Freedom Credit Union Springville UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Freedom Credit Union, where community and commitment come together! Located at 665 W 400 S, Springville, UT 84663, we have been proudly serving our members since 1956. With a total membership of 4,094 individuals, we strive to create a welcoming environment where everyone feels valued. At Freedom Credit Union, your financial well-being is our priority. We manage over $63,838,717 in assets and ensure that our members have access to reliable financial services. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Led by our dedicated CEO, Ken Payne, and Board President Thomas Crabb, our team of 14 employees is here to help you navigate your financial journey with ease. We pride ourselves on providing a range of services that include business banking, credit cards with rewards, online and mobile banking options, and much more. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315. Feel free to reach out to us at 801-375-2120 during our operating hours: Monday through Friday from 8:15 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. We are excited to assist you in achieving your financial goals! Join us today and experience the difference that a dedicated community credit union can make in your life! For more information about our services or to become a member, visit us online at Freedom Credit Union.

Branch History & Mission

Community Commitment

While members can visit us at our branch address for their banking needs, official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315. We are committed not only to providing excellent service but also to being an active part of the Springville community. Through various outreach efforts and educational programs, we strive to uplift those around us. In today's fast-paced world, we've embraced digital advancements without losing sight of personal connections. Our online banking services make it easy for you to manage your finances anytime while ensuring that all transactions are safe and secure. Additionally, we offer mobile payments and person-to-person transfer options for added convenience.

Our Evolution

The Freedom branch is located at 665 W 400 S Springville, UT 84663, a place where generations have turned to for their banking needs. From humble beginnings, we have adapted and expanded our services to meet the evolving demands of our members. Today, we offer a wide range of personal and business banking solutions including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our dedicated team is here to guide you through your financial journey. Our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering community growth. We believe that when our members succeed financially, our entire community thrives. This ethos drives us to engage actively in outreach programs and partnerships that support local initiatives.

Your Invitation

At Freedom branch, we understand that banking is more than just transactions; it's about building relationships based on trust and integrity. With operating hours from Monday to Friday 8:15 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm (drive-thru), we're here when you need us. Join us today and experience the difference at Freedom. Together, let's build a brighter financial future! For any questions or assistance, feel free to call us at 801-375-2120. We look forward to welcoming you into our family!

Branch Location & Accessibility

Banking Services

At Freedom Springville Branch, we provide a variety of banking services tailored to meet your needs. Whether you're interested in personal checking and savings accounts, auto loans, or mortgage refinancing, our friendly team is here to help. We also offer online and mobile banking options so you can manage your finances anytime, anywhere. While you can visit us at our physical location for all your banking needs, please note that any official correspondence should be sent to our mailing address at 815 N Freedom Blvd, Provo, UT 84604-3315. Feel free to call us at 801-375-2120 if you have any questions or need assistance before your visit. Our dedicated staff looks forward to serving you! Come by and discover how we can help you achieve your financial goals today!

Convenient Access

Our branch is designed with accessibility in mind. With ample parking available, including spaces for those with disabilities, visiting us is hassle-free. We also feature ADA-compliant entrances and ramps to ensure everyone can comfortably access our services. If you're looking for quick banking solutions, our drive-thru service is perfect for making deposits or withdrawals without ever leaving your vehicle.

Operating Hours

We understand that life gets busy! That's why we offer extended hours during the week: join us from 8:15 AM to 6:00 PM Monday through Friday. For your convenience, we're also open on Saturdays from 9:00 AM to 1:00 PM at our drive-thru.

Member Eligibility

Joining Freedom is more than just opening an account; it's about becoming part of a caring community that prioritizes your financial well-being. We welcome individuals who live, work, or attend school in the areas surrounding us, as well as those related to existing members. This makes it easy for you to connect with us and enjoy the many benefits of membership, from personalized service to competitive rates on loans and savings. If you're curious about specific eligibility details, feel free to check out our website at for the latest information. Becoming a member is a straightforward process! Simply visit us at our branch located at 665 W 400 S Springville Ut 84663, where our friendly team will guide you through opening your account. You can also reach us at (801) 375-2120 if you have any questions before you come in. We're excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing to launch a new product line or open a second location. With our tailored loans, we empower you to take those crucial steps toward growth.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is vital. Our merchant services provide easy solutions for accepting payments, whether you run a bustling café or an online store. This means faster transactions and happier customers, giving you more time to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $197,439, we continue to drive economic growth by financing new and expanding businesses in Springville, UT. Let us be your partner in success! Visit us at 665 W 400 S Springville Ut 84663 or call us at (801) 375-2120 for more information on how we can help your business thrive.

Comprehensive List Of Services

Business Banking Services

We also understand the unique challenges businesses face. That's why we offer tailored solutions like merchant services and business loans to help your business thrive. With us as your financial partner, managing your business finances becomes simpler and more effective.

Modern Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Want to make payments on the go? Our mobile payment options ensure you can handle transactions effortlessly right from your smartphone. For those days when you need cash quickly, you can take advantage of our ATM and cash withdrawal services at various locations. Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy schedules!

Personal Banking Solutions

Imagine having a checking account that fits your lifestyle or a savings account that helps you reach your financial goals faster. At Freedom, we offer personal banking options that include both checking and savings accounts designed for convenience and flexibility. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle of your dreams without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized assistance. If unexpected expenses arise, our personal loans are available for debt consolidation or other needs, ensuring that you're never caught off guard financially. Plus, don't forget about our credit cards with rewards perfect for everyday purchases while earning points toward exciting rewards.

We’re Here for You

At Freedom, we're committed to making banking easy and accessible for everyone in Springville, UT. If you have any questions about our services or need assistance, feel free to call us at 801-375-2120 during our operating hours: Monday through Friday from 8:15 am to 6:00 pm and Saturday from 9:00 am to 1:00 pm. Explore how we can support your financial journey today! Visit us online at freedomcreditunion.org or stop by our branch to learn more about how we can help you achieve your financial dreams!

Digital & Online Banking

Key Features

One of the standout features is our mobile application. This handy app allows you to manage your accounts on the go, giving you real-time updates and full control over your finances right from your smartphone. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfers make it simple and fast no cash needed! For those who prefer digital statements, we provide e-statements that are available whenever you need them. You can say goodbye to paper clutter and view your statements securely online. And while we don't currently offer electronic signature authorization, we ensure that all transactions are secure and protected. If you're someone who enjoys the convenience of mobile payments, you'll be happy to know that we support this feature as well. It's just one more way we help simplify your banking experience. At Freedom, we're committed to providing you with accessible and efficient banking solutions tailored to fit your lifestyle. Explore our digital offerings today!

Financial Strength

Commitment to Growth

With $6,747,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,078 in used auto loans and $46,151,830 in total loans and leases.

Dedicated Team

We also take pride in having 10 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $18,042,886 in share certificates and $2,023,929 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,494,139, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $6,747,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,057 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share Accounts: 8,446, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $253. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Freedom is your trusted partner. Visit us at 665 W 400 S Springville Ut 84663 or call (801) 375-2120 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you. We believe in providing transparency and guidance throughout the borrowing process. For more information on our loan offerings or to discuss your specific needs, feel free to reach out at (801) 375-2120. We're located at 665 W 400 S Springville Ut 84663, ready to help you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,151,035 in used vehicle loans and $2,418,703 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $197,439 provide the capital needed to grow and expand. We understand the needs of small businesses and are here to support your aspirations with tailored lending solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $699,596 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and rewards programs that can benefit you while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,961,669, make buying or refinancing simple. We aim to guide you through the process with personalized service and expert advice, ensuring that you feel supported every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences many have had while using the platform. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance ensures that all offers presented on LendMesh are fair and transparent. Users can trust that they are receiving genuine offers from reputable lenders.

FREEDOM CREDIT UNION - Springville, UT