FREEDOM FIRST FEDERAL CREDIT UNION

Welcome to Freedom First, your trusted partner in financial wellness, located at 1204 S Main St, Blacksburg, VA 24060. Since our establishment in 1956, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the unique needs of our members. At Freedom First, we believe that financial success is a journey best taken together. With a robust membership of 69,029 and total assets amounting to an impressive $1,168,696,035, we are dedicated to fostering strong relationships built on trust and support. Our CEO, Paul Phillips, alongside Board President Wayne Strickland, leads our team of 221 employees who are passionate about delivering personalized service. While members can visit us at our branch address, official correspondence should be sent to 1204 South Main Street, Blacksburg, VA 24060 if you need to reach us by mail. We understand that navigating financial decisions can be challenging, which is why we offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. With total deposits exceeding $36,484,296 and a net worth of $112,468,858, Freedom First stands as a stable institution ready to assist you with your financial goals. Whether you're looking for competitive loan options or secure savings accounts, our experienced team is here to guide you every step of the way. We invite you to explore our services and discover how Freedom First can help make your financial dreams a reality. Feel free to call us at 540-389-0244 or visit our website at freedomfirst.com for more information. Your path to financial empowerment begins with us!

At Freedom First, we take pride in our deep-rooted history and commitment to serving the community. Established in 1956, our branch located at 1204 S Main St, Blacksburg, VA, has been a cornerstone for financial support and empowerment for nearly seven decades. Over the years, we have grown alongside our members, expanding our services and adapting to their evolving needs. From humble beginnings, Freedom First has blossomed into a trusted credit union with over 69,000 members and total assets exceeding $1.16 billion. Our mission is clear: to provide accessible financial solutions while nurturing the communities we serve. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a new home, securing a vehicle loan, or saving for the future. Our commitment goes beyond just banking; it's about creating lasting relationships and making a positive impact in Blacksburg and surrounding areas. We regularly engage in community outreach programs and partnerships aimed at uplifting local organizations and residents. Whether through financial literacy workshops or sponsorship of local events, we strive to be more than just a credit union we aim to be a vital part of the community fabric. We understand that convenience matters to our members. That's why we offer various services including online and mobile banking options, an ATM on-site, and drive-thru banking for easy access to your accounts. Our operating hours are designed with your busy schedule in mind: open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to noon. While you can visit us at our branch address for all your banking needs, official correspondence should be directed to our mailing address: 1204 South Main Street, Blacksburg, VA 24060. As we continue to grow and adapt with technology offering features like electronic signatures and mobile payments our core mission remains steadfast: empowering our members through exceptional financial services while fostering community support. Join us at Freedom First today! Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being and the betterment of our community. For any inquiries or assistance, feel free to contact us at 540-389-0244. We look forward to welcoming you!

At Freedom First, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you're looking to join us, you'll be glad to know that eligibility is quite simple! Anyone who lives, works, worships, or attends school in our local area can become a member. This means you're not just gaining access to excellent financial services; you're joining a group of like-minded individuals who prioritize community and support. To start your journey with us at Freedom First, located at 1204 S Main St Blacksburg Va 24060, all you need to do is visit our website for more details on the eligibility criteria: http://www.freedomfirst.com/about-us/who-we-are/membership-eligibility . Once you confirm that you qualify, opening an account is easy! Just follow the instructions at https://apply.freedomfirst.com/cu/viewsubmittedloans.aspx?enc=kw21wblm1yxpjjabdozadwvncngeo8n0klsfjprz1ftt3toc2cyouujuzurhtv6f , or feel free to give us a call at (540) 389-0244 if you have any questions. We're excited to welcome you into our family!

At Freedom First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to highlight our financial strength, which reflects our commitment to providing the best possible services to our community. With a net worth of $112,468,858, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 967 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $161,407,250 in share certificates and $311,365,983 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,360,552, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $85,004,767 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $8,416 in used auto loans and $990,578,306 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 106,752, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom First is your trusted partner. Visit us at 1204 S Main St Blacksburg Va 24060 or call 540-389-0244 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.