Freedom First Credit Union Roanoke VA | Affordable Auto Loans & Top Checking

Introduction

Welcome to Freedom First, your trusted credit union located at 102 Campbell Ave Sw, Roanoke, VA 24011. Established in 1956, we have proudly served our community for over six decades. With a dedicated membership of 69,029 and total assets reaching an impressive $1,168,696,035, we are committed to providing our members with the best financial solutions tailored to their needs. At Freedom First, we believe in empowering our members through strong financial support. With $36,484,296 in total deposits and a robust loan portfolio that includes 28,459 loans and leases, we stand ready to assist you with everything from personal banking to business loans. Our commitment extends beyond numbers; it's about building relationships within the Roanoke community. Our leadership team is devoted to fostering a welcoming environment. CEO Paul Phillips and Board President Wayne Strickland work tirelessly to ensure that every member feels valued and supported. We also maintain a strong workforce of 221 employees, all focused on delivering exceptional service. While you can visit us at our branch address for your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1999, Salem, VA 24153. Ready to take control of your financial future? Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we're here for you! Call us at 540-389-0244 or visit our website at freedomfirst.com to learn more about how we can help you achieve your financial goals today!

Branch History & Mission

Freedom First has a rich legacy that began in 1956, serving the vibrant community of Roanoke, VA. Located at 102 Campbell Ave SW, our branch has become a cornerstone for many residents seeking reliable financial services. Over the years, we have grown significantly, and today we proudly serve a total membership of 69,029 members, with total assets reaching an impressive $1,168,696,035. Our mission is simple yet profound: to empower our members through accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Whether you need personal banking options like checking and savings accounts or are looking for assistance with auto loans and mortgages, Freedom First is here to support you every step of the way. While members can visit us at our branch location in Roanoke, official correspondence should be sent to our mailing address: PO Box 1999, Salem, VA 24153. This allows us to ensure that all your needs are met efficiently. At Freedom First, we focus on providing not just financial services but also community support. We engage in numerous outreach efforts and partnerships that benefit local organizations and initiatives. Our commitment goes beyond numbers; it's about making a real difference in the lives of those we serve. In addition to traditional banking services, we embrace digital advancements to enhance member experience. With features like online banking and mobile payments available, managing your finances is easier than ever. We strive for accessibility by ensuring our services are ADA compliant and cater to all community members. As we look towards the future, we invite you to join our growing family at Freedom First. Together, let's build a brighter financial future for ourselves and our community. Experience firsthand the benefits of becoming a member today! For more information on how you can join us or take advantage of our services, please call us at 540-389-0244 or visit our website at Freedom First.

Branch Location & Accessibility

Convenient Access

Our branch is easily accessible, with parking available nearby and ADA-compliant features ensuring everyone can visit us comfortably. Whether you're stopping in for personal banking or discussing loan options, we aim to provide a welcoming environment for all our members.

Join Us Today!

We invite you to come by and discover how Freedom First can help meet your financial needs. Our friendly staff is ready to assist you with whatever you may require. Visit us today and experience the difference!

Operating Hours & Services

At Freedom First, we value your time. That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9 AM to 5 PM. While you're here, take advantage of a range of services including checking and savings accounts, auto loans, mortgages, and personal loans. We also offer online and mobile banking for those who prefer handling their finances digitally. While members can visit us at 102 Campbell Ave SW, official correspondence should be sent to PO Box 1999 in Salem, VA. If you have any questions or need assistance, don't hesitate to call us at 540-389-0244.

Member Eligibility

At Freedom First, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is easy and welcoming! If you live, work, or go to school in the Roanoke area, you're already on your way to joining us. We also extend membership to those related to current members. This means that whether you're a first-time account holder or someone looking for better financial solutions, we have a place for you here. For more detailed eligibility criteria, feel free to visit our website at http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility. Opening an account with us is straightforward and designed with your convenience in mind. Simply head over to our online application portal at https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f to get started. If you have any questions along the way, don't hesitate to give us a call at (540) 389-0244. We look forward to welcoming you into the Freedom First family at our branch located at 102 Campbell Ave Sw Roanoke Va 24011!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $897 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $490,850,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your transactions and enhance customer experiences. Our merchant services offer just that. From easy payment processing solutions to mobile payment options, we equip businesses with what they need to thrive in today's market. Visit us at 102 Campbell Ave Sw Roanoke Va 24011 in Roanoke, VA, or call us at (540) 389-0244 to discover how our tailored banking solutions can help your business flourish. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services that make transactions easier and more efficient. Whether you're just starting or looking to expand, our business loans are designed to help your enterprise thrive.

Credit Options

We understand that having flexible payment options is important. That's why we provide credit cards with rewards, allowing you to earn points on everyday purchases while enjoying all the benefits of membership. These rewards can add up quickly and help you save on future expenses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Freedom First offers robust online and mobile banking services. You can easily manage your accounts from anywhere using our user-friendly mobile app or website. Features like ATM and cash withdrawal services mean you have access to your funds when you need them most.

Get in Touch!

We invite you to experience the difference at Freedom First. Our friendly staff is ready to assist you with any questions or needs you may have regarding our services. Visit us at 102 Campbell Ave Sw Roanoke Va 24011, call us at (540) 389-0244, or explore more about what we offer online at our website. We're here to support your financial journey every step of the way!

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer various options including checking and savings accounts that help you keep track of your money while earning interest. If you're planning to buy a car, our auto loans and vehicle financing solutions can help turn your dreams into reality. Need a place to call home? Our mortgage loans and refinancing options ensure that you can secure the best rates available. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the support you need.

Digital & Online Banking

Convenience at Your Fingertips

With our online banking platform, available at https://www.freedomfirst.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our 24/7 online banking services provide the flexibility you need. Plus, with features like person-to-person transfers, sending money to friends or family is quick and straightforward.

Secure and User-Friendly Experience

Security is a top priority for us at Freedom First. Our electronic signature authorization feature ensures that your transactions are safe and streamlined. You can also choose to receive e-statements, making it easy to keep track of your account activity without the clutter of paper statements.

Stay Connected on the Go

For those who prefer using their mobile devices, our mobile application offers a full range of services right in your pocket. With mobile payments enabled, you can make quick purchases directly from your phone. Whether you're out shopping or grabbing a coffee, your bank is always close by. In addition to these features, managing your accounts has never been easier. Our user-friendly interface allows you to view transactions in real time and keep an eye on your financial health without any hassle. At Freedom First, we're committed to providing tools that enhance your banking experience while ensuring maximum security. Join us today and take advantage of our digital banking services that cater to your busy lifestyle!

Financial Strength

Growing Member Base

We currently have 106,752 total share accounts, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 102 Campbell Ave SW Roanoke VA 24011 or call 540-389-0244 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,416 in used auto loans and $990,578,306 in total loans and leases.

Member Savings Secured

Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,319,351 in used vehicle loans and $37,496,608 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, we have options that can suit your budget and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $490,850,324 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to supporting your growth through tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,133,916, make buying or refinancing simple. We provide various terms and competitive interest rates to ensure that you find the right solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of lower rates or improve your financial situation, we have options available that can help you save money in the long run. Be sure to inquire about eligibility requirements when you contact us. To learn more about our loan offerings or to discuss which option might be best for you, feel free to reach out at 540-389-0244 or visit us at 102 Campbell Ave Sw Roanoke Va 24011. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Freedom First help pave your path toward financial success!

Unsecured Credit Card Loans

Managing finances can be tricky at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $14,017,837 in loans helping members manage their finances effectively. This product can be an excellent choice if you're looking for convenience and flexibility in your spending.

Loan Aggregator

Benefits of Using LendMesh

One significant advantage of using LendMesh is its commitment to transparency. All loan offers originate from legitimate financial institutions, ensuring users can trust the information they receive. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings. This means that every user sees unbiased results tailored to their needs. With real-time rate comparisons, users can stay updated on current loan rates from multiple institutions. This feature empowers individuals to make informed decisions about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and find competitive rates for your loans, compare real-time offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent. By relying on trustworthy sources, LendMesh provides verified data, allowing users to compare legitimate offers without hidden agendas.

Freedom First