Freedom First Credit Union Blacksburg VA | Best Auto Loans & Business Banking

Introduction

Welcome to Freedom First at our Prices Fork branch, where we are dedicated to serving the financial needs of our community in Blacksburg, VA. Established in 1956, we have proudly grown to support over 69,000 members with a deep commitment to providing exceptional service and sound financial solutions. Located at 2701 Prices Fork Rd, our branch is not just a place for banking; it's a hub for fostering relationships and building a better financial future together. While members can visit us at this address, official correspondence should be sent to our mailing address at 5240 Valleypark Dr, Roanoke, VA 24019-3002. With total assets exceeding $1.16 billion and deposits totaling $36,484,296, we ensure that your money is not just safe but also working hard for you. Our leadership team, including CEO Paul Phillips and Board President Wayne Strickland, is committed to transparency and member satisfaction. We take pride in our strong net worth of $112,468,858 and cash in hand amounting to $10,542,984, showcasing our stability and reliability. At Freedom First, we offer an array of services tailored to meet your personal and business needs from checking and savings accounts to auto loans and mortgages. With over 28,459 loans issued, we're here to help you achieve your financial goals. Whether you're looking for assistance with online banking or need guidance on loans, our friendly staff is ready to assist you. Feel free to give us a call at 540-389-0244 or visit our website at Freedom First for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Freedom First, we take pride in our rich history and unwavering commitment to the community. Established in 1956, our branch has been a vital part of Blacksburg, VA, for over six decades. Located at 2701 Prices Fork Rd, we are easily accessible and proud to serve our members with dedication and care. As we have grown from a small credit union into a trusted financial institution with total assets exceeding $1.1 billion, our focus has remained steadfast: supporting the financial wellness of our members while uplifting the community around us. Our mission is simple yet powerful: to provide exceptional financial services while fostering an inclusive environment where everyone can thrive. With a current membership of over 69,000 individuals, Freedom First is committed to empowering our members through personalized banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We believe in building strong relationships and supporting each member's unique journey toward financial success. In addition to traditional banking services, we embrace technology to make banking easier for our members. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. We also offer convenient ATM access and drive-thru banking for those on the go. While members can visit us at our branch address for all their needs, official correspondence should be sent to our mailing address at 5240 Valleypark Dr, Roanoke, VA 24019-3002. Freedom First isn't just about numbers; it's about people. We actively engage in community outreach efforts and partner with local organizations to support initiatives that enhance the quality of life in Blacksburg and beyond. Our goal is not only to provide excellent financial products but also to contribute positively to the community we love. As we look forward to the future, we invite you to join us at Freedom First. Experience the benefits of being part of a credit union that genuinely cares about its members' needs and aspirations. Whether you're looking for your first car loan or planning for retirement, let us help you achieve your goals with personalized service tailored just for you. Reach out today at 540-389-0244 or visit us online at Freedom First!

Branch Location & Accessibility

Convenient Access

At Freedom First, we understand that accessibility matters. Our branch is designed with ADA-compliant features, ensuring everyone can visit us comfortably. Plus, there's ample parking available for both cars and those needing extra space. If you're short on time, take advantage of our drive-thru service where you can handle deposits and withdrawals quickly without leaving your vehicle.

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 540-389-0244. We're excited to help you with all your banking needs! While members can visit us at 2701 Prices Fork Rd, official correspondence should be sent to our mailing address at 5240 Valleypark Dr, Roanoke, VA 24019-3002. Come see us today and discover how we can support your financial journey!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, with extended hours on Friday until 6 PM. Need to swing by on Saturday? We're open from 9 AM to 12 PM for your convenience. If you prefer digital solutions, we also offer online banking services that let you manage your finances anytime.

Services Offered

Freedom First offers a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our knowledgeable staff is always ready to assist you with any questions or financial goals you may have.

Member Eligibility

At Freedom First, we believe that becoming a member means joining a close-knit community where your financial well-being is our top priority. If you're looking to become part of our family, eligibility is straightforward and welcoming. Residents of the local area or those who work in certain professions can easily qualify for membership. Whether you're a student, educator, healthcare worker, or just someone who values community banking, we encourage you to check out all the specifics on our website at http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility. Joining us opens up a world of benefits, from competitive loan rates to personalized service that feels like home. The process of opening an account is simple and designed with your convenience in mind just visit us online at https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f, or give us a call at (540) 389-0244 if you have any questions. We're excited to help you start your journey with us at our branch located at 2701 Prices Fork Rd Blacksburg Va 24060!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to process payments seamlessly while keeping your focus on what matters most growing your business. Our merchant services provide you with the tools you need to accept payments quickly and securely, whether in-store or online. This means more time for you to connect with customers and make your vision a reality. Located at 2701 Prices Fork Rd Blacksburg Va 24060 in Blacksburg, VA, we are here to help your business thrive. Contact us at (540) 389-0244 to learn more about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $897 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $490,850,324, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs, we offer business banking solutions that include merchant services and business loans. Starting or growing a business can be challenging, but with our support, you can focus more on what matters most your success.

Connect with Us Today!

Whether you're looking for personal finance solutions or business support, Freedom First has the resources to help you achieve your goals. Feel free to reach out by calling us at 540-389-0244 or visit us at our branch in Blacksburg. Join us today and experience the difference in personalized service! For more information about becoming a member or to explore additional services we offer, visit our website.

Convenience at Your Fingertips

We understand that today's busy lifestyles require flexibility. That's why our digital banking features allow you to conduct transactions anytime, anywhere. Access your accounts through online banking or our mobile app for easy transfers and bill payments. Our ATM services ensure that cash withdrawal is quick and hassle-free. Additionally, if you're visiting us in person, take advantage of our drive-thru banking for deposits and withdrawals without leaving your vehicle. We're open Monday through Friday from 9 AM to 5 PM (and until 6 PM on Fridays), plus Saturday hours from 9 AM to noon for added convenience.

Home Financing Solutions

If buying a home is on your agenda, look no further than our mortgage loans and refinancing options. Our experienced team will guide you through the mortgage process, ensuring that you find the best solution that fits your budget and lifestyle.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed for ease and convenience. Imagine having the ability to check your balance or transfer funds directly from your phone with our online and mobile banking features. We also offer competitive rates on auto loans and vehicle financing, so whether you're eyeing a new car or need help with refinancing an existing loan, we've got you covered. Need help managing debt? Our personal loans can assist with debt consolidation, making it easier for you to keep track of your payments while potentially lowering your interest rates. Plus, don't forget about our credit cards that come with rewards perfect for those who love earning benefits while spending.

Digital & Online Banking

Key Services

Our online banking platform at https://www.freedomfirst.com/ offers a range of features that make it easy for you to stay on top of your financial goals. You can check balances, transfer funds, and pay bills all with just a few clicks. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who prefer a paperless approach, we provide e-statements to help you track your finances without the clutter. You can easily access these statements whenever you need them, ensuring that you're always informed about your account activity.

Mobile Banking Features

In addition to our website, our mobile application brings banking right to your fingertips. Whether you're out shopping or relaxing at home, you can take advantage of our mobile payments feature to make quick transactions without digging for cash or cards. Need to send money to a friend? Our person-to-person transfer option makes it simple and fast just a few taps on your phone! Security is always a priority for us. Our online banking services are equipped with advanced security measures, keeping your personal information safe while providing a user-friendly experience. With all these tools at your disposal, managing your money has never been easier! We invite you to explore what Freedom First has to offer through our digital channels today. Visit us online at https://www.freedomfirst.com/ and take control of your finances with confidence!

Financial Strength

Commitment to Growth

With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,416 in used auto loans and $990,578,306 in total loans and leases.

Efficiency and Service

Our operational efficiency is highlighted by our $1,700,582, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Approach

Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.67% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 106,752, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 2701 Prices Fork Rd Blacksburg Va 24060 or call (540) 389-0244 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $134,319,351 in used vehicle loans and $37,496,608 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $490,850,324 provide the capital needed to grow and expand your enterprise. We understand the unique challenges businesses face and are dedicated to providing tailored solutions that support your success. At Freedom First in Blacksburg, VA (2701 Prices Fork Rd), we're more than just a credit union; we're part of your community. If you're ready to take the next step toward reaching your financial dreams or want more information about our offerings, feel free to call us at 540-389-0244. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore all that we have to offer and let us help you find the loan that's right for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $50,133,916, making it easier for you to secure the home you've always wanted. If you're looking to refinance your current mortgage or explore eligibility options, our knowledgeable staff can guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $14,017,837 in loans helping members manage their finances effectively. These cards come with great benefits and rewards designed to fit your needs.

Loan Aggregator

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FREEDOM FIRST FEDERAL CREDIT UNION - Blacksburg, VA

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