to financing your dreams, we provide options that fit various needs. Whether you're eyeing a new vehicle or planning home improvements, our loan products can help make those dreams a reality. We know that finding the right loan can feel overwhelming, so our friendly staff is here to guide you through every option available.

Personal Banking Solutions

We offer a variety of personal banking services designed to make managing your money easier. Imagine having the convenience of accessing your accounts anytime, anywhere with our user-friendly online banking platform. From checking accounts that cater to your daily expenses to savings accounts that help you build for the future, our offerings are flexible and accessible. If you're on the go, our mobile application allows you to handle transactions, pay bills, and even deposit checks right from your smartphone. Need to send money to friends or family? Our person-to-person payment feature makes it simple and fast.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services allow you to take charge of your finances right from your computer or smartphone. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with the added benefit of electronic signature authorization, signing documents has never been simpler you can do it all without needing to visit a branch.

Mobile Banking on the Go

For those who prefer banking on the go, our mobile application makes it easy to manage your accounts directly from your smartphone. Enjoy features like mobile payments, allowing you to pay for purchases with just a tap. Need to send money to a friend? With our person-to-person transfer feature, sharing funds is quick and hassle-free.

Stay Organized with E-Statements

Worried about paper clutter? Our e-statements are here to help! You can easily view and download your statements online whenever you need them. This not only helps you stay organized but also adds an extra layer of security since there's no physical mail involved.

Your Security Matters

At Freedom First, we prioritize your safety. Our digital banking services come equipped with top-notch security measures to protect your personal information. You can bank with peace of mind knowing that we take every step necessary to keep your data secure. In short, whether you're at home or out and about, our digital and online banking options provide the flexibility and convenience you need to manage your finances effectively. Explore all that we offer today by visiting https://www.freedomfirst.com/!

Financial Strength

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial position is evident in the numbers, which reflect our commitment to serving you with integrity and reliability. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $8,416 in used auto loans and $990,578,306 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $1,700,582, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $0, alongside a robust member base indicated by 106,752 accounts, we are well-positioned to meet your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 207 Bullitt Ave Se Roanoke Va 24013 or call (540) 389-0244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,319,351 in used vehicle loans and $37,496,608 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your next vehicle purchase easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $490,850,324 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and provide tailored financing solutions. At Freedom First in Roanoke, VA (207 Bullitt Ave Se), we prioritize transparency and member satisfaction. If you have any questions about our loan offerings or need assistance with refinancing options, please don't hesitate to contact us at 540-389-0244 during our lobby hours from Monday to Friday between 8 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan products can support you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,133,916, make buying or refinancing simple. We cater to first-time homebuyers as well as those looking to refinance their existing mortgages. Our experienced team can guide you through the process and help determine your eligibility.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,017,837 in loans helping members manage their finances effectively. These cards come with benefits that can ease day-to-day transactions without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are not only fair but also transparent. By working with verified financial institutions, LendMesh provides users with confidence in their loan comparisons.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FREEDOM FIRST FEDERAL CREDIT UNION - Roanoke, VA

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Home Equity Loans

Personal Loans

Vehicle Loans

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