Freedom First Credit Union Daleville VA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Freedom First at our Daleville Branch, located at 1171 Roanoke Rd, Daleville, VA 24083. Since our establishment in 1956, we have been dedicated to serving our community with personalized financial solutions that cater to your unique needs. With a strong membership base of 69,029 members and total assets exceeding $1.16 billion, we pride ourselves on being a trusted partner in your financial journey. At Freedom First, we understand that each member has distinct goals and aspirations. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our commitment to you is evident in our impressive total deposits of $36,484,296 and robust loan portfolio totaling 28,459 loans and leases. While you can visit us directly at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1171 Roanoke Rd, Daleville, VA 24083-2917. Our team is led by the experienced CEO Paul Phillips and supported by Board President Wayne Strickland, who both share a passion for community engagement and member service. With a dedicated workforce of 221 employees, we are here to help you navigate your financial future confidently. Whether you're interested in exploring new loan options or seeking advice on personal finance matters, we're just a phone call away at 540-427-6650. Visit our website at Freedom First for more information or to start your membership today! Join us as we work together towards achieving your financial goals!

Branch History & Mission

A Commitment to Growth and Community

Since our founding, Freedom First has consistently focused on empowering our members through personalized financial services. With total assets exceeding $1.16 billion, we have established ourselves as a cornerstone of financial stability in Daleville and beyond. Our commitment to serving the community has allowed us to develop a strong relationship with local residents and businesses alike. Throughout our journey, we have embraced advancements that enhance member experience. We offer modern banking solutions including online and mobile banking, ensuring that our members can manage their finances conveniently and securely. We are also proud to provide ADA-compliant facilities that ensure everyone has access to our services.

Join Us Today!

As we continue on this journey together, we invite you to become part of the Freedom First family. Visit us at 1171 Roanoke Rd or contact us at 540-427-6650 to learn more about how we can help you achieve your financial dreams. Together, let's build a brighter future for ourselves and our community!

Our Mission: Empowering Financial Futures

At the core of Freedom First is our mission: to provide exceptional financial services while fostering community support. We believe that everyone deserves access to resources that enable them to achieve their financial goals. Whether you're looking for personal loans, auto financing, or business banking solutions, we are here to guide you every step of the way. Our drive-thru service and ATM availability reflect our dedication to convenience, making it easy for members to conduct transactions at their leisure. Additionally, we actively engage in community outreach programs aimed at enhancing financial literacy and promoting economic growth within Daleville.

Branch Location & Accessibility

Accessibility Features

At Freedom First, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, there's ample parking available right outside for easy access.

Friendly Call-to-Action

Whether you're looking for financial advice or ready to start your membership journey with us, we invite you to visit our Daleville Branch or give us a call at 540-427-6650. We're excited to assist you on your financial journey! Come see how Freedom First can make a difference in your banking experience today!

Operating Hours

We understand that life can get busy, which is why we're here for you during flexible hours! Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. If you prefer using our drive-thru service, you can take advantage of extended hours open until 6 PM on weekdays!

Services Offered

Here at Freedom First, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also enjoy the convenience of online and mobile banking services. Need cash? We have an ATM available on-site for quick withdrawals and balance checks.

Member Eligibility

At Freedom First, we believe that everyone deserves access to financial services that support their goals and dreams. Becoming a member is simple and welcoming, designed for individuals who share our values. If you live, work, worship, or attend school in the communities we serve, you're likely eligible to join our family! We embrace members from all walks of life, and joining us means gaining access to a range of benefits tailored just for you, from personal banking solutions to competitive loan options. To learn more about our specific eligibility criteria, feel free to check out this resource: http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility . Once you see how easy it is to qualify, opening your account will be just as straightforward. You can start your journey with us by visiting https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx ?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f or giving us a call at (540) 427-6650. We're excited to welcome you to Freedom First, located at 1171 Roanoke Rd Daleville Va 24083, where your financial future awaits!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $897 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $490,850,324, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine a customer walking into your store, ready to make a purchase. With our efficient point-of-sale systems, you can process transactions quickly and securely, enhancing customer satisfaction and boosting sales. Our goal is to make your financial operations as smooth as possible so you can focus on what you do best running your business. Visit us at 1171 Roanoke Rd Daleville Va 24083 in Daleville, VA, or call us at (540) 427-6650 to learn more about how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also value accessibility in traditional banking methods. Our branch features a drive-thru service where you can complete basic transactions like deposits and withdrawals without leaving your car. Additionally, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Business Banking Services

For small business owners, we offer a suite of services including merchant services and business loans. We know how crucial it is for businesses to have reliable financial support, which is why we strive to provide straightforward banking solutions that help you grow.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why at Freedom First, we provide robust online and mobile banking platforms. With these tools, you can manage your accounts anytime, anywhere whether it's paying bills, transferring funds, or checking your balance. You can even enjoy the ease of mobile payments and person-to-person transfers right from your smartphone.

Personal Banking Services

When it comes to personal banking, we understand that each member has unique needs. That's why we offer various checking and savings accounts designed to fit different lifestyles. Whether you're saving for a rainy day or managing your daily expenses, our accounts come with features that help you stay on track. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide tailored solutions to make homeownership more achievable. Sometimes life brings unexpected financial challenges. Our personal loans and debt consolidation options are here to assist you when you need extra support. Plus, don't forget about our credit cards with rewards; they not only provide convenient purchasing power but also offer points for your everyday spending.

Your Trusted Partner

At Freedom First, we pride ourselves on being more than just a credit union; we are a trusted partner in your financial journey. If you have any questions about our services or want to learn how we can help meet your financial goals, don't hesitate to reach out! Give us a call at 540-427-6650, or visit us in person at our Daleville branch during operating hours: Monday through Friday from 9 AM to 5 PM (Drive-Thru until 6 PM) and Saturday from 9 AM to 12 PM. We look forward to serving you!

Digital & Online Banking

Accessibility and Security

Security is a top priority at Freedom First. Our online and mobile banking platforms use advanced encryption technology to protect your personal information. You can bank with confidence knowing that your data is secure while enjoying the ease of accessing your accounts from anywhere. In summary, whether you're looking for convenient account management or secure transactions, our digital banking services have got you covered. Explore all the options available at https://www.freedomfirst.com/ and take control of your finances today!

Key Features

Our online platform also supports E-Statements, allowing you to view your account statements electronically. This feature not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, with Electronic Signature Authorization, signing documents has never been simpler or more secure. For those who prefer banking on their smartphones, our Mobile Application provides an intuitive experience for managing your accounts. You can utilize features like Mobile Payments to make quick transactions without carrying cash or cards. Need to send money to a friend? Our Person-to-Person Transfers make it easy to send and receive money instantly.

Financial Strength

Dedicated Team

We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedication to employee training translates into excellent service for our members.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $8,416 in used auto loans and an impressive total of $990,578,306 in loans and leases available for our members. This enables us to cater to diverse needs from vehicle financing to personal loans.

Reinvestment in Member Services

With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us provide you with the best possible service while ensuring your money is safe.

Secure Savings Options

Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 106,752, showing a strong and growing member base that trusts us with their finances. This trust is fundamental to our operations as we strive to meet the needs of every member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 1171 Roanoke Rd Daleville Va 24083 or call 540-427-6650 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,319,351 in used vehicle loans and $37,496,608 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms designed for your budget.

Credit Lines

If you're looking for additional financial flexibility, our credit lines totaling $378,455,092 can be an excellent choice. They allow you to access funds as needed while only paying interest on what you use. For business owners, our outstanding commercial loans totaling $490,850,324 provide the capital needed to grow and expand your business operations. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out. Our team is here to help guide you through every step of the process. For more information or to get started with your loan application today, call us at 540-427-6650 or visit our website at Freedom First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,133,916, make buying or refinancing simple. We provide support throughout the process to ensure that you find the best solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,017,837 in loans helping members manage their finances effectively. This option gives you the freedom to handle unexpected costs without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from reliable financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike many platforms that prioritize lenders based on paid promotions, LendMesh provides unbiased results. This means users can trust that they are seeing the best options available without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in assisting individuals to secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. By utilizing verified data from legitimate financial institutions, LendMesh builds trust with its users.

FREEDOM FIRST FEDERAL CREDIT UNION - Daleville, VA