FREEDOM FIRST FEDERAL CREDIT UNION

Welcome to Freedom First, your trusted financial partner in the heart of Christiansburg, Virginia! Located at 417 N Franklin St, we have been proudly serving our community since 1956. With a commitment to providing personalized banking solutions, we are here to help you achieve your financial goals. As a member-focused credit union with over 69,000 members, we strive to create a welcoming environment where everyone feels valued. Our assets total an impressive $1,168,696,035, reflecting our strong foundation and dedication to financial stability. We currently offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking options. At Freedom First, we understand that trust is built through transparency. That's why we're proud to report total deposits of $36,484,296 and net worth of $112,468,858. With a team of 221 employees, led by our dedicated CEO Paul Phillips and Board President Wayne Strickland, we're always ready to assist you with your banking needs. While you can visit us at our branch in Christiansburg for all your banking needs, please note that official correspondence should be sent to our mailing address: 417 N. Franklin St, Christiansburg, VA 24073. We invite you to explore what makes us unique. From our competitive loan offerings currently totaling 28,459 loans to our robust online banking services designed for your convenience, Freedom First is dedicated to making your financial journey as smooth as possible. Ready to take the next step? Call us at 540-389-0244 or visit our website at Freedom First today! We're excited to help you on your path toward financial success.

Welcome to Freedom First in beautiful Christiansburg, VA, where convenience meets community! Located at 417 N Franklin St, our branch is easily accessible for all your banking needs. Whether you're heading to the local shops or visiting nearby landmarks like the Christiansburg Library or the vibrant downtown area, you'll find us just a short drive away. While members can visit us at 417 N Franklin St, official correspondence should be sent to the same address for your convenience. Our location offers ample parking and features designed with accessibility in mind, ensuring everyone can walk in with ease. At Freedom First, we understand that your time is valuable. That's why we offer convenient operating hours: Monday through Friday from 9 AM to 5 PM, with our drive-thru open from 8 AM to 5 PM. On Saturdays, we're here for you from 9 AM to 12 PM. Need to make a quick cash withdrawal? Our ATM is available on-site for added convenience. Our branch also provides essential services such as personal banking including checking and savings accounts auto loans, mortgage options, and credit cards with rewards. Whether you're stopping by for simple transactions or more complex banking needs, our friendly team is ready to assist you. If you have any questions or would like more information, don't hesitate to give us a call at 540-389-0244. We invite you to visit Freedom First today and experience how we can support your financial journey!

At Freedom First, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to join us, it's easier than you might think! Membership is open to anyone who lives, works, worships, or attends school in our local area. This means whether you're a lifelong resident or new to the community, we'd love to welcome you. By becoming a member of Freedom First, you gain access to a wide range of financial services designed to meet your needs, from personal banking and loans to online services that make managing your money simple and convenient. To get started on your membership journey, visit us at our branch located at 417 N Franklin St Christiansburg Va 24073, or give us a call at (540) 389-0244 for more information. You can also check out our eligibility criteria in detail by visiting http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility . When you're ready, opening an account is just a click away through our easy online application at https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f . Join us today and experience the advantages of being part of the Freedom First family!

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to ensure that your money is safe and working hard for you, which is why we are proud to share our financial strength with you. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $85,004,767 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $8,416 in used auto loans and $990,578,306 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our institution is reflected in the trust placed in us by our community, as seen by our growing base of 106,752 total share accounts. This shows that more people are choosing Freedom First as their trusted partner for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 417 N Franklin St Christiansburg Va 24073 or call (540) 389-0244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.